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  2. Westerly Community Credit Union

Westerly Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.00%Reward CheckingeChecking
1.82% - National Average
1.30%5-year CD60 Month CD
2.35% - Synchrony Bank 60 Month CDAdvertisement
0.30%1-year CD12 Month Savings Challenge CD Special
1.50% - Ally Bank No Penalty 11-Month CDAdvertisement
View all Westerly Community Credit Union rates »

Overview / Commentary
www.westerlyccu.com
401-596-7000
122 Granite St
Westerly, RI 02891

Westerly Community Credit Union is headquartered in Westerly and is the 7th largest credit union in the state of Rhode Island. It is also the 859th largest credit union in the nation. It was established in 1948 and as of March of 2017, it had grown to 63 employees and 17,587 members at 4 locations. Westerly Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Rhode Island or in New London County in Connecticut. (Membership requirements are listed in the credit union's online application).
See current membership details

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Health
B+

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #67270
Year Chartered1948
Employees63
Primary Regulator
Profit Margin
Return on Assets - YTD0.36%
Return on Equity - YTD4.27%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$257.2MM$234.3MM
LoansQ1 2017vs Q1 2016$225.2MM$201.6MM
DepositsQ1 2017vs Q1 2016$230.6MM$209.5MM
Equity CapitalQ1 2017vs Q1 2016$21.3MM$19.9MM
Loan Loss AllowanceQ1 2017vs Q1 2016$1.2MM$1.1MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$903.00K$508.00K
Real Estate OwnedQ1 2017vs Q1 2016$190.00K$190.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westerly Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$10k*-IRA Savings Account
OTHER TIERS: 0.25% → Up to $10k
0.20%*$200k*-Rewards Savings Account
OTHER TIERS: 0.05% → Up to $50k | 0.10% → $50k - $200k
0.05%--Share Account
0.05%--Share Savings for Business

Westerly Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-Interest Money Market
OTHER TIERS: 0.05% → Up to $5k | 0.10% → $5k - $25k
0.20%*$100k*-Interest Business Money Market
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $50k | 0.15% → $50k - $100k

Westerly Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$1keChecking
OTHER TIERS: 0.50% → $1k+
0.20%*$50k*-Interest Checking
OTHER TIERS: 0.05% → $2,500 - $10k | 0.10% → $10k - $50k
0.20%*$10k*-Free Business Checking with Interest
OTHER TIERS: 0.05% → $10 - $10k

Westerly Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$50k*-33 Month CD Special
OTHER TIERS: 1.10% → $2,500 - $25k | 1.30% → $25k - $50k
1.30%--60 Month CD
1.25%*$10k*-15 Month CD Special
OTHER TIERS: 0.85% → $500 - $5k | 1.05% → $5k - $10k
1.05%--48 Month CD
0.75%--36 Month CD
0.65%--24 Month CD
0.50%--18 Month CD
0.30%--12 Month CD
0.30%$25-12 Month Savings Challenge CD Special
0.20%--6 Month CD
0.15%--3 Month CD

Westerly Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$50k*-33 Month IRA Special
OTHER TIERS: 1.10% → $2,500 - $25k | 1.30% → $25k - $50k
1.30%--60 Month IRA
1.25%*$10k*-15 Month IRA Special
OTHER TIERS: 0.85% → $500 - $5k | 1.05% → $5k - $10k
1.05%--48 Month IRA
0.75%--36 Month IRA
0.65%--24 Month IRA
0.50%--18 Month IRA
0.30%--12 Month IRA
0.20%--6 Month IRA
0.15%--3 Month IRA
Locations


Westerly Community Credit Union Locations
Branch Office122 Granite StWesterly, RI 02891
Branch Office244 Post RdWesterly, RI 02891
Branch Office71 S County Commons WaySouth Kingstown, RI 02879-2236
Branch Office64 Kingstown RdWyoming, RI 02898