West Virginia Federal Credit Union is headquartered in South Charleston and is the 8th largest credit union in the state of West Virginia. It is also the 1,578th largest credit union in the nation. It was established in 1965 and as of December of 2022, it had grown to 26 employees and 7,531 members at 2 locations. West Virginia Federal Credit Union's CD rates are 2X the national average, and it has an A health rating.
Membership in West Virginia Federal Credit Union is open to those who live, work, worship, or attend school (and businesses and other legal entities located) in the West Virginia counties of Boone, Cabell, Kanawha, Lincoln, Putnam, or Wayne.
See current membership details
Overall | |
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NCUA # | 17057 |
Year Chartered | 1965 |
Employees | 26 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | -0.42% |
Return on Equity - YTD | -3.08% |
Annual Interest Income | $3.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2022vs Q4 2021 | $133.8MM$135.2MM |
Loans | Q4 2022vs Q4 2021 | $68.1MM$66.3MM |
Deposits | Q4 2022vs Q4 2021 | $114.8MM$114.2MM |
Equity Capital | Q4 2022vs Q4 2021 | $18.3MM$20.4MM |
Loan Loss Allowance | Q4 2022vs Q4 2021 | $947.00K$891.00K |
Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $73.00K$126.00K |
Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not West Virginia Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.60% | $15 | - | Christmas Savings | ||
0.60%* | $10k* | - | IRA Savings | ||
OTHER TIERS: 0.20% → $100 - $10k | |||||
0.20% | $100 | - | Regular Savings | ||
0.20% | $100 | - | Business Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.60%* | $10k* | - | Gold Checking | ||
OTHER TIERS: 0.20% → $5k - $10k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.50% | $1k | - | 12 Month IRA Certificate | |
2.50% | $1k | - | 24 Month IRA Certificate | |
2.50% | $1k | - | 36 Month IRA Certificate | |
2.50% | $1k | - | 48 Month IRA Certificate | |
2.50% | $1k | - | 60 Month IRA Certificate |
West Virginia Federal Credit Union Locations | ||
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Branch Office | 2355 Maccorkle Ave | Saint Albans, WV 25177-2008 |
Branch Office | 318 5th Ave | South Charleston, WV 25303-1240 |