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WCCU Credit Union


Overview / Commentary
wccucreditunion.coop
608-634-3118
501 N Main St
WESTBY, WI 54667

WCCU Credit Union is headquartered in WESTBY and is the 16th largest credit union in the state of Wisconsin. It is also the 504th largest credit union in the nation. It was established in 1939 and as of December of 2022, it had grown to 184 employees and 40,396 members at 11 locations. WCCU Credit Union's money market rates are 4X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

WCCU Credit Union is open to employees/members/patrons of any co-op or anyone who lives, works, goes to school, or owns real estate in the Wisconsin counties of Adams, Columbia, Crawford, Dane, Grant, Iowa, Juneau, La Crosse, Marquette, Monroe, Richland, Sauk, or Vernon.
See current membership details

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Reviews (1)

Good small credit union

Posted by: |

I joined this credit union because there wasn't a local branch of my other credit union that I was a member of. During my time with them, I have realized they are very community oriented. They focus on giving the best customer service possible. It's nice to see them around town and they remember your name and seem to really care. Their are average on rates for savings account but having alocal bank for checking is great when I need something immediately.

3


Health
A+

Data as of Q4 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #67208
Year Chartered1939
Employees184
Primary Regulator
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD8.56%
Annual Interest Income$30.0MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$834.2MM$763.1MM
LoansQ4 2022vs Q4 2021$645.6MM$521.5MM
DepositsQ4 2022vs Q4 2021$685.4MM$633.3MM
Equity CapitalQ4 2022vs Q4 2021$117.1MM$114.7MM
Loan Loss AllowanceQ4 2022vs Q4 2021$5.7MM$5.0MM
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$5.1MM$2.2MM
Real Estate OwnedQ4 2022vs Q4 2021$0$29.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not WCCU Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

WCCU Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$10k*-IRA Savings
OTHER TIERS: 0.25% → $50 - $10k
0.75%*$25k*-Health Savings
OTHER TIERS: 0.20% → $50 - $5k | 0.30% → $5k - $15k | 0.60% → $15k - $25k
0.25%$50-Christmas Club
0.25%$50-Education IRA
0.25%$25-Saver’s Sweepstakes
0.20%$50-Member Savings
0.20%$50-Buck's Savings Club

WCCU Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.80%*$250k*-Money Management
OTHER TIERS: 1.00% → $2.5k - $10k | 1.30% → $10k - $25k | 1.40% → $25k - $100k | 1.76% → $100k - $250k

WCCU Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$20kAwards Checking
OTHER TIERS: 0.25% → $20k+
0.10%$10k-Business Checking Plus
0.05%$500-Member Checking
0.05%$300-Business Choice Checking

WCCU Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$5k-13 Month CD Special
4.00%$5k-22 Month CD Special
3.25%*$10k*-3 Year CD
OTHER TIERS: 3.15% → $500 - $10k
3.15%*$10k*-2 Year CD
OTHER TIERS: 3.05% → $500 - $10k
3.05%*$10k*-4 Year CD
OTHER TIERS: 2.95% → $500 - $10k
3.05%*$10k*-5 Year CD
OTHER TIERS: 2.95% → $500 - $10k
3.00%*$10k*-1 Year CD
OTHER TIERS: 2.90% → $500 - $10k
2.90%*$10k*-18 Month CD
OTHER TIERS: 2.80% → $500 - $10k
2.02%*$10k*-6 Month CD
OTHER TIERS: 1.92% → $500 - $10k
0.65%*$10k*-3 Month CD
OTHER TIERS: 0.60% → $500 - $10k

WCCU Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%*$10k*-3 Year IRA
OTHER TIERS: 3.15% → $1k - $10k
3.15%*$10k*-2 Year IRA
OTHER TIERS: 3.05% → $1k - $10k
3.05%*$10k*-4 Year IRA
OTHER TIERS: 2.95% → $1k - $10k
3.05%*$10k*-5 Year IRA
OTHER TIERS: 2.95% → $1k - $10k
3.00%*$10k*-1 Year IRA
OTHER TIERS: 2.90% → $1k - $10k
2.90%*$10k*-18 Month IRA
OTHER TIERS: 2.80% → $1k - $10k
Locations

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