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Westby Co-op Credit Union


Overview / Commentary
wccucreditunion.coop
608-634-3118
501 N Main St
WESTBY, WI 54667

Westby Co-op Credit Union is headquartered in WESTBY and is the 17th largest credit union in the state of Wisconsin. It is also the 541st largest credit union in the nation. It was established in 1939 and as of September of 2020, it had grown to 142 employees and 36,137 members at 10 locations. Westby Co-op Credit Union has an A+ health rating.

Field of Membership Restrictions

Westby Co-op Credit Union offers membership to employees, members or patrons of any cooperative operating in the counties listed below; an employees of associations or organizations of such cooperatives; and to those who, attend school, own real estate, work or live in the following counties: Vernon, Sauk, Richland, Monroe, Marquette, La Crosse, Juneau, Iowa, Grant, Crawford, Columbia and Adams.
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Reviews (1)

Good small credit union

Posted by: |

I joined this credit union because there wasn't a local branch of my other credit union that I was a member of. During my time with them, I have realized they are very community oriented. They focus on giving the best customer service possible. It's nice to see them around town and they remember your name and seem to really care. Their are average on rates for savings account but having alocal bank for checking is great when I need something immediately.

3


Health
A+

Data as of Q3 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #67208
Year Chartered1939
Employees142
Primary Regulator
Profit Margin
Return on Assets - YTD1.3%
Return on Equity - YTD8.02%
Annual Interest Income$18.6MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$634.6MM$547.3MM
LoansQ3 2020vs Q3 2019$488.5MM$442.4MM
DepositsQ3 2020vs Q3 2019$517.4MM$443.6MM
Equity CapitalQ3 2020vs Q3 2019$101.5MM$93.1MM
Loan Loss AllowanceQ3 2020vs Q3 2019$4.9MM$3.9MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$3.6MM$3.6MM
Real Estate OwnedQ3 2020vs Q3 2019$392.00K$215.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Westby Co-op Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westby Co-op Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$25k*-Health Savings
OTHER TIERS: 0.20% → $50 - $5k | 0.25% → $5k - $15k | 0.35% → $15k - $25k
0.40%*$10k*-IRA Savings
OTHER TIERS: 0.25% → $50 - $10k
0.30%$25-Saver’s Sweepstakes
0.25%$50-Christmas Club
0.25%$50-Education IRA
0.10%$50-Member Savings
0.10%$50-Buck's Savings Club

Westby Co-op Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$250k*-Money Management
OTHER TIERS: 0.20% → $2.5k - $10k | 0.25% → $10k - $25k | 0.30% → $25k - $100k | 0.40% → $100k - $250k

Westby Co-op Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$20kAwards Checking
OTHER TIERS: 0.25% → $20k+
0.10%$500-Member Checking
0.10%$10k-Business Checking Plus
0.05%$300-Business Choice Checking

Westby Co-op Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$10k*-5 Year CD
OTHER TIERS: 0.75% → $500 - $10k
0.75%*$10k*-4 Year CD
OTHER TIERS: 0.70% → $500 - $10k
0.65%*$10k*-3 Year CD
OTHER TIERS: 0.60% → $500 - $10k
0.50%*$10k*-2 Year CD
OTHER TIERS: 0.45% → $500 - $10k
0.45%*$10k*-18 Month CD
OTHER TIERS: 0.40% → $500 - $10k
0.40%*$10k*-1 Year CD
OTHER TIERS: 0.35% → $500 - $10k
0.30%*$10k*-6 Month CD
OTHER TIERS: 0.25% → $500 - $10k
0.25%*$10k*-3 Month CD
OTHER TIERS: 0.20% → $500 - $10k

Westby Co-op Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$10k*-5 Year IRA
OTHER TIERS: 0.75% → $1k - $10k
0.75%*$10k*-4 Year IRA
OTHER TIERS: 0.70% → $1k - $10k
0.65%*$10k*-3 Year IRA
OTHER TIERS: 0.60% → $1k - $10k
0.50%*$10k*-2 Year IRA
OTHER TIERS: 0.45% → $1k - $10k
0.45%*$10k*-18 Month IRA
OTHER TIERS: 0.40% → $1k - $10k
0.40%*$10k*-1 Year IRA
OTHER TIERS: 0.35% → $1k - $10k
Locations


Cities: Baraboo, Cashton, Coon Valley, Lake Delton, Prairie du Sac, Reedsburg, RICHLAND CENTER, VIROQUA, WESTBY

Baraboo Branches
Branch Office1333 South BlvdBaraboo, WI 53913

Cashton Branches
Branch Office105 Randy RdCashton, WI 54619-7014

Coon Valley Branches
Branch Office502 Central AveCoon Valley, WI 54623-7722

Lake Delton Branches
Branch Office70 Commerce StLake Delton, WI 53940

Prairie du Sac Branches
Branch Office1170 Prairie StPrairie du Sac, WI 53578

Reedsburg Branches
Branch Office820 Viking DrReedsburg, WI 53959

RICHLAND CENTER Branches
Branch Office1001 US Hwy 14 WRICHLAND CENTER, WI 53581
Branch Office2403 US Hwy 14 ERICHLAND CENTER, WI 53581-2996

VIROQUA Branches
Branch Office1302 N Main StVIROQUA, WI 54665

WESTBY Branches
Branch Office501 N Main StWESTBY, WI 54667

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