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West Shore Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.76%5-year CD60 Month CD
2.50% - Ally Bank High Yield 5 Year CDAdvertisement
0.50%1-year CD12 Month CD
2.10% - Goldman Sachs Bank USA High-yield 12 Month CDAdvertisement
1.51%4-year CD48 Month CD
2.40% - Goldman Sachs Bank USA High-yield 4 Year CDAdvertisement
View all West Shore Bank rates »

Overview / Commentary
www.westshorebank.com
231-845-3500
201 West Loomis Street
Ludington, MI 49431

West Shore Bank is headquartered in Ludington and is the 29th largest bank in the state of Michigan. It is also the 1,660th largest bank in the nation. It was established in 1898 and as of December of 2017, it had grown to 116 employees at 7 locations. West Shore Bank has a B+ health rating.

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Health
B+

Data as of Q4 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #14929
Year Established1898
Employees116
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD9.27%
Annual Interest Income$15.7MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$419.9MM$427.9MM
LoansQ4 2017vs Q4 2016$290.1MM$274.9MM
DepositsQ4 2017vs Q4 2016$332.6MM$344.7MM
Equity CapitalQ4 2017vs Q4 2016$38.0MM$35.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$3.2MM$3.2MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.5MM$2.3MM
Real Estate OwnedQ4 2017vs Q4 2016$521.00K$853.00K
Rates
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West Shore Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500-60 Month Relationship CD
1.76%$500-48 Month Relationship CD
1.76%$500-60 Month CD
1.51%$500-48 Month CD
1.51%$500-36 Month Relationship CD
1.26%$500-36 Month CD
1.00%$500-24 Month CD
0.75%$500-18 Month CD
0.50%$500-12 Month CD
0.25%$500-6 Month CD
0.15%$500-3 Month CD

West Shore Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-48 Month Fixed Rate IRA
1.26%$500-36 Month Fixed Rate IRA
1.00%$500-24 Month Fixed Rate IRA
0.50%$500-12 Month Fixed Rate IRA
Locations


West Shore Bank Locations
Scottville Branch107-109 West State StreetScottville, MI 49454
West Shore Bank201 West Loomis StreetLudington, MI 49431
Cypress Street Branch306 Cypress StreetManistee, MI 49660
Hart Branch4070 West Polk RoadHart, MI 49420
Manistee Branch415 ParkdaleManistee, MI 49660
Ludington Branch5725 West U.S. 10Pere Marquette Township, MI 49431
Frankfort Branch501 Main StreetFrankfort, MI 49635
Onekama Branch4861 Main StreetOnekama, MI 49675

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