West Texas State Bank

Overview / Commentary
5009 College Avenue
Snyder, TX 79549

West Texas State Bank is headquartered in Snyder and is the 280th largest bank in the state of Texas. It is also the 3,189th largest bank in the nation. It was established in 1950 and as of December of 2021, it had grown to 28 employees at 2 locations. West Texas State Bank has an A health rating.


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Health Grade Components

FDIC Certificate #16866
Year Established1950
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD7.65%
Annual Interest Income$5.0MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$189.0MM$184.8MM
LoansQ4 2021vs Q4 2020$83.8MM$56.3MM
DepositsQ4 2021vs Q4 2020$163.2MM$161.8MM
Equity CapitalQ4 2021vs Q4 2020$25.7MM$22.4MM
Loan Loss AllowanceQ4 2021vs Q4 2020$525.00K$3.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$1.5MM$1.8MM
Real Estate OwnedQ4 2021vs Q4 2020$0$0

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West Texas State Bank Locations
West Texas State Bank5009 College AvenueSnyder, TX 79549
Edwards Street Branch211 Edward StRowena, TX 76875

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