West Virginia Federal Credit Union

Overview / Commentary

www.wvfcu.org

304-744-7604

318 5th Ave
South Charleston, WV 25303

West Virginia Federal Credit Union is headquartered in South Charleston and is the 7^th largest credit union in the state of West Virginia. It is also the 1,530^th largest credit union in the nation. It was established in 1965 and as of June of 2020, it had grown to 27 employees and 8,243 members at 2 locations. West Virginia Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in, and businesses and other legal entities located in Kanawha, Putnam, Cabell, Wayne, Lincoln and Boone counties of West Virginia.
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Health

A+

Data as of Q2 2020

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Health Grade Components

Overall
NCUA #	17057
Year Chartered	1965
Employees	27
Primary Regulator

Profit Margin
Return on Assets - YTD	0.38%
Return on Equity - YTD	2.45%
Annual Interest Income	$2.2MM

Assets and Liabilities
Assets	Q2 2020vs Q2 2019	$126.1MM$121.9MM
Loans	Q2 2020vs Q2 2019	$76.0MM$81.0MM
Deposits	Q2 2020vs Q2 2019	$106.4MM$102.8MM
Equity Capital	Q2 2020vs Q2 2019	$19.2MM$18.3MM
Loan Loss Allowance	Q2 2020vs Q2 2019	$817.00K$816.00K
Unbacked Noncurrent Loans	Q2 2020vs Q2 2019	$270.00K$809.00K
Real Estate Owned	Q2 2020vs Q2 2019	$452.00K$265.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not West Virginia Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

West Virginia Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%	$15	-	Christmas Savings
0.10%^*	$10k^*	-	IRA Savings
OTHER TIERS: 0.05% → $100 - $10k
0.05%	$100	-	Regular Savings
0.05%	$100	-	Business Savings

West Virginia Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$50k^*	-	Money Market Account
OTHER TIERS: 0.05% → $5k - $10k \| 0.10% → $10k - $25k \| 0.15% → $25k - $50k
0.20%^*	$50k^*	-	Business Money Market
OTHER TIERS: 0.05% → $5k - $10k \| 0.10% → $10k - $25k \| 0.15% → $25k - $50k

West Virginia Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%^*	$10k^*	-	Gold Checking
OTHER TIERS: 0.05% → $5k - $10k

West Virginia Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%	$1k	-	60 Month Certificate
0.50%	$1k	-	48 Month Certificate
0.45%	$1k	-	36 Month Certificate
0.40%	$1k	-	30 Month Certificate
0.35%	$1k	-	24 Month Certificate
0.30%	$1k	-	18 Month Certificate
0.25%	$1k	-	12 Month Certificate
0.15%	$1k	-	6 Month Certificate

West Virginia Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%	$1k	-	60 Month IRA Certificate
0.50%	$1k	-	48 Month IRA Certificate
0.45%	$1k	-	36 Month IRA Certificate
0.35%	$1k	-	24 Month IRA Certificate
0.25%	$1k	-	12 Month IRA Certificate

Locations

West Virginia Federal Credit Union Locations
Branch Office	2355 Maccorkle Ave	Saint Albans, WV 25177-2008
Branch Office	318 5th Ave	South Charleston, WV 25303-1240

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