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Overview / Commentary
2440 North Litchfield Road
Goodyear, AZ 85395

West Valley National Bank is headquartered in Goodyear and is the 16th largest bank in the state of Arizona. It is also the 5,146th largest bank in the nation. It was established in 2006 and as of September of 2017, it had grown to 17 employees at 3 locations. West Valley National Bank has a B+ health rating.

Reviews (3)

A trustworthy local bank!

This bank is very good at getting back to you with any issues that you might have. I had a double charge on my account and they were quick to fix that without any hesitation. Any time I go into the physical bank I am always greeted, however the wait time seems to be longer when you are trying to set up a checking or savings account. The same with call time, it usually takes a while to be put through to a representative. The bank is pretty good about informing me of promotions that they have going on as well. Deposits made through my bank take up to 1-2 business days which generally faster than previous banks I've been to. Overall, I trust this bank with protecting my money, they work fast and they are quick to inform you of any peculiar charges.

I Would Not Bank Here If I Were You!

Posted by: 102333 | Aug 13, 2013

This is the worst run bank I have ever seen.  The turnover is over 200% a year becasue of the CEO.  She apparently treats all of her employees like garbage and they leave after 4-5 months.  The bank losses money each year but the Board keeps her on.  Go figure.  Put your money somewhere else. 

Terrible Banking Exp.

Posted by: david | May 9, 2011

I was a client of this bank and I would NOT recommend anyone to go there. There online banking is terrible. Also, there service is terrible. The employee turn over is very high. People come and go at this place. They had some good hard working employees leave because of the CEO. When the good employees leave so does the service. In speaking with a few of the employees there they are treated very poor by the CEO Candace W. and she loves to micro-manage them. It's either her way or the highway! She won't even listen to her employees suggestions because she thinks she is just so powerful and knows everything. If she continue to manage this bank and the employee turn over does NOT stabilize this bank will not be around in the next few years. STAY AWAY!!

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. West Valley National Bank has a relatively low asset base.

Health Grade Components

FDIC Certificate #58426
Year Established2006
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD-0.76%
Return on Equity - YTD-7.71%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$53.3MM$54.0MM
LoansQ3 2017vs Q3 2016$35.7MM$31.9MM
DepositsQ3 2017vs Q3 2016$48.0MM$48.4MM
Equity CapitalQ3 2017vs Q3 2016$5.3MM$5.5MM
Loan Loss AllowanceQ3 2017vs Q3 2016$576.00K$566.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$22.00K$0
Real Estate OwnedQ3 2017vs Q3 2016$0$0

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West Valley National Bank Locations
West Valley National Bank2440 North Litchfield RoadGoodyear, AZ 85395
Scottsdale Branch5635 N. Scottsdale Rd. Suite 150Scottsdale, AZ 85250
Gila Bend Branch402 West Pima StreetGila Bend, AZ 85337