Featured Savings Rates
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West Texas Educators Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.20%1-year CD12 Month CD
0.05%SavingsShares
0.25%2-year CD24 Month CD

Overview / Commentary
432-362-1414
1001 N Lee Ave
Odessa, TX 79761-3948

West Texas Educators Credit Union is headquartered in Odessa and is the 176th largest credit union in the state of Texas. It is also the 2,259th largest credit union in the nation. It was established in 1953 and as of September of 2016, it had grown to 20 employees and 5,092 members at 3 locations. West Texas Educators Credit Union has a C health rating.

Field of Membership Restrictions

Membership is open to those who live, worship or work in Ector County, Texas. Membership is also open to employees of Crane ISD, McCamey ISD, Rankin ISD, City of Ft. Stockton, Ft. Stockton ISD, InterFirst Bank, Big Bend Area ISD, Texas Agricultural Extension Service, Accounting Alumni Association, Nurses Unlimited, United Blood Service, Pecos County Water Control & Imp. District, Apache Machine, Thrifty Nickel, Valve Maintenance Corp., Williams Paving & Excavating, Blasto Services Co., Kiker Machine, FA International, Glen. G. Halsell Law Firm, Cyclone Electric
See current membership details

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Health
C
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. West Texas Educators Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #67592
Year Chartered1953
Employees20
Primary Regulator
Profit Margin
Return on Assets - YTD0.25%
Return on Equity - YTD3.07%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$52.7MM$55.4MM
LoansQ3 2016vs Q3 2015$26.1MM$26.0MM
DepositsQ3 2016vs Q3 2015$47.9MM$50.8MM
Equity CapitalQ3 2016vs Q3 2015$4.4MM$4.3MM
Loan Loss AllowanceQ3 2016vs Q3 2015$245.00K$268.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$777.00K$566.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

West Texas Educators Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$100-IRA Savings
0.05%$25-Shares

West Texas Educators Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$25k*-Money Market
OTHER TIERS: 0.05% $2,500 - $25k

West Texas Educators Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$1k-24 Month CD
0.25%$1k-36 Month CD
0.20%$1k-12 Month CD
0.10%$1k-6 Month CD
Locations


West Texas Educators Credit Union Locations
Branch Office1001 N Lee AveOdessa, TX 79761-3948
Branch Office4440 E 52nd StOdessa, TX 79762-4826
Branch Office401 W Dickinson BlvdFort Stockton, TX 79735