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West Texas Educators Credit Union

Popular Accounts at this Credit Union

0.20%1-year CD12 Month CD
0.25%2-year CD24 Month CD

Overview / Commentary
1001 N Lee Ave
Odessa, TX 79761-3948

West Texas Educators Credit Union is headquartered in Odessa and is the 174th largest credit union in the state of Texas. It is also the 2,217th largest credit union in the nation. It was established in 1953 and as of June of 2016, it had grown to 18 employees and 5,037 members at 3 locations. West Texas Educators Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, worship or work in Ector County, Texas. Membership is also open to employees of Crane ISD, McCamey ISD, Rankin ISD, City of Ft. Stockton, Ft. Stockton ISD, InterFirst Bank, Big Bend Area ISD, Texas Agricultural Extension Service, Accounting Alumni Association, Nurses Unlimited, United Blood Service, Pecos County Water Control & Imp. District, Apache Machine, Thrifty Nickel, Valve Maintenance Corp., Williams Paving & Excavating, Blasto Services Co., Kiker Machine, FA International, Glen. G. Halsell Law Firm, Cyclone Electric
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. West Texas Educators Credit Union has a relatively low asset base.

Health Grade Components

NCUA #67592
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.1%
Return on Equity - YTD1.24%
Annual Interest Income$896.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$54.4MM$55.8MM
LoansQ2 2016vs Q2 2015$25.9MM$27.8MM
DepositsQ2 2016vs Q2 2015$49.8MM$51.0MM
Equity CapitalQ2 2016vs Q2 2015$4.4MM$4.3MM
Loan Loss AllowanceQ2 2016vs Q2 2015$258.00K$254.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$469.00K$467.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
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West Texas Educators Credit Union Savings Account Rates

0.20%$100-IRA Savings

West Texas Educators Credit Union Money Market Rates

0.10%*$25k*-Money Market
OTHER TIERS: 0.05% $2,500 - $25k

West Texas Educators Credit Union CD Rates

0.25%$1k-24 Month CD
0.25%$1k-36 Month CD
0.20%$1k-12 Month CD
0.10%$1k-6 Month CD

West Texas Educators Credit Union Locations
Branch Office1001 N Lee AveOdessa, TX 79761-3948
Branch Office4440 E 52nd StOdessa, TX 79762-4826
Branch Office401 W Dickinson BlvdFort Stockton, TX 79735