West Texas Credit Union is headquartered in Odessa and is the 171st largest credit union in the state of Texas. It is also the 2,187th largest credit union in the nation. It was established in 1953 and as of June of 2018, it had grown to 20 employees and 5,033 members at 3 locations. West Texas Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, worship or work in Ector County, Texas. Membership is also open to employees of Crane ISD, McCamey ISD, Rankin ISD, City of Ft. Stockton, Ft. Stockton ISD, InterFirst Bank, Big Bend Area ISD, Texas Agricultural Extension Service, Accounting Alumni Association, Nurses Unlimited, United Blood Service, Pecos County Water Control & Imp. District, Apache Machine, Thrifty Nickel, Valve Maintenance Corp., Williams Paving & Excavating, Blasto Services Co., Kiker Machine, FA International, Glen. G. Halsell Law Firm, Cyclone Electric
See current membership details
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67592 |
| Year Chartered | 1953 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.19% |
| Return on Equity - YTD | 2.41% |
| Annual Interest Income | $964.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $58.6MM$55.4MM |
| Loans | Q2 2018vs Q2 2017 | $27.6MM$26.4MM |
| Deposits | Q2 2018vs Q2 2017 | $53.3MM$50.3MM |
| Equity Capital | Q2 2018vs Q2 2017 | $4.6MM$4.3MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $281.00K$293.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $74.00K$243.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not West Texas Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
West Texas Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $100 | - | IRA Savings | |
| 0.05% | $25 | - | Shares |
West Texas Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $25k* | - | Money Market | ||
| OTHER TIERS: 0.05% → $2.5k - $25k | |||||
| West Texas Credit Union Locations | ||
|---|---|---|
| Branch Office | 1001 N Lee Ave | Odessa, TX 79761-3948 |
| Branch Office | 4440 E 52nd St | Odessa, TX 79762-4826 |
| Branch Office | 401 W Dickinson Blvd | Fort Stockton, TX 79735 |