West Texas Educators Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.20%	1-year CD	12 Month CD 0.62% - National Average
0.05%	Savings	Shares 1.30% - Synchrony Bank High Yield Savings
0.25%	2-year CD	24 Month CD 0.87% - National Average

View all West Texas Educators Credit Union rates »

Overview / Commentary

www.westtexed.com

432-362-1414

1001 N Lee Ave
Odessa, TX 79761-3948

West Texas Educators Credit Union is headquartered in Odessa and is the 174^th largest credit union in the state of Texas. It is also the 2,227^th largest credit union in the nation. It was established in 1953 and as of June of 2017, it had grown to 18 employees and 5,009 members at 3 locations. West Texas Educators Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, worship or work in Ector County, Texas. Membership is also open to employees of Crane ISD, McCamey ISD, Rankin ISD, City of Ft. Stockton, Ft. Stockton ISD, InterFirst Bank, Big Bend Area ISD, Texas Agricultural Extension Service, Accounting Alumni Association, Nurses Unlimited, United Blood Service, Pecos County Water Control & Imp. District, Apache Machine, Thrifty Nickel, Valve Maintenance Corp., Williams Paving & Excavating, Blasto Services Co., Kiker Machine, FA International, Glen. G. Halsell Law Firm, Cyclone Electric
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Health

B

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. West Texas Educators Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	67592
Year Chartered	1953
Employees	18
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.24%
Return on Equity - YTD	-3%
Annual Interest Income	$893.00K

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$55.4MM$54.4MM
Loans	Q2 2017vs Q2 2016	$26.4MM$25.9MM
Deposits	Q2 2017vs Q2 2016	$50.3MM$49.8MM
Equity Capital	Q2 2017vs Q2 2016	$4.3MM$4.4MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$293.00K$258.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$243.00K$469.00K
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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West Texas Educators Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$100	-	IRA Savings
0.05%	$25	-	Shares

West Texas Educators Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%^*	$25k^*	-	Money Market
OTHER TIERS: 0.05% → $2,500 - $25k

West Texas Educators Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	$1k	-	24 Month CD
0.25%	$1k	-	36 Month CD
0.20%	$1k	-	12 Month CD
0.10%	$1k	-	6 Month CD

Locations

West Texas Educators Credit Union Locations
Branch Office	1001 N Lee Ave	Odessa, TX 79761-3948
Branch Office	4440 E 52nd St	Odessa, TX 79762-4826
Branch Office	401 W Dickinson Blvd	Fort Stockton, TX 79735