West Virginia Federal Credit Union


Overview / Commentary
304-744-7604
318 5th Ave
South Charleston, WV 25303

West Virginia Federal Credit Union is headquartered in South Charleston and is the 8th largest credit union in the state of West Virginia. It is also the 1,624th largest credit union in the nation. It was established in 1965 and as of December of 2024, it had grown to 21 employees and 7,332 members at 2 locations. West Virginia Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in West Virginia Federal Credit Union is open to those who live, work, worship, or attend school (and businesses and other legal entities located) in the West Virginia counties of Boone, Cabell, Kanawha, Lincoln, Putnam, or Wayne.
See current membership details

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Health

Health Grade Components

Overall
NCUA #17057
Year Chartered1965
Employees21
Primary Regulator
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD6.55%
Annual Interest Income$5.7MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$124.8MM$125.7MM
LoansQ4 2024vs Q4 2023$77.2MM$74.4MM
DepositsQ4 2024vs Q4 2023$101.1MM$103.7MM
Equity CapitalQ4 2024vs Q4 2023$22.9MM$20.9MM
Loan Loss AllowanceQ4 2024vs Q4 2023$827K$849K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$366K$283K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates

Rates for West Virginia Federal Credit Union are currently being reviewed.

Locations


West Virginia Federal Credit Union Locations
Branch Office2355 Maccorkle AveSaint Albans, WV 25177-2008
Branch Office318 5th AveSouth Charleston, WV 25303-1240

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