West Texas Credit Union is headquartered in Odessa and is the 178th largest credit union in the state of Texas. It is also the 2,212th largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 23 employees and 4,918 members at 3 locations. West Texas Credit Union's CD rates are 5X the national average, and it has a B+ health rating.
West Texas Credit Union is open to those who live, work or worship in Ector county.
See current membership details
Overall | |
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NCUA # | 67592 |
Year Chartered | 1953 |
Employees | 23 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.23% |
Return on Equity - YTD | 2.35% |
Annual Interest Income | $760K |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $65.2MM$62.8MM |
Loans | Q1 2025vs Q1 2024 | $37.5MM$33.2MM |
Deposits | Q1 2025vs Q1 2024 | $58.1MM$55.9MM |
Equity Capital | Q1 2025vs Q1 2024 | $6.4MM$6.4MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $161K$157K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $123K$273K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not West Texas Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.25%* | $5k* | - | Shares | ||
OTHER TIERS: 0.10% → $5 - $5k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.15%* | $25k* | - | Money Market | ||
OTHER TIERS: 0.90% → $2.5k - $25k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.30% | $1k | - | 12 Month CD | |
4.20% | $1k | - | 6 Month CD | |
3.00% | $1k | - | 24 Month CD | |
2.58% | $1k | - | 36 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.69% | $0 | - | IRA Savings |
West Texas Credit Union Locations | ||
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Branch Office | 1001 N Lee Ave | Odessa, TX 79761-3948 |
Branch Office | 4440 E 52nd St | Odessa, TX 79762-4826 |
Corporate Office | 4301 Mission Blvd | Odessa, TX 79765 |