West Texas State Bank
LOCATIONS
2
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HEALTH RATING
B+
View health report
CURRENT TOP RATE
2.02% APY
60 Month CD
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.02% | 5-year CD | 60 Month CD |
| 1.00% | 1-year CD | 12 Month CD 1.80% - Ally Bank No Penalty 11-Month CD |
| 0.20% | Savings | Regular Savings Account 1.65% - Barclays Online Savings Account |
Overview / Commentary
West Texas State Bank is headquartered in Snyder and is the 328th largest bank in the state of Texas. It is also the 3,874th largest bank in the nation. It was established in 1950 and as of March of 2018, it had grown to 28 employees at 2 locations. West Texas State Bank's money market rates are 36% higher than the national average, and it has a B+ health rating.
Health
B+
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 16866 |
| Year Established | 1950 |
| Employees | 28 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.08% |
| Return on Equity - YTD | 9.03% |
| Annual Interest Income | $1.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $121.2MM$121.7MM |
| Loans | Q1 2018vs Q1 2017 | $60.8MM$70.9MM |
| Deposits | Q1 2018vs Q1 2017 | $106.4MM$106.4MM |
| Equity Capital | Q1 2018vs Q1 2017 | $14.4MM$14.8MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $1.6MM$3.7MM |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $4.3MM$10.0MM |
| Real Estate Owned | Q1 2018vs Q1 2017 | $284.00K$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
West Texas State Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $50 | - | Regular Savings Account |
West Texas State Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $500k* | - | Money Market Account | ||
| OTHER TIERS: 0.25% → $2,500 - $500k | |||||
West Texas State Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $2,500 | - | Super NOW Account |
West Texas State Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $1k | - | 60 Month CD | |
| 1.76% | $1k | - | 30 Month CD | |
| 1.51% | $1k | - | 24 Month CD | |
| 1.26% | $1k | - | 18 Month CD | |
| 1.00% | $1k | - | 12 Month CD | |
| 0.70% | $1k | - | 6 Month CD | |
| 0.40% | $1k | - | 3 Month CD |
West Texas State Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.41% | $100 | - | 18 Month IRA |
Locations
| West Texas State Bank Locations | ||
|---|---|---|
| West Texas State Bank | 5009 College Avenue | Snyder, TX 79549 |
| Edwards Street Branch | Edwards Street | Rowena, TX 76875 |