WCCU Credit Union is headquartered in WESTBY and is the 16th largest credit union in the state of Wisconsin. It is also the 504th largest credit union in the nation. It was established in 1939 and as of December of 2022, it had grown to 184 employees and 40,396 members at 11 locations. WCCU Credit Union's money market rates are 4X the national average, and it boasts an A+ health rating.
WCCU Credit Union is open to employees/members/patrons of any co-op or anyone who lives, works, goes to school, or owns real estate in the Wisconsin counties of Adams, Columbia, Crawford, Dane, Grant, Iowa, Juneau, La Crosse, Marquette, Monroe, Richland, Sauk, or Vernon.
See current membership details
I joined this credit union because there wasn't a local branch of my other credit union that I was a member of. During my time with them, I have realized they are very community oriented. They focus on giving the best customer service possible. It's nice to see them around town and they remember your name and seem to really care. Their are average on rates for savings account but having alocal bank for checking is great when I need something immediately.
Overall | |
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NCUA # | 67208 |
Year Chartered | 1939 |
Employees | 184 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.21% |
Return on Equity - YTD | 8.56% |
Annual Interest Income | $30.0MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2022vs Q4 2021 | $834.2MM$763.1MM |
Loans | Q4 2022vs Q4 2021 | $645.6MM$521.5MM |
Deposits | Q4 2022vs Q4 2021 | $685.4MM$633.3MM |
Equity Capital | Q4 2022vs Q4 2021 | $117.1MM$114.7MM |
Loan Loss Allowance | Q4 2022vs Q4 2021 | $5.7MM$5.0MM |
Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $5.1MM$2.2MM |
Real Estate Owned | Q4 2022vs Q4 2021 | $0$29.00K |
Always verify rates and promotions with the bank or credit union. We are not WCCU Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.80%* | $250k* | - | Money Management | ||
OTHER TIERS: 1.00% → $2.5k - $10k | 1.30% → $10k - $25k | 1.40% → $25k - $100k | 1.76% → $100k - $250k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.00%* | - | $20k | Awards Checking | ||
OTHER TIERS: 0.25% → $20k+ | |||||
0.10% | $10k | - | Business Checking Plus | ||
0.05% | $500 | - | Member Checking | ||
0.05% | $300 | - | Business Choice Checking |