WCCU Credit Union

Overview / Commentary
501 N Main St
WESTBY, WI 54667

WCCU Credit Union is headquartered in WESTBY and is the 17th largest credit union in the state of Wisconsin. It is also the 523rd largest credit union in the nation. It was established in 1939 and as of June of 2022, it had grown to 170 employees and 39,269 members at 10 locations. WCCU Credit Union's money market rates are 3X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

WCCU Credit Union is open to employees/members/patrons of any co-op or anyone who lives, works, goes to school, or owns real estate in the Wisconsin counties of Adams, Columbia, Crawford, Dane, Grant, Iowa, Juneau, La Crosse, Marquette, Monroe, Richland, Sauk, or Vernon.
See current membership details

Reviews (1)

Good small credit union

Posted by: |

I joined this credit union because there wasn't a local branch of my other credit union that I was a member of. During my time with them, I have realized they are very community oriented. They focus on giving the best customer service possible. It's nice to see them around town and they remember your name and seem to really care. Their are average on rates for savings account but having alocal bank for checking is great when I need something immediately.


Health Grade Components

NCUA #67208
Year Chartered1939
Primary Regulator
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD8.31%
Annual Interest Income$13.2MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$783.8MM$723.6MM
LoansQ2 2022vs Q2 2021$598.4MM$504.5MM
DepositsQ2 2022vs Q2 2021$660.7MM$597.1MM
Equity CapitalQ2 2022vs Q2 2021$113.4MM$110.2MM
Loan Loss AllowanceQ2 2022vs Q2 2021$5.5MM$4.6MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$4.1MM$1.5MM
Real Estate OwnedQ2 2022vs Q2 2021$0$162.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not WCCU Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

WCCU Credit Union Savings Account Rates

0.50%*$25k*-Health Savings
OTHER TIERS: 0.20% $50 - $5k | 0.30% $5k - $15k | 0.40% $15k - $25k
0.50%*$10k*-IRA Savings
OTHER TIERS: 0.25% $50 - $10k
0.25%$50-Christmas Club
0.25%$50-Education IRA
0.25%$25-Saver’s Sweepstakes
0.10%$50-Member Savings
0.10%$50-Buck's Savings Club

WCCU Credit Union Money Market Rates

1.50%*$250k*-Money Management
OTHER TIERS: 0.70% $2.5k - $25k | 0.85% $25k - $100k | 1.40% $100k - $250k

WCCU Credit Union Checking Account Rates

2.50%*-$20kAwards Checking
OTHER TIERS: 0.25% $20k+
0.10%$500-Member Checking
0.10%$10k-Business Checking Plus
0.05%$300-Business Choice Checking

WCCU Credit Union CD Rates

2.34%*$10k*-5 Year CD
OTHER TIERS: 2.24% $500 - $10k
2.09%*$10k*-3 Year CD
OTHER TIERS: 1.99% $500 - $10k
2.09%*$10k*-4 Year CD
OTHER TIERS: 1.99% $500 - $10k
1.84%*$10k*-2 Year CD
OTHER TIERS: 1.74% $500 - $10k
1.74%*$10k*-1 Year CD
OTHER TIERS: 1.64% $500 - $10k
1.74%*$10k*-18 Month CD
OTHER TIERS: 1.64% $500 - $10k
1.00%*$10k*-6 Month CD
OTHER TIERS: 0.90% $500 - $10k
0.50%*$10k*-3 Month CD
OTHER TIERS: 0.45% $500 - $10k

WCCU Credit Union IRA Rates

2.34%*$10k*-5 Year IRA
OTHER TIERS: 2.24% $1k - $10k
2.09%*$10k*-3 Year IRA
OTHER TIERS: 1.99% $1k - $10k
2.09%*$10k*-4 Year IRA
OTHER TIERS: 1.99% $1k - $10k
1.84%*$10k*-2 Year IRA
OTHER TIERS: 1.74% $1k - $10k
1.74%*$10k*-1 Year IRA
OTHER TIERS: 1.64% $1k - $10k
1.74%*$10k*-18 Month IRA
OTHER TIERS: 1.64% $1k - $10k

Cities: Baraboo, Cashton, Coon Valley, Lake Delton, Prairie du Sac, Reedsburg, RICHLAND CENTER, VIROQUA, WESTBY

Baraboo Branches
Branch Office1333 South BlvdBaraboo, WI 53913

Cashton Branches
Branch Office105 Randy RdCashton, WI 54619-7014

Coon Valley Branches
Branch Office502 Central AveCoon Valley, WI 54623-7722

Lake Delton Branches
Branch Office70 Commerce StLake Delton, WI 53940

Prairie du Sac Branches
Branch Office1170 Prairie StPrairie du Sac, WI 53578

Reedsburg Branches
Branch Office820 Viking DrReedsburg, WI 53959

Branch Office430 West Union St Ste 1RICHLAND CENTER, WI 53581
Branch Office2403 US Hwy 14 ERICHLAND CENTER, WI 53581-2996

VIROQUA Branches
Branch Office1302 N Main StVIROQUA, WI 54665

WESTBY Branches
Branch Office501 N Main StWESTBY, WI 54667

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.