Overview / Commentary
304-744-7604
318 5th Ave
South Charleston, WV 25303

West Virginia Federal Credit Union is headquartered in South Charleston and is the 7th largest credit union in the state of West Virginia. It is also the 1,402nd largest credit union in the nation. It was established in 1965 and as of September of 2018, it had grown to 32 employees and 8,590 members at 2 locations. West Virginia Federal Credit Union's money market rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in, and businesses and other legal entities located in Kanawha, Putnam, Cabell, Wayne, Lincoln and Boone counties of West Virginia.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #17057
Year Chartered1965
Employees32
Primary Regulator
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD6.23%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$126.2MM$138.1MM
LoansQ3 2018vs Q3 2017$85.8MM$85.2MM
DepositsQ3 2018vs Q3 2017$107.6MM$120.2MM
Equity CapitalQ3 2018vs Q3 2017$17.9MM$17.0MM
Loan Loss AllowanceQ3 2018vs Q3 2017$996.00K$905.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.1MM$1.4MM
Real Estate OwnedQ3 2018vs Q3 2017$0$63.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not West Virginia Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

West Virginia Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$15-Christmas Savings
0.50%*$10k*-IRA Savings
OTHER TIERS: 0.20% $100 - $10k
0.20%$100-Regular Savings
0.20%$100-Business Savings

West Virginia Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$50k*-Money Market Account
OTHER TIERS: 0.30% $5k - $10k | 0.50% $10k - $25k | 0.80% $25k - $50k
1.10%*$50k*-Business Money Market
OTHER TIERS: 0.30% $5k - $10k | 0.50% $10k - $25k | 0.80% $25k - $50k

West Virginia Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$10k*-Gold Checking
OTHER TIERS: 0.20% $5k - $10k

West Virginia Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$1k-60 Month Certificate
2.20%$1k-48 Month Certificate
2.00%$1k-36 Month Certificate
1.80%$1k-30 Month Certificate
1.60%$1k-24 Month Certificate
1.40%$1k-18 Month Certificate
1.20%$1k-12 Month Certificate
1.00%$1k-6 Month Certificate

West Virginia Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$1k-60 Month IRA Certificate
2.20%$1k-48 Month IRA Certificate
2.00%$1k-36 Month IRA Certificate
1.60%$1k-24 Month IRA Certificate
1.20%$1k-12 Month IRA Certificate
Locations


West Virginia Federal Credit Union Locations
Branch Office2355 Maccorkle AveSaint Albans, WV 25177-2008
Branch Office318 5th AveSouth Charleston, WV 25303-1240

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