2. Westerly Community Credit Union

Westerly Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
3.00%Reward Checking
2.06% - National Average
1.50%5-year CD
3.10% - Synchrony Bank 60 Month CDAdvertisement
0.35%1-year CD
2.65% - Barclays 12 Month Online CDAdvertisement
View all Westerly Community Credit Union rates »

Overview / Commentary
www.westerlyccu.com
401-596-7000
122 Granite St
Westerly, RI 02891

Westerly Community Credit Union is headquartered in Westerly and is the 5th largest credit union in the state of Rhode Island. It is also the 840th largest credit union in the nation. It was established in 1948 and as of June of 2018, it had grown to 64 employees and 18,356 members at 4 locations. Westerly Community Credit Union has an A health rating.

Field of Membership Restrictions

Westerly Community Credit Union is open to those who live or work in Rhode Island or in New London County, Connecticut.
See current membership details

Related Posts

Westerly Community Credit Union (RI/CT) eChecking Rate Raised - 6/14/2018

Westerly Community Credit Union (RI/CT) has added 175 bps to its eChecking account, with qualifying balances up to $19,999.99 now earning 3.00% APY.

Echecking Now Earns 3% Up To $20,000 - 6/12/2018

Membership in Westerly Community CU is available to anyone who lives or works in RI & New London County, CT. Rate shown is for balances $0 - $19,999.99, balances of $20,000 or greater will earn .50% APY. To receive the higher rates, members must meet the following requirements: use their debit card a minimum of 10 times per month, sign up and activate eStatements, and complete 1 or more direct deposit or ACH transfers per month totaling a minimum of $500. If account does not meet the criteria, the monthly rate will be .10% APY.

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Health
A

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #67270
Year Chartered1948
Employees64
Primary Regulator
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD7.5%
Annual Interest Income$5.0MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$283.6MM$264.2MM
LoansQ2 2018vs Q2 2017$250.9MM$233.9MM
DepositsQ2 2018vs Q2 2017$250.6MM$237.5MM
Equity CapitalQ2 2018vs Q2 2017$23.7MM$21.7MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.1MM$1.1MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$496.00K$744.00K
Real Estate OwnedQ2 2018vs Q2 2017$190.00K$190.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westerly Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$10k*-IRA Savings Account
OTHER TIERS: 0.25% → Up to $10k
0.30%*$200k*-Rewards Savings Account
OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $50k | 0.20% → $50k - $100k | 0.25% → $100k - $200k
0.05%--Share Account
0.05%--Share Savings for Business
0.05%--WCCU Kids Club
0.05%--Youth Share Savings Account

Westerly Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$25k*-Interest Money Market
OTHER TIERS: 0.10% → Up to $5k | 0.15% → $5k - $25k
0.25%*$100k*-Interest Business Money Market
OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $50k | 0.20% → $50k - $100k

Westerly Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$20keChecking
OTHER TIERS: 0.50% → $20k+
0.20%*$50k*-Interest Checking
OTHER TIERS: 0.05% → $2.5k - $10k | 0.10% → $10k - $50k
0.20%*$10k*-Free Business Checking with Interest
OTHER TIERS: 0.05% → $10 - $10k

Westerly Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$50k*-27 Month CD Special
OTHER TIERS: 2.50% → $2.5k - $25k | 2.75% → $25k - $50k
2.50%*$10k*-15 Month CD Special
OTHER TIERS: 2.00% → $500 - $5k | 2.25% → $5k - $10k
2.50%*$10k*-7 Month CD Special
OTHER TIERS: 2.00% → $500 - $5k | 2.25% → $5k - $10k
1.50%$500-60 Month CD
1.00%$500-48 Month CD
0.75%$500-24 Month CD
0.75%$500-36 Month CD
0.55%$500-18 Month CD
0.45%$500-12 Month CD
0.35%$25-12 Month Savings Challenge CD Special
0.20%$500-6 Month CD
0.15%$500-3 Month CD

Westerly Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$50k*-27 Month IRA Special
OTHER TIERS: 2.50% → $2.5k - $25k | 2.75% → $25k - $50k
2.50%*$10k*-15 Month IRA Special
OTHER TIERS: 2.00% → $500 - $5k | 2.25% → $5k - $10k
2.50%*$10k*-7 Month IRA Special
OTHER TIERS: 2.00% → $500 - $5k | 2.25% → $5k - $10k
1.50%$500-60 Month IRA
1.00%$500-48 Month IRA
0.75%$500-24 Month IRA
0.75%$500-36 Month IRA
0.55%$500-18 Month IRA
0.45%$500-12 Month IRA
0.20%$500-6 Month IRA
0.15%$500-3 Month IRA
Locations


Westerly Community Credit Union Locations
Branch Office122 Granite StWesterly, RI 02891
Branch Office244 Post RdWesterly, RI 02891
Branch Office71 S County Commons WaySouth Kingstown, RI 02879-2236
Branch Office64 Kingstown RdWyoming, RI 02898

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