Westerly Community Credit Union

Overview / Commentary
122 Granite St
Westerly, RI 02891

Westerly Community Credit Union is headquartered in Wakefield and is the 5th largest credit union in the state of Rhode Island. It is also the 747th largest credit union in the nation. It was established in 1948 and as of March of 2024, it had grown to 79 employees and 23,008 members at 5 locations. Westerly Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Westerly Community Credit Union is open to those who live or work in Rhode Island or the Connecticut counties of New London or Windham.
See current membership details

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Health Grade Components

NCUA #67270
Year Chartered1948
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD3.02%
Annual Interest Income$5MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$481.7MM$467MM
LoansQ1 2024vs Q1 2023$377.8MM$371MM
DepositsQ1 2024vs Q1 2023$419.2MM$411.3MM
Equity CapitalQ1 2024vs Q1 2023$35.7MM$33.6MM
Loan Loss AllowanceQ1 2024vs Q1 2023$1.1MM$2MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$1.1MM$554K
Real Estate OwnedQ1 2024vs Q1 2023$0$0

Rates for Westerly Community Credit Union are currently being reviewed.


Westerly Community Credit Union Locations
Branch Office122 Granite StWesterly, RI 02891
Branch Office244 Post RdWesterly, RI 02891
Branch Office64 Kingstown RdWyoming, RI 02898
Branch Office4979 Tower Hill RdWakefield, RI 02879-2283
Branch Office2405 Nooseneck Hill RdCoventry, RI 02816

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