West Pointe Bank

Overview / Commentary

www.westptebank.com

920-232-2260

1750 Witzel Avenue
Oshkosh, WI 54901

West Pointe Bank is headquartered in Oshkosh and is the 94^th largest bank in the state of Wisconsin. It is also the 2,458^th largest bank in the nation. It was established in 1996 and as of December of 2020, it had grown to 23 employees at 1 location. West Pointe Bank's money market rates are 70% higher than the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q4 2020

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Health Grade Components

Overall
FDIC Certificate #	34162
Year Established	1996
Employees	23
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.37%
Return on Equity - YTD	7.77%
Annual Interest Income	$13.9MM

Assets and Liabilities
Assets	Q4 2020vs Q4 2019	$288.6MM$293.1MM
Loans	Q4 2020vs Q4 2019	$235.5MM$235.5MM
Deposits	Q4 2020vs Q4 2019	$211.1MM$212.8MM
Equity Capital	Q4 2020vs Q4 2019	$53.2MM$50.7MM
Loan Loss Allowance	Q4 2020vs Q4 2019	$4.7MM$4.0MM
Unbacked Noncurrent Loans	Q4 2020vs Q4 2019	$608.00K$8.7MM
Real Estate Owned	Q4 2020vs Q4 2019	$225.00K$3.2MM

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

West Pointe Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$25	-	Christmas Club
0.25%	$25	-	Regular Savings
0.25%	$25	-	Youth Savings

West Pointe Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%^*	$100k^*	-	Money Market Investment
OTHER TIERS: 0.10% → $2.5k - $10k \| 0.50% → $10k - $25k \| 0.60% → $25k - $50k \| 0.70% → $50k - $100k

West Pointe Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$100	-	Interest Bearing Checking Accounts

West Pointe Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$500	-	12 month CD
1.00%	$500	-	18 Month CD
1.00%	$500	-	24 Month CD
1.00%	$500	-	36 Month CD
1.00%	$500	-	48 Month CD
1.00%	$500	-	60 Month CD
0.75%	$1k	-	6 Month CD
0.50%	$1k	-	3 Month CD

West Pointe Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$500	-	12 month IRA
1.00%	$500	-	18 Month IRA
1.00%	$500	-	24 Month IRA
1.00%	$500	-	36 Month IRA
1.00%	$500	-	48 Month IRA
1.00%	$500	-	60 Month IRA
0.75%	$1k	-	6 Month IRA
0.50%	$1k	-	3 Month IRA

Locations

West Pointe Bank Locations
West Pointe Bank	1750 Witzel Avenue	Oshkosh, WI 54901

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