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WCCU Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
wccucreditunion.coop
608-634-3118
501 N Main St
WESTBY, WI 54667

WCCU Credit Union is headquartered in WESTBY and is the 15th largest credit union in the state of Wisconsin. It is also the 470th largest credit union in the nation. It was established in 1939 and as of March of 2025, it had grown to 188 employees and 40,942 members at 12 locations. WCCU Credit Union's money market rates are 6X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

WCCU Credit Union is open to employees/members/patrons of any co-op or anyone who lives, works, goes to school, or owns real estate in the Wisconsin counties of Adams, Columbia, Crawford, Grant, Green, Green Lake, Iowa, Juneau, La Crosse, Lafayette, Marquette, Monroe, Richland, Sauk, Vernon, or Waushara.
See current membership details

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #67208
Year Chartered1939
Employees188
Primary Regulator
Profit Margin
Return on Assets - YTD1.44%
Return on Equity - YTD9.54%
Annual Interest Income$12.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$960.1MM$915.3MM
LoansQ1 2025vs Q1 2024$702.1MM$706.2MM
DepositsQ1 2025vs Q1 2024$787.8MM$735.3MM
Equity CapitalQ1 2025vs Q1 2024$143.9MM$129.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$6.7MM$6.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$5.6MM$4.9MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

WCCU Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$25k*-Health Savings
OTHER TIERS: 0.20% → $50 - $5k | 0.30% → $5k - $15k | 0.60% → $15k - $25k
0.25%$50-Christmas Club
0.25%$50-Education IRA
0.25%$25-Saver’s Sweepstakes
0.20%$50-Member Savings
0.20%$50-Buck's Savings Club

WCCU Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.60%*$1m*-Money Management Plus
OTHER TIERS: 2.50% → $500k - $750k | 2.55% → $750k - $1m
2.25%*$250k*-Money Management
OTHER TIERS: 1.25% → $2.5k - $10k | 1.30% → $10k - $25k | 1.55% → $25k - $100k | 2.05% → $100k - $250k

WCCU Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$0$20kAwards Checking
OTHER TIERS: 0.25% → $20k+
0.10%$5k-Business Elite Checking
0.05%$1k-Business Premium Checking

WCCU Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%*$10k*-6 Month CD
OTHER TIERS: 3.95% → $500 - $10k
4.00%$5k-13 Month CD Special
3.75%$1k-22 Month CD Special
3.50%*$10k*-3 Year CD
OTHER TIERS: 3.40% → $500 - $10k
3.50%*$10k*-4 Year CD
OTHER TIERS: 3.40% → $500 - $10k
3.50%*$10k*-5 Year CD
OTHER TIERS: 3.40% → $500 - $10k
3.40%*$10k*-2 Year CD
OTHER TIERS: 3.30% → $500 - $10k
3.30%*$10k*-1 Year CD
OTHER TIERS: 3.20% → $500 - $10k
3.30%*$10k*-18 Month CD
OTHER TIERS: 3.20% → $500 - $10k
0.65%*$10k*-3 Month CD
OTHER TIERS: 0.60% → $500 - $10k

WCCU Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$10k*-3 Year IRA
OTHER TIERS: 3.40% → $1k - $10k
3.50%*$10k*-4 Year IRA
OTHER TIERS: 3.40% → $1k - $10k
3.50%*$10k*-5 Year IRA
OTHER TIERS: 3.40% → $1k - $10k
3.40%*$10k*-2 Year IRA
OTHER TIERS: 3.30% → $1k - $10k
3.30%*$10k*-1 Year IRA
OTHER TIERS: 3.20% → $1k - $10k
3.30%*$10k*-18 Month IRA
OTHER TIERS: 3.20% → $1k - $10k
1.00%*$10k*-IRA Savings
OTHER TIERS: 0.25% → $50 - $10k
Locations

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