1. Banks
  2. West Virginia Federal Credit Union

West Virginia Federal Credit Union


Overview / Commentary
www.wvfcu.org
304-744-7604
318 5th Ave
South Charleston, WV 25303

West Virginia Federal Credit Union is headquartered in South Charleston and is the 7th largest credit union in the state of West Virginia. It is also the 1,539th largest credit union in the nation. It was established in 1965 and as of September of 2020, it had grown to 27 employees and 8,160 members at 2 locations. West Virginia Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in, and businesses and other legal entities located in Kanawha, Putnam, Cabell, Wayne, Lincoln and Boone counties of West Virginia.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A+

Data as of Q3 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #17057
Year Chartered1965
Employees27
Primary Regulator
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD3.48%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$126.0MM$120.1MM
LoansQ3 2020vs Q3 2019$74.3MM$78.7MM
DepositsQ3 2020vs Q3 2019$105.8MM$100.9MM
Equity CapitalQ3 2020vs Q3 2019$19.6MM$18.7MM
Loan Loss AllowanceQ3 2020vs Q3 2019$886.00K$824.00K
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$286.00K$800.00K
Real Estate OwnedQ3 2020vs Q3 2019$452.00K$265.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not West Virginia Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

West Virginia Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$15-Christmas Savings
0.10%*$10k*-IRA Savings
OTHER TIERS: 0.05% → $100 - $10k
0.05%$100-Regular Savings
0.05%$100-Business Savings

West Virginia Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Money Market Account
OTHER TIERS: 0.05% → $5k - $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k
0.20%*$50k*-Business Money Market
OTHER TIERS: 0.05% → $5k - $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k

West Virginia Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Gold Checking
OTHER TIERS: 0.05% → $5k - $10k

West Virginia Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$1k-60 Month Certificate
0.40%$1k-48 Month Certificate
0.35%$1k-36 Month Certificate
0.30%$1k-30 Month Certificate
0.25%$1k-24 Month Certificate
0.20%$1k-18 Month Certificate
0.15%$1k-12 Month Certificate
0.10%$1k-6 Month Certificate

West Virginia Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$1k-60 Month IRA Certificate
0.40%$1k-48 Month IRA Certificate
0.35%$1k-36 Month IRA Certificate
0.25%$1k-24 Month IRA Certificate
0.15%$1k-12 Month IRA Certificate
Locations


West Virginia Federal Credit Union Locations
Branch Office2355 Maccorkle AveSaint Albans, WV 25177-2008
Branch Office318 5th AveSouth Charleston, WV 25303-1240

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.