Overview / Commentary
432-362-8171
1001 N Lee Ave
Odessa, TX 79761-3948

West Texas Credit Union is headquartered in Odessa and is the 168th largest credit union in the state of Texas. It is also the 2,161st largest credit union in the nation. It was established in 1953 and as of December of 2018, it had grown to 17 employees and 5,117 members at 3 locations. West Texas Credit Union has a B+ health rating.

Field of Membership Restrictions

West Texas Credit Union is open to those who live, work or worship in Ector county.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. West Texas Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #67592
Year Chartered1953
Employees17
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD4.58%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$58.6MM$56.3MM
LoansQ4 2018vs Q4 2017$28.6MM$26.5MM
DepositsQ4 2018vs Q4 2017$52.7MM$51.2MM
Equity CapitalQ4 2018vs Q4 2017$4.7MM$4.5MM
Loan Loss AllowanceQ4 2018vs Q4 2017$255.00K$269.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$110.00K$231.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

West Texas Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-IRA Savings
0.05%$25-Shares

West Texas Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$25k*-Money Market
OTHER TIERS: 0.05% $2.5k - $25k

West Texas Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$1k-24 Month CD
0.25%$1k-36 Month CD
0.20%$1k-12 Month CD
0.10%$1k-6 Month CD
Locations


West Texas Credit Union Locations
Branch Office1001 N Lee AveOdessa, TX 79761-3948
Branch Office4440 E 52nd StOdessa, TX 79762-4826
Branch Office401 W Dickinson BlvdFort Stockton, TX 79735

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