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West Pointe Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.20%
Our Rating
3.8  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.westptebank.com
920-232-2260
1750 Witzel Avenue
Oshkosh, WI 54903

West Pointe Bank is headquartered in OSHKOSH and is the 81st largest bank in the state of Wisconsin. It is also the 2,229th largest bank in the nation. It was established in 1996 and as of March of 2025, it had grown to 21 employees at 1 location. West Pointe Bank's CD rates are 4X the national average, and it boasts an A+ health rating.

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #34162
Year Established1996
Employees21
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.55%
Return on Equity - YTD8.6%
Annual Interest Income$5.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$361.8MM$344.2MM
LoansQ1 2025vs Q1 2024$299.7MM$284.9MM
DepositsQ1 2025vs Q1 2024$265.1MM$249.6MM
Equity CapitalQ1 2025vs Q1 2024$64.8MM$62.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$4.9MM$5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$0$0
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.20%
Our Rating
3.8  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

West Pointe Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$25-Christmas Club
0.25%$25-Regular Savings
0.25%$25-Youth Savings

West Pointe Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*$100k*-Money Market Investment
OTHER TIERS: 0.25% → $2.5k - $10k | 0.50% → $10k - $25k | 0.75% → $25k - $50k | 1.26% → $50k - $100k

West Pointe Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Interest Bearing Checking Accounts
0.10%$100-Advantage Checking
0.10%$100-Horizon Checking
0.10%$100-Executive Checking
0.10%$100-Business Interest-Bearing Checking

West Pointe Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.97%$500-12 month CD
3.97%$500-Business 12 month CD
3.87%$1k-6 Month CD
3.87%$1k-9 Month CD
3.87%$1k-Business 6 Month CD
3.87%$1k-Business 9 Month CD
3.76%$500-18 Month CD
3.76%$500-24 Month CD
3.76%$500-Business 18 Month CD
3.76%$500-Business 24 Month CD
3.56%$500-36 Month CD
3.56%$500-48 Month CD
3.56%$500-60 Month CD
3.56%$500-Business 36 Month CD
3.56%$500-Business 48 Month CD
3.56%$500-Business 60 Month CD
2.53%$1k-3 Month CD
2.53%$1k-Business 3 Month CD

West Pointe Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.97%$500-12 month IRA
3.87%$1k-6 Month IRA
3.87%$1k-9 Month IRA
3.76%$500-18 Month IRA
3.76%$500-24 Month IRA
3.56%$500-36 Month IRA
3.56%$500-48 Month IRA
3.56%$500-60 Month IRA
2.53%$1k-3 Month IRA
Locations


West Pointe Bank Locations
West Pointe Bank1750 Witzel AveOshkosh, WI 54902

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