Overview / Commentary
West Texas Credit Union is headquartered in Odessa and is the 173rd largest credit union in the state of Texas. It is also the 2,200th largest credit union in the nation. It was established in 1953 and as of September of 2018, it had grown to 20 employees and 5,073 members at 3 locations. West Texas Credit Union has a B+ health rating.
Field of Membership Restrictions
West Texas Credit Union is open to those who live, work or worship in Ector county.
See current membership details
Health
B+
Data as of Q3 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. West Texas Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67592 |
| Year Chartered | 1953 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.47% |
| Return on Equity - YTD | 5.73% |
| Annual Interest Income | $1.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $57.2MM$56.2MM |
| Loans | Q3 2018vs Q3 2017 | $28.0MM$26.1MM |
| Deposits | Q3 2018vs Q3 2017 | $52.0MM$51.2MM |
| Equity Capital | Q3 2018vs Q3 2017 | $4.7MM$4.4MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $254.00K$278.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $78.00K$207.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Rates
Skip to rates for:
Report an Issue
Always verify rates and promotions with the bank or credit union. We are not West Texas Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
West Texas Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $100 | - | IRA Savings | |
| 0.05% | $25 | - | Shares |
West Texas Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $25k* | - | Money Market | ||
| OTHER TIERS: 0.05% → $2.5k - $25k | |||||
Locations
| West Texas Credit Union Locations | ||
|---|---|---|
| Branch Office | 1001 N Lee Ave | Odessa, TX 79761-3948 |
| Branch Office | 4440 E 52nd St | Odessa, TX 79762-4826 |
| Branch Office | 401 W Dickinson Blvd | Fort Stockton, TX 79735 |