Overview / Commentary
1001 N Lee Ave
Odessa, TX 79761-3948

West Texas Credit Union is headquartered in Odessa and is the 171st largest credit union in the state of Texas. It is also the 2,187th largest credit union in the nation. It was established in 1953 and as of June of 2018, it had grown to 20 employees and 5,033 members at 3 locations. West Texas Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, worship or work in Ector County, Texas. Membership is also open to employees of Crane ISD, McCamey ISD, Rankin ISD, City of Ft. Stockton, Ft. Stockton ISD, InterFirst Bank, Big Bend Area ISD, Texas Agricultural Extension Service, Accounting Alumni Association, Nurses Unlimited, United Blood Service, Pecos County Water Control & Imp. District, Apache Machine, Thrifty Nickel, Valve Maintenance Corp., Williams Paving & Excavating, Blasto Services Co., Kiker Machine, FA International, Glen. G. Halsell Law Firm, Cyclone Electric
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. West Texas Credit Union has a relatively low asset base.

Health Grade Components

NCUA #67592
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.19%
Return on Equity - YTD2.41%
Annual Interest Income$964.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$58.6MM$55.4MM
LoansQ2 2018vs Q2 2017$27.6MM$26.4MM
DepositsQ2 2018vs Q2 2017$53.3MM$50.3MM
Equity CapitalQ2 2018vs Q2 2017$4.6MM$4.3MM
Loan Loss AllowanceQ2 2018vs Q2 2017$281.00K$293.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$74.00K$243.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not West Texas Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

West Texas Credit Union Savings Account Rates

0.25%$100-IRA Savings

West Texas Credit Union Money Market Rates

0.10%*$25k*-Money Market
OTHER TIERS: 0.05% $2.5k - $25k

West Texas Credit Union Locations
Branch Office1001 N Lee AveOdessa, TX 79761-3948
Branch Office4440 E 52nd StOdessa, TX 79762-4826
Branch Office401 W Dickinson BlvdFort Stockton, TX 79735

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.