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West Virginia Federal Credit Union


Overview / Commentary
www.wvfcu.org
304-744-7604
318 5th Ave
South Charleston, WV 25303

West Virginia Federal Credit Union is headquartered in South Charleston and is the 7th largest credit union in the state of West Virginia. It is also the 1,543rd largest credit union in the nation. It was established in 1965 and as of December of 2020, it had grown to 27 employees and 8,058 members at 2 locations. West Virginia Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in, and businesses and other legal entities located in Kanawha, Putnam, Cabell, Wayne, Lincoln and Boone counties of West Virginia.
See current membership details

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Health
A+

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #17057
Year Chartered1965
Employees27
Primary Regulator
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD4.06%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$128.2MM$119.8MM
LoansQ4 2020vs Q4 2019$72.0MM$76.9MM
DepositsQ4 2020vs Q4 2019$107.9MM$100.4MM
Equity CapitalQ4 2020vs Q4 2019$19.8MM$19.0MM
Loan Loss AllowanceQ4 2020vs Q4 2019$912.00K$763.00K
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$607.00K$1.0MM
Real Estate OwnedQ4 2020vs Q4 2019$90.00K$399.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

West Virginia Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$15-Christmas Savings
0.10%*$10k*-IRA Savings
OTHER TIERS: 0.05% → $100 - $10k
0.05%$100-Regular Savings
0.05%$100-Business Savings

West Virginia Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Money Market Account
OTHER TIERS: 0.05% → $5k - $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k
0.20%*$50k*-Business Money Market
OTHER TIERS: 0.05% → $5k - $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k

West Virginia Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Gold Checking
OTHER TIERS: 0.05% → $5k - $10k

West Virginia Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$1k-60 Month Certificate
0.40%$1k-48 Month Certificate
0.35%$1k-36 Month Certificate
0.30%$1k-30 Month Certificate
0.25%$1k-24 Month Certificate
0.20%$1k-18 Month Certificate
0.15%$1k-12 Month Certificate
0.10%$1k-6 Month Certificate

West Virginia Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$1k-60 Month IRA Certificate
0.40%$1k-48 Month IRA Certificate
0.35%$1k-36 Month IRA Certificate
0.25%$1k-24 Month IRA Certificate
0.15%$1k-12 Month IRA Certificate
Locations


West Virginia Federal Credit Union Locations
Branch Office2355 Maccorkle AveSaint Albans, WV 25177-2008
Branch Office318 5th AveSouth Charleston, WV 25303-1240

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