West Virginia Federal Credit Union is headquartered in South Charleston and is the 7th largest credit union in the state of West Virginia. It is also the 1,470th largest credit union in the nation. It was established in 1965 and as of September of 2019, it had grown to 27 employees and 8,363 members at 2 locations. West Virginia Federal Credit Union's money market rates are 59% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in, and businesses and other legal entities located in Kanawha, Putnam, Cabell, Wayne, Lincoln and Boone counties of West Virginia.
See current membership details
Data as of Q3 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 17057 |
| Year Chartered | 1965 |
| Employees | 27 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.78% |
| Return on Equity - YTD | 5.08% |
| Annual Interest Income | $3.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $120.1MM$126.2MM |
| Loans | Q3 2019vs Q3 2018 | $78.7MM$85.8MM |
| Deposits | Q3 2019vs Q3 2018 | $100.9MM$107.6MM |
| Equity Capital | Q3 2019vs Q3 2018 | $18.7MM$17.9MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $824.00K$996.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $800.00K$1.1MM |
| Real Estate Owned | Q3 2019vs Q3 2018 | $265.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not West Virginia Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
West Virginia Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50% | $15 | - | Christmas Savings | ||
| 0.20%* | $10k* | - | IRA Savings | ||
| OTHER TIERS: 0.10% → $100 - $10k | |||||
| 0.10% | $100 | - | Regular Savings | ||
| 0.10% | $100 | - | Business Savings | ||
West Virginia Federal Credit Union Money Market Rates
West Virginia Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $10k* | - | Gold Checking | ||
| OTHER TIERS: 0.10% → $5k - $10k | |||||
West Virginia Federal Credit Union CD Rates
West Virginia Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $1k | - | 60 Month IRA Certificate | |
| 1.40% | $1k | - | 48 Month IRA Certificate | |
| 1.30% | $1k | - | 36 Month IRA Certificate | |
| 1.20% | $1k | - | 24 Month IRA Certificate | |
| 1.00% | $1k | - | 12 Month IRA Certificate |
| West Virginia Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 2355 Maccorkle Ave | Saint Albans, WV 25177-2008 |
| Branch Office | 318 5th Ave | South Charleston, WV 25303-1240 |