West View Savings Bank

Lots of attention, but not much action

When I walk into this bank I feel very welcomed and given the utmost attention. They are very satisfactory with the way a banking transaction goes for example making a deposit or a withdrawal just like any bank. When creating an account there (checking/savings) it is pretty much the same as any other bank and goes smoothly, but takes a little to long for my liking. Once having the checking accounts to get a debit card from this bank took about 2 weeks for me to receive all of the information and card i needed to start using my debit card. I think that is way to long. I'm not sure exactly how much the savings interest rate is but it felt very low to me. While I was banking with them they didn't have any 24 hour grace period for overdrafts and they take money out of your account immediately and on a daily basis until you come up with the money to get your account back to 0. I also had a CD with them and it was extremely hard to get closed out and get the cash for it. My father actually has gotten an inheritance from his father passing away and it was from this bank. It has been over 1 year and the estate/bank hasn't purchased all the stocks back for my father to receive the money from this (the inheritance was 500k+ though) Overall I give this bank a friendly rating, but I would only bank here if you had time to kill waiting on things to happen.