2. West Shore Bank

West Shore Bank

Popular Accounts at this Bank

APYACCOUNT TYPEHOW THEY COMPARE
1.76%5-year CD
3.10% - Barclays 60 Month Online CDAdvertisement
0.50%1-year CD
2.75% - Barclays 12 Month Online CDAdvertisement
1.51%4-year CD
2.90% - Barclays 48 Month Online CDAdvertisement
View all West Shore Bank rates »

Overview / Commentary
www.westshorebank.com
231-845-3500
201 West Loomis Street
Ludington, MI 49431

West Shore Bank is headquartered in Ludington and is the 28th largest bank in the state of Michigan. It is also the 1,558th largest bank in the nation. It was established in 1898 and as of September of 2018, it had grown to 118 employees at 9 locations. West Shore Bank has an A health rating.

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Health
A

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #14929
Year Established1898
Employees118
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD8.72%
Annual Interest Income$12.6MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$450.4MM$436.8MM
LoansQ3 2018vs Q3 2017$315.7MM$277.1MM
DepositsQ3 2018vs Q3 2017$374.4MM$352.8MM
Equity CapitalQ3 2018vs Q3 2017$38.2MM$38.3MM
Loan Loss AllowanceQ3 2018vs Q3 2017$3.1MM$3.3MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.5MM$1.9MM
Real Estate OwnedQ3 2018vs Q3 2017$382.00K$450.00K
Rates
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West Shore Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.52%$500-24 Month CD Special - New Money
2.27%$500-15 Month CD Special - New money
2.02%$500-60 Month Relationship CD
1.76%$500-48 Month Relationship CD
1.76%$500-60 Month CD
1.51%$500-48 Month CD
1.51%$500-36 Month Relationship CD
1.26%$500-36 Month CD
1.00%$500-24 Month CD
0.75%$500-18 Month CD
0.50%$500-12 Month CD
0.25%$500-6 Month CD
0.15%$500-3 Month CD

West Shore Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-48 Month Fixed Rate IRA
1.26%$500-36 Month Fixed Rate IRA
1.00%$500-24 Month Fixed Rate IRA
0.50%$500-12 Month Fixed Rate IRA
Locations


West Shore Bank Locations
Scottville Branch107-109 West State StreetScottville, MI 49454
West Shore Bank201 West Loomis StreetLudington, MI 49431
Cypress Street Branch306 Cypress StreetManistee, MI 49660
Hart Branch4070 West Polk RoadHart, MI 49420
Manistee Branch415 ParkdaleManistee, MI 49660
Ludington Branch5725 West U.S. 10Pere Marquette Township, MI 49431
Frankfort Branch501 Main StreetFrankfort, MI 49635
Onekama Branch4945 Main StreetOnekama, MI 49675
Traverse City Branch627 W. Front StreetTraverse City, MI 49684

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