Overview / Commentary
318 5th Ave
South Charleston, WV 25303

West Virginia Federal Credit Union is headquartered in South Charleston and is the 7th largest credit union in the state of West Virginia. It is also the 1,364th largest credit union in the nation. It was established in 1965 and as of March of 2018, it had grown to 35 employees and 8,719 members at 3 locations. West Virginia Federal Credit Union's money market rates are 14% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in, and businesses and other legal entities located in Kanawha, Putnam, Cabell, Wayne, Lincoln and Boone counties of West Virginia.
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Health Grade Components

NCUA #17057
Year Chartered1965
Primary Regulator
Profit Margin
Return on Assets - YTD0.26%
Return on Equity - YTD2.01%
Annual Interest Income$1.0MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$132.3MM$144.7MM
LoansQ1 2018vs Q1 2017$83.5MM$81.6MM
DepositsQ1 2018vs Q1 2017$114.4MM$127.2MM
Equity CapitalQ1 2018vs Q1 2017$17.1MM$16.8MM
Loan Loss AllowanceQ1 2018vs Q1 2017$941.00K$821.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$862.00K$1.3MM
Real Estate OwnedQ1 2018vs Q1 2017$187.00K$0
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Always verify rates and promotions with the bank or credit union. We are not West Virginia Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

West Virginia Federal Credit Union Savings Account Rates

1.00%$100-Business Savings
0.35%$15-Christmas Savings
0.35%*$10k*-IRA Savings
OTHER TIERS: 0.15% $100 - $10k
0.15%$100-Regular Savings

West Virginia Federal Credit Union Money Market Rates

0.50%*$50k*-Money Market Account
OTHER TIERS: 0.15% $5k - $10k | 0.20% $10k - $25k | 0.35% $25k - $50k
0.50%*$50k*-Business Money Market
OTHER TIERS: 0.15% $5k - $10k | 0.20% $10k - $25k | 0.35% $25k - $50k

West Virginia Federal Credit Union Checking Account Rates

0.20%*$10k*-Gold Checking
OTHER TIERS: 0.15% $5k - $10k

West Virginia Federal Credit Union CD Rates

2.20%$1k-60 Months Certificate
1.80%$1k-48 Months Certificate
1.50%$1k-36 Months Certificate
1.40%$1k-30 Months Certificate
1.20%$1k-24 Months Certificate
1.10%$1k-18 Months Certificate
1.00%$1k-12 Months Certificate
0.80%$1k-6 Months Certificate

West Virginia Federal Credit Union IRA Rates

2.40%$1k-60 Months IRA Certificate
2.00%$1k-48 Months IRA Certificate
1.50%$1k-36 Months IRA Certificate
1.20%$1k-24 Months IRA Certificate
1.00%$1k-12 Months IRA Certificate

West Virginia Federal Credit Union Locations
Branch Office2355 Maccorkle AveSaint Albans, WV 25177-2008
Branch Office2600 5th AveHuntington, WV 25702-1329
Branch Office318 5th AveSouth Charleston, WV 25303-1240

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