West Texas State Bank
LOCATIONS
2
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HEALTH RATING
B+
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CURRENT TOP RATE
2.27% APY
60 Month CD
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.27% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 1.46% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.20% | Savings | 0.27% - National Average |
Overview / Commentary
West Texas State Bank is headquartered in Snyder and is the 299th largest bank in the state of Texas. It is also the 3,618th largest bank in the nation. It was established in 1950 and as of December of 2018, it had grown to 25 employees at 2 locations. West Texas State Bank's money market rates are 70% higher than the national average, and it has a B+ health rating.
Health
B+
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 16866 |
| Year Established | 1950 |
| Employees | 25 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.17% |
| Return on Equity - YTD | 9.78% |
| Annual Interest Income | $4.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $134.5MM$121.8MM |
| Loans | Q4 2018vs Q4 2017 | $64.6MM$64.6MM |
| Deposits | Q4 2018vs Q4 2017 | $118.4MM$106.9MM |
| Equity Capital | Q4 2018vs Q4 2017 | $15.6MM$14.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.3MM$1.6MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $4.6MM$4.6MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $122.00K$334.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
West Texas State Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $50 | - | Regular Savings Account |
West Texas State Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | $500k* | - | Money Market Account | ||
| OTHER TIERS: 0.25% → $2.5k - $500k | |||||
West Texas State Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $2.5k | - | Super NOW Account |
West Texas State Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.27% | $1k | - | 60 Month CD | |
| 2.12% | $1k | - | 30 Month CD | |
| 1.92% | $1k | - | 24 Month CD | |
| 1.76% | $1k | - | 18 Month CD | |
| 1.46% | $1k | - | 12 Month CD | |
| 1.26% | $1k | - | 6 Month CD | |
| 0.75% | $1k | - | 3 Month CD |
West Texas State Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.87% | $100 | - | 18 Month IRA |
Locations
| West Texas State Bank Locations | ||
|---|---|---|
| West Texas State Bank | 5009 College Avenue | Snyder, TX 79549 |
| Edwards Street Branch | Edwards Street | Rowena, TX 76875 |