WestEdge Credit Union (WA)


Overview / Commentary
360-734-5790
2501 James St
Bellingham, WA 98225

WestEdge Credit Union (WA) is headquartered in Bellingham and is the 50th largest credit union in the state of Washington. It is also the 1,997th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 14 employees and 4,230 members at 1 location. WestEdge Credit Union (WA) has an A health rating.

Field of Membership Restrictions

Membership in WestEdge Credit Union is open to those who live, work, worship, or attend school in Whatcom County, Washington.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. WestEdge Credit Union (WA) has a relatively low asset base.

Health Grade Components

Overall
NCUA #8113
Year Chartered1952
Employees14
Primary Regulator
Profit Margin
Return on Assets - YTD1.37%
Return on Equity - YTD9.05%
Annual Interest Income$912K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$83.5MM$78.1MM
LoansQ1 2025vs Q1 2024$35.9MM$36.2MM
DepositsQ1 2025vs Q1 2024$71.7MM$67MM
Equity CapitalQ1 2025vs Q1 2024$12.5MM$11.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$376K$242K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$729K$785K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for WestEdge Credit Union (WA) are currently being reviewed.

Locations


WestEdge Credit Union (WA) Locations
Branch Office2501 James StBellingham, WA 98225-3529

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