West Virginia Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.01%	5-year CD	60 Months Certificate 2.25% - Ally Bank High Yield 5 Year CD
0.30%	1-year CD	12 Months Certificate 1.35% - Ally Bank High Yield 12-Month CD
0.05%	Savings	Regular Savings 1.05% - Barclays Online Savings Account

View all West Virginia Federal Credit Union rates »

Overview / Commentary

www.wvfcu.org

304-744-7604

318 5th Ave
South Charleston, WV 25303

West Virginia Federal Credit Union is headquartered in South Charleston and is the 7^th largest credit union in the state of West Virginia. It is also the 1,254^th largest credit union in the nation. It was established in 1965 and as of December of 2016, it had grown to 36 employees and 9,160 members at 4 locations. West Virginia Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in, and businesses and other legal entities located in Kanawha, Putnam, Cabell, Wayne, Lincoln and Boone counties of West Virginia.
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Health

B+

Data as of Q4 2016

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Health Grade Components

Overall
NCUA #	17057
Year Chartered	1965
Employees	36
Primary Regulator

Profit Margin
Return on Assets - YTD	0.12%
Return on Equity - YTD	1.02%
Annual Interest Income	$4.1MM

Assets and Liabilities
Assets	Q4 2016vs Q4 2015	$143.2MM$148.8MM
Loans	Q4 2016vs Q4 2015	$81.1MM$80.8MM
Deposits	Q4 2016vs Q4 2015	$125.8MM$131.7MM
Equity Capital	Q4 2016vs Q4 2015	$16.7MM$16.6MM
Loan Loss Allowance	Q4 2016vs Q4 2015	$787.00K$780.00K
Unbacked Noncurrent Loans	Q4 2016vs Q4 2015	$993.00K$714.00K
Real Estate Owned	Q4 2016vs Q4 2015	$59.00K$150.00K

Rates

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Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

West Virginia Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	$15	-	Christmas Savings
0.15%^*	$10k^*	-	IRA Savings
OTHER TIERS: 0.05% → $100 - $10k
0.05%	$100	-	Regular Savings
0.05%	$100	-	Business Savings

West Virginia Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$50k^*	-	Money Market Account
OTHER TIERS: 0.05% → $5k - $10k \| 0.10% → $10k - $25k \| 0.15% → $25k - $50k
0.25%^*	$50k^*	-	Business Money Market
OTHER TIERS: 0.05% → $5k - $10k \| 0.10% → $10k - $25k \| 0.15% → $25k - $50k

West Virginia Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%^*	$10k^*	-	Gold Checking
OTHER TIERS: 0.02% → $5k - $10k

West Virginia Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.01%	$1k	-	60 Months Certificate
0.90%	$1k	-	48 Months Certificate
0.75%	$1k	-	36 Months Certificate
0.60%	$1k	-	30 Months Certificate
0.50%	$1k	-	24 Months Certificate
0.40%	$1k	-	18 Months Certificate
0.30%	$1k	-	12 Months Certificate
0.25%	$1k	-	6 Months Certificate

West Virginia Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.10%	$1k	-	60 Months IRA Certificate
1.00%	$1k	-	48 Months IRA Certificate
0.75%	$1k	-	36 Months IRA Certificate
0.50%	$1k	-	24 Months IRA Certificate
0.30%	$1k	-	12 Months IRA Certificate

Locations

West Virginia Federal Credit Union Locations
Branch Office	2355 Maccorkle Ave	Saint Albans, WV 25177-2008
Branch Office	2600 5th Ave	Huntington, WV 25702-1329
Branch Office	207 Main Ave	Nitro, WV 25143-2026
Branch Office	318 5th Ave	South Charleston, WV 25303-1240