West Texas State Bank
LOCATIONS
2
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HEALTH RATING
C
View health report
CURRENT TOP RATE
1.25% APY
60 Month CD
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.25% | 5-year CD | 60 Month CD 1.55% - National Average |
| 0.50% | 1-year CD | 12 Month CD 0.62% - National Average |
| 0.10% | Savings | Regular Savings Account |
Overview / Commentary
West Texas State Bank is headquartered in Snyder and is the 322nd largest bank in the state of Texas. It is also the 3,951st largest bank in the nation. It was established in 1950 and as of June of 2017, it had grown to 26 employees at 2 locations. West Texas State Bank has a C health rating.
Health
C
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 16866 |
| Year Established | 1950 |
| Employees | 26 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.17% |
| Return on Equity - YTD | -1.42% |
| Annual Interest Income | $2.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $120.9MM$133.0MM |
| Loans | Q2 2017vs Q2 2016 | $73.0MM$72.7MM |
| Deposits | Q2 2017vs Q2 2016 | $105.6MM$116.5MM |
| Equity Capital | Q2 2017vs Q2 2016 | $14.7MM$15.7MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $2.6MM$3.1MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $7.0MM$3.2MM |
| Real Estate Owned | Q2 2017vs Q2 2016 | $0$74.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
West Texas State Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $50 | - | Regular Savings Account |
West Texas State Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $500k* | - | Money Market Account | ||
| OTHER TIERS: 0.15% → $2,500 - $500k | |||||
West Texas State Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $2,500 | - | Super NOW Account |
West Texas State Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.25% | $1k | - | 60 Month CD | |
| 0.80% | $1k | - | 24 Month CD | |
| 0.80% | $1k | - | 30 Month CD | |
| 0.60% | $1k | - | 18 Month CD | |
| 0.50% | $1k | - | 12 Month CD | |
| 0.30% | $1k | - | 6 Month CD | |
| 0.15% | $1k | - | 3 Month CD |
West Texas State Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.70% | $100 | - | 18 Month IRA |
Locations
| West Texas State Bank Locations | ||
|---|---|---|
| West Texas State Bank | 5009 College Avenue | Snyder, TX 79549 |
| Edwards Street Branch | Edwards Street | Rowena, TX 76875 |