West Virginia Federal Credit Union

Overview / Commentary
318 5th Ave
South Charleston, WV 25303

West Virginia Federal Credit Union is headquartered in South Charleston and is the 8th largest credit union in the state of West Virginia. It is also the 1,622nd largest credit union in the nation. It was established in 1965 and as of December of 2023, it had grown to 26 employees and 7,438 members at 2 locations. West Virginia Federal Credit Union's money market rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in West Virginia Federal Credit Union is open to those who live, work, worship, or attend school (and businesses and other legal entities located) in the West Virginia counties of Boone, Cabell, Kanawha, Lincoln, Putnam, or Wayne.
See current membership details


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Health Grade Components

NCUA #17057
Year Chartered1965
Primary Regulator
Profit Margin
Return on Assets - YTD1.49%
Return on Equity - YTD8.98%
Annual Interest Income$4.9MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$125.7MM$133.8MM
LoansQ4 2023vs Q4 2022$74.4MM$68.1MM
DepositsQ4 2023vs Q4 2022$103.7MM$114.8MM
Equity CapitalQ4 2023vs Q4 2022$20.9MM$18.3MM
Loan Loss AllowanceQ4 2023vs Q4 2022$849K$947K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$283K$73K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not West Virginia Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

West Virginia Federal Credit Union Savings Account Rates

1.30%$15-Christmas Savings
1.00%*$10k*-IRA Savings
OTHER TIERS: 0.30% $100 - $10k
0.30%$100-Regular Savings
0.30%$100-Business Savings

West Virginia Federal Credit Union Money Market Rates

1.30%*$50k*-Money Market Account
OTHER TIERS: 0.30% $5k - $10k | 0.70% $10k - $25k | 1.00% $25k - $50k
1.30%*$50k*-Business Money Market
OTHER TIERS: 0.30% $5k - $10k | 0.70% $10k - $25k | 1.00% $25k - $50k

West Virginia Federal Credit Union Checking Account Rates

0.70%*$10k*-Gold Checking
OTHER TIERS: 0.30% $5k - $10k

West Virginia Federal Credit Union CD Rates

4.00%$1k-13 Month Certificate Special
3.50%$1k-19 Month Certificate Special
3.00%$1k-28 Month Certificate Special
2.50%$1k-6 Month Certificate
2.50%$1k-12 Month Certificate
2.50%$1k-18 Month Certificate
2.50%$1k-24 Month Certificate
2.50%$1k-30 Month Certificate
2.50%$1k-36 Month Certificate
2.50%$1k-48 Month Certificate
2.50%$1k-60 Month Certificate

West Virginia Federal Credit Union IRA Rates

2.50%$1k-12 Month IRA Certificate
2.50%$1k-24 Month IRA Certificate
2.50%$1k-36 Month IRA Certificate
2.50%$1k-48 Month IRA Certificate
2.50%$1k-60 Month IRA Certificate

West Virginia Federal Credit Union Locations
Branch Office2355 Maccorkle AveSaint Albans, WV 25177-2008
Branch Office318 5th AveSouth Charleston, WV 25303-1240

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