Westerly Community Credit Union

Overview / Commentary
122 Granite St
Westerly, RI 02891

Westerly Community Credit Union is headquartered in Westerly and is the 5th largest credit union in the state of Rhode Island. It is also the 801st largest credit union in the nation. It was established in 1948 and as of December of 2021, it had grown to 69 employees and 20,096 members at 5 locations. Westerly Community Credit Union has an A health rating.

Field of Membership Restrictions

Westerly Community Credit Union is open to those who live or work in Rhode Island or in New London County, Connecticut.
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #67270
Year Chartered1948
Primary Regulator
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD12.88%
Annual Interest Income$12.6MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$412.2MM$367.1MM
LoansQ4 2021vs Q4 2020$298.6MM$298.3MM
DepositsQ4 2021vs Q4 2020$373.6MM$330.3MM
Equity CapitalQ4 2021vs Q4 2020$34.5MM$30.2MM
Loan Loss AllowanceQ4 2021vs Q4 2020$1.5MM$1.5MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$149.00K$414.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$190.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Westerly Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westerly Community Credit Union Savings Account Rates

2.50%--#Goal Savings Account
0.25%*$10k*-IRA Savings Account
OTHER TIERS: 0.10% $25 - $10k
0.15%*$200k*-Rewards Savings Account
OTHER TIERS: 0.10% $5 - $200k
0.05%$5-Share Account
0.05%--Share Savings for Business
0.05%--WCCU Kids Club
0.05%--Youth Share Savings Account

Westerly Community Credit Union Money Market Rates

0.75%*$250k*-Interest Business Money Market
OTHER TIERS: 0.25% Up to $100k | 0.50% $100k - $250k
0.15%*$75k*-Interest Money Market
OTHER TIERS: 0.10% Up to $75k

Westerly Community Credit Union Checking Account Rates

OTHER TIERS: 0.50% $20k+
0.15%*$10k*-Free Business Checking with Interest
OTHER TIERS: 0.05% $10 - $10k
0.10%*$50k*-Interest Checking
OTHER TIERS: 0.05% $2.5k - $50k

Westerly Community Credit Union CD Rates

1.00%$500-48 Month CD
0.70%$500-60 Month CD
0.50%$500-36 Month CD
0.50%$500-15 Month CD Special
0.45%*$50k*-Premier 3 Month CD Special
OTHER TIERS: 0.20% $500 - $50k
0.35%$500-24 Month CD
0.25%$500-18 Month CD
0.20%$500-12 Month CD
0.15%$500-6 Month CD
0.10%$500-3 Month CD

Westerly Community Credit Union IRA Rates

1.00%$500-48 Month IRA
0.70%$500-60 Month IRA
0.50%$500-36 Month IRA
0.50%$500-15 Month IRA Special
0.35%$500-24 Month IRA
0.25%$500-18 Month IRA
0.20%$500-12 Month IRA
0.15%$500-6 Month IRA
0.10%$500-3 Month IRA

Westerly Community Credit Union Locations
Branch Office122 Granite StWesterly, RI 02891
Branch Office244 Post RdWesterly, RI 02891
Branch Office64 Kingstown RdWyoming, RI 02898
Branch Office4979 Tower Hill RdWakefield, RI 02879-2283
Branch Office2405 Nooseneck Hill RdCoventry, RI 02816

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.