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West Virginia Federal Credit Union


Overview / Commentary
www.wvfcu.org
304-744-7604
318 5th Ave
South Charleston, WV 25303

West Virginia Federal Credit Union is headquartered in South Charleston and is the 8th largest credit union in the state of West Virginia. It is also the 1,594th largest credit union in the nation. It was established in 1965 and as of June of 2023, it had grown to 26 employees and 7,552 members at 2 locations. West Virginia Federal Credit Union's money market rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in West Virginia Federal Credit Union is open to those who live, work, worship, or attend school (and businesses and other legal entities located) in the West Virginia counties of Boone, Cabell, Kanawha, Lincoln, Putnam, or Wayne.
See current membership details

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Health
B+

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
NCUA #17057
Year Chartered1965
Employees26
Primary Regulator
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD6.13%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$129.5MM$137.1MM
LoansQ2 2023vs Q2 2022$71.9MM$64.1MM
DepositsQ2 2023vs Q2 2022$109.6MM$117.7MM
Equity CapitalQ2 2023vs Q2 2022$19.1MM$19.0MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$926.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$184.00K$186.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not West Virginia Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

West Virginia Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$15-Christmas Savings
1.00%*$10k*-IRA Savings
OTHER TIERS: 0.30% → $100 - $10k
0.30%$100-Regular Savings
0.30%$100-Business Savings

West Virginia Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%*$50k*-Money Market Account
OTHER TIERS: 0.30% → $5k - $10k | 0.70% → $10k - $25k | 1.00% → $25k - $50k
1.30%*$50k*-Business Money Market
OTHER TIERS: 0.30% → $5k - $10k | 0.70% → $10k - $25k | 1.00% → $25k - $50k

West Virginia Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$10k*-Gold Checking
OTHER TIERS: 0.30% → $5k - $10k

West Virginia Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-13 Month Certificate Special
3.50%$1k-19 Month Certificate Special
3.00%$1k-28 Month Certificate Special
2.50%$1k-6 Month Certificate
2.50%$1k-12 Month Certificate
2.50%$1k-18 Month Certificate
2.50%$1k-24 Month Certificate
2.50%$1k-30 Month Certificate
2.50%$1k-36 Month Certificate
2.50%$1k-48 Month Certificate
2.50%$1k-60 Month Certificate

West Virginia Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$1k-12 Month IRA Certificate
2.50%$1k-24 Month IRA Certificate
2.50%$1k-36 Month IRA Certificate
2.50%$1k-48 Month IRA Certificate
2.50%$1k-60 Month IRA Certificate
Locations


West Virginia Federal Credit Union Locations
Branch Office2355 Maccorkle AveSaint Albans, WV 25177-2008
Branch Office318 5th AveSouth Charleston, WV 25303-1240

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