West Virginia Federal Credit Union

Overview / Commentary
318 5th Ave
South Charleston, WV 25303

West Virginia Federal Credit Union is headquartered in South Charleston and is the 7th largest credit union in the state of West Virginia. It is also the 1,492nd largest credit union in the nation. It was established in 1965 and as of December of 2019, it had grown to 27 employees and 8,263 members at 2 locations. West Virginia Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in, and businesses and other legal entities located in Kanawha, Putnam, Cabell, Wayne, Lincoln and Boone counties of West Virginia.
See current membership details


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Health Grade Components

NCUA #17057
Year Chartered1965
Primary Regulator
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD5.29%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$119.8MM$123.9MM
LoansQ4 2019vs Q4 2018$76.9MM$83.3MM
DepositsQ4 2019vs Q4 2018$100.4MM$105.7MM
Equity CapitalQ4 2019vs Q4 2018$19.0MM$17.9MM
Loan Loss AllowanceQ4 2019vs Q4 2018$763.00K$793.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.0MM$720.00K
Real Estate OwnedQ4 2019vs Q4 2018$399.00K$260.00K

Rates for West Virginia Federal Credit Union are currently being reviewed.


West Virginia Federal Credit Union Locations
Branch Office2355 Maccorkle AveSaint Albans, WV 25177-2008
Branch Office318 5th AveSouth Charleston, WV 25303-1240

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