West Virginia Federal Credit Union is headquartered in South Charleston and is the 7th largest credit union in the state of West Virginia. It is also the 1,556th largest credit union in the nation. It was established in 1965 and as of December of 2021, it had grown to 27 employees and 7,849 members at 2 locations. West Virginia Federal Credit Union has an A+ health rating.
Membership is open to those who live, work, worship or attend school in, and businesses and other legal entities located in Kanawha, Putnam, Cabell, Wayne, Lincoln and Boone counties of West Virginia.
See current membership details
Overall | |
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NCUA # | 17057 |
Year Chartered | 1965 |
Employees | 27 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.58% |
Return on Equity - YTD | 3.8% |
Annual Interest Income | $3.9MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $135.2MM$128.2MM |
Loans | Q4 2021vs Q4 2020 | $66.3MM$72.0MM |
Deposits | Q4 2021vs Q4 2020 | $114.2MM$107.9MM |
Equity Capital | Q4 2021vs Q4 2020 | $20.4MM$19.8MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $891.00K$912.00K |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $126.00K$607.00K |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$90.00K |
Always verify rates and promotions with the bank or credit union. We are not West Virginia Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.20% | $15 | - | Christmas Savings | ||
0.10%* | $10k* | - | IRA Savings | ||
OTHER TIERS: 0.05% → $100 - $10k | |||||
0.05% | $100 | - | Regular Savings | ||
0.05% | $100 | - | Business Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.10%* | $10k* | - | Gold Checking | ||
OTHER TIERS: 0.05% → $5k - $10k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.45% | $1k | - | 60 Month IRA Certificate | |
0.40% | $1k | - | 48 Month IRA Certificate | |
0.35% | $1k | - | 36 Month IRA Certificate | |
0.25% | $1k | - | 24 Month IRA Certificate | |
0.15% | $1k | - | 12 Month IRA Certificate |
West Virginia Federal Credit Union Locations | ||
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Branch Office | 2355 Maccorkle Ave | Saint Albans, WV 25177-2008 |
Branch Office | 318 5th Ave | South Charleston, WV 25303-1240 |