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Westconsin Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.westconsincu.org
715-235-3403
3227 Schneider Avenue SE
Menomonie, WI 54751

Westconsin Credit Union is headquartered in Menomonie and is the 12th largest credit union in the state of Wisconsin. It is also the 249th largest credit union in the nation. It was established in 1939 and as of March of 2025, it had grown to 409 employees and 124,993 members at 21 locations. Westconsin Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Westconsin Credit Union is open to those who live or work in the Wisconsin counties of Barron, Buffalo, Burnett, Chippewa, Clark, Dunn, Eau Claire, Jackson, Pepin, Pierce, Polk, Rusk, St. Croix, Sawyer, Taylor, Trempealeau, or Washburn, or those who live or work in the Minnesota counties of Anoka, Chisago, Dakota, Goodhue, Hennepin, Isanti, Pine, Ramsey, Scott, Wabasha, or Washington. Employees or students of any university or technical college located in any of the counties in the service area also qualify for membership. Immediate family members of anyone who is membership-eligible is eligible to join.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #66742
Year Chartered1939
Employees409
Primary Regulator
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD7.09%
Annual Interest Income$24.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.03B$1.92B
LoansQ1 2025vs Q1 2024$1.42B$1.36B
DepositsQ1 2025vs Q1 2024$1.78B$1.69B
Equity CapitalQ1 2025vs Q1 2024$227.4MM$194.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$10.4MM$10MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$11.5MM$7.6MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westconsin Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%*$0$2.5kYouth Savings
OTHER TIERS: 0.40% → $2.5k+
1.26%*$10k*-HSA Checking
OTHER TIERS: 0.40% → $0 - $10k
0.40%$0-Savings
0.40%$0-Christmas Club
0.40%$0-Funeral Trust
0.40%$0-Membership Savings

Westconsin Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.92%*$100k*-Money Market
OTHER TIERS: 0.40% → $0 - $10k | 1.26% → $10k - $25k | 1.51% → $25k - $50k | 1.76% → $50k - $100k
1.92%*$25k*-Achieve Money Market
OTHER TIERS: 1.26% → $0 - $25k

Westconsin Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-Preferred Checking
0.10%$500-Business Checking

Westconsin Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.44%$1k-12 Month CD - Gold MVP
4.44%$500-12 Month Fixed Rate Health Savings - Gold MVP
4.44%$500-12 Month Youth CD - Gold MVP
4.23%$1k-12 Month CD - Silver MVP
4.23%$500-12 Month Fixed Rate Health Savings - Silver MVP
4.23%$500-12 Month Youth CD - Silver MVP
4.07%$1k-12 Month CD - Basic MVP
4.07%$500-12 Month Fixed Rate Health Savings - Basic MVP
4.07%$500-12 Month Youth CD - Basic MVP
3.45%$1k-18 Month CD - Gold MVP
3.45%$500-18 Month Youth CD - Gold MVP
3.25%$1k-18 Month CD - Silver MVP
3.25%$500-18 Month Youth CD - Silver MVP
3.09%$1k-18 Month CD - Basic MVP
3.09%$500-18 Month Youth CD - Basic MVP
3.04%$1k-60 Month CD - Gold MVP
3.04%$500-60 Month Youth CD - Gold MVP
2.94%$1k-48 Month CD - Gold MVP
2.94%$500-48 Month Youth CD - Gold MVP
2.84%$1k-60 Month CD - Silver MVP
2.84%$1k-36 Month CD - Gold MVP
2.84%$500-36 Month Youth CD - Gold MVP
2.84%$500-60 Month Youth CD - Silver MVP
2.73%$1k-48 Month CD - Silver MVP
2.73%$1k-24 Month CD - Gold MVP
2.73%$500-24 Month Youth CD - Gold MVP
2.73%$500-48 Month Youth CD - Silver MVP
2.68%$1k-60 Month CD - Basic MVP
2.68%$500-60 Month Youth CD - Basic MVP
2.63%$1k-36 Month CD - Silver MVP
2.63%$500-36 Month Youth CD - Silver MVP
2.58%$1k-48 Month CD - Basic MVP
2.58%$500-48 Month Youth CD - Basic MVP
2.53%$1k-24 Month CD - Silver MVP
2.53%$500-24 Month Youth CD - Silver MVP
2.48%$1k-36 Month CD - Basic MVP
2.48%$500-36 Month Youth CD - Basic MVP
2.38%$1k-24 Month CD - Basic MVP
2.38%$1k-6 Month CD - Gold MVP
2.38%$5k-36 Month Step-Up CD - Gold MVP
2.38%$500-6 Month Youth CD - Gold MVP
2.38%$500-24 Month Youth CD - Basic MVP
2.17%$1k-6 Month CD - Silver MVP
2.17%$5k-36 Month Step-Up CD - Silver MVP
2.17%$500-6 Month Youth CD - Silver MVP
2.02%$1k-6 Month CD - Basic MVP
2.02%$5k-36 Month Step-Up CD - Basic MVP
2.02%$500-6 Month Youth CD - Basic MVP
0.75%$5k-3 Month CD - Gold MVP
0.75%$500-3 Month Youth CD - Gold MVP
0.55%$5k-3 Month CD - Silver MVP
0.55%$500-3 Month Youth CD - Silver MVP
0.40%$5k-3 Month CD - Basic MVP
0.40%$500-3 Month Youth CD - Basic MVP

Westconsin Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.86%$50-18 Month Variable Rate IRA - Silver MVP
4.86%$50-18 Month Variable Rate IRA - Gold MVP
4.86%$50-18 Month Variable Rate IRA - Basic MVP
3.45%$500-18 Month Fixed Rate IRA - Gold MVP
3.25%$500-18 Month Fixed Rate IRA - Silver MVP
3.09%$500-18 Month Fixed Rate IRA - Basic MVP
3.04%$500-60 Month Fixed Rate IRA - Gold MVP
2.84%$500-60 Month Fixed Rate IRA - Silver MVP
2.68%$500-60 Month Fixed Rate IRA - Basic MVP
Locations

Availability

Minneapolis Area

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