Featured Savings Rates
Featured Accounts
Overview / Commentary
1001 N Lee Ave
Odessa, TX 79761-3948

West Texas Educators Credit Union is headquartered in Odessa and is the 176th largest credit union in the state of Texas. It is also the 2,240th largest credit union in the nation. It was established in 1953 and as of December of 2016, it had grown to 21 employees and 5,116 members at 3 locations. West Texas Educators Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, worship or work in Ector County, Texas. Membership is also open to employees of Crane ISD, McCamey ISD, Rankin ISD, City of Ft. Stockton, Ft. Stockton ISD, InterFirst Bank, Big Bend Area ISD, Texas Agricultural Extension Service, Accounting Alumni Association, Nurses Unlimited, United Blood Service, Pecos County Water Control & Imp. District, Apache Machine, Thrifty Nickel, Valve Maintenance Corp., Williams Paving & Excavating, Blasto Services Co., Kiker Machine, FA International, Glen. G. Halsell Law Firm, Cyclone Electric
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. West Texas Educators Credit Union has a relatively low asset base.

Health Grade Components

NCUA #67592
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.14%
Return on Equity - YTD1.66%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$53.6MM$55.2MM
LoansQ4 2016vs Q4 2015$26.5MM$25.6MM
DepositsQ4 2016vs Q4 2015$48.8MM$50.7MM
Equity CapitalQ4 2016vs Q4 2015$4.4MM$4.3MM
Loan Loss AllowanceQ4 2016vs Q4 2015$285.00K$298.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$662.00K$696.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not West Texas Educators Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

West Texas Educators Credit Union Savings Account Rates

0.20%$100-IRA Savings

West Texas Educators Credit Union Money Market Rates

0.10%*$25k*-Money Market
OTHER TIERS: 0.05% $2,500 - $25k

West Texas Educators Credit Union CD Rates

0.25%$1k-24 Month CD
0.25%$1k-36 Month CD
0.20%$1k-12 Month CD
0.10%$1k-6 Month CD

West Texas Educators Credit Union Locations
Branch Office1001 N Lee AveOdessa, TX 79761-3948
Branch Office4440 E 52nd StOdessa, TX 79762-4826
Branch Office401 W Dickinson BlvdFort Stockton, TX 79735