West Virginia Federal Credit Union
Overview / Commentary
West Virginia Federal Credit Union is headquartered in South Charleston and is the 8th largest credit union in the state of West Virginia. It is also the 1,612th largest credit union in the nation. It was established in 1965 and as of March of 2025, it had grown to 21 employees and 7,316 members at 2 locations. West Virginia Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership in West Virginia Federal Credit Union is open to those who live, work, worship, or attend school (and businesses and other legal entities located) in the West Virginia counties of Boone, Cabell, Kanawha, Lincoln, Putnam, or Wayne.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 17057 |
| Year Chartered | 1965 |
| Employees | 21 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.09% |
| Return on Equity - YTD | 5.92% |
| Annual Interest Income | $1.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $128.8MM$124.9MM |
| Loans | Q1 2025vs Q1 2024 | $75.8MM$74.3MM |
| Deposits | Q1 2025vs Q1 2024 | $104.4MM$102.4MM |
| Equity Capital | Q1 2025vs Q1 2024 | $23.4MM$21.3MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $824K$829K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $257K$112K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |