WCCU Credit Union

Overview / Commentary
501 N Main St
WESTBY, WI 54667

WCCU Credit Union is headquartered in WESTBY and is the 15th largest credit union in the state of Wisconsin. It is also the 482nd largest credit union in the nation. It was established in 1939 and as of September of 2023, it had grown to 191 employees and 40,855 members at 11 locations. WCCU Credit Union's money market rates are 7X the national average, and it has an A health rating.

Field of Membership Restrictions

WCCU Credit Union is open to employees/members/patrons of any co-op or anyone who lives, works, goes to school, or owns real estate in the Wisconsin counties of Adams, Columbia, Crawford, Grant, Green, Green Lake, Iowa, Juneau, La Crosse, Lafayette, Marquette, Monroe, Richland, Sauk, Vernon, or Waushara.
See current membership details

Reviews (1)

Good small credit union

Posted by: |

I joined this credit union because there wasn't a local branch of my other credit union that I was a member of. During my time with them, I have realized they are very community oriented. They focus on giving the best customer service possible. It's nice to see them around town and they remember your name and seem to really care. Their are average on rates for savings account but having alocal bank for checking is great when I need something immediately.


Health Grade Components

NCUA #67208
Year Chartered1939
Primary Regulator
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD6.77%
Annual Interest Income$30.9MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$890.5MM$826MM
LoansQ3 2023vs Q3 2022$705.9MM$628.7MM
DepositsQ3 2023vs Q3 2022$717.7MM$682.6MM
Equity CapitalQ3 2023vs Q3 2022$123.9MM$113.6MM
Loan Loss AllowanceQ3 2023vs Q3 2022$6MM$5.5MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$7.4MM$4.6MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not WCCU Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

WCCU Credit Union Savings Account Rates

1.00%*$10k*-IRA Savings
OTHER TIERS: 0.25% $50 - $10k
0.75%*$25k*-Health Savings
OTHER TIERS: 0.20% $50 - $5k | 0.30% $5k - $15k | 0.60% $15k - $25k
0.25%$50-Christmas Club
0.25%$50-Education IRA
0.25%$25-Saver’s Sweepstakes
0.20%$50-Member Savings
0.20%$50-Buck's Savings Club

WCCU Credit Union Money Market Rates

3.00%*$1m*-Money Management Plus
OTHER TIERS: 2.75% $500k - $750k | 2.85% $750k - $1m
2.60%*$250k*-Money Management
OTHER TIERS: 1.30% $2.5k - $10k | 1.60% $10k - $25k | 1.75% $25k - $100k | 2.25% $100k - $250k

WCCU Credit Union Checking Account Rates

3.00%*-$20kAwards Checking
OTHER TIERS: 0.25% $20k+
0.10%$5k-Business Elite Checking
0.05%$1k-Business Premium Checking

WCCU Credit Union CD Rates

5.00%$5k-13 Month CD Special
4.75%$1k-22 Month CD Special
3.35%*$10k*-5 Year CD
OTHER TIERS: 3.25% $500 - $10k
3.30%*$10k*-3 Year CD
OTHER TIERS: 3.20% $500 - $10k
3.30%*$10k*-4 Year CD
OTHER TIERS: 3.20% $500 - $10k
3.15%*$10k*-2 Year CD
OTHER TIERS: 3.05% $500 - $10k
3.05%*$10k*-1 Year CD
OTHER TIERS: 2.95% $500 - $10k
3.05%*$10k*-18 Month CD
OTHER TIERS: 2.95% $500 - $10k
2.55%*$10k*-6 Month CD
OTHER TIERS: 2.45% $500 - $10k
0.65%*$10k*-3 Month CD
OTHER TIERS: 0.60% $500 - $10k

WCCU Credit Union IRA Rates

3.35%*$10k*-5 Year IRA
OTHER TIERS: 3.25% $1k - $10k
3.30%*$10k*-3 Year IRA
OTHER TIERS: 3.20% $1k - $10k
3.30%*$10k*-4 Year IRA
OTHER TIERS: 3.20% $1k - $10k
3.15%*$10k*-2 Year IRA
OTHER TIERS: 3.05% $1k - $10k
3.05%*$10k*-1 Year IRA
OTHER TIERS: 2.95% $1k - $10k
3.05%*$10k*-18 Month IRA
OTHER TIERS: 2.95% $1k - $10k


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