2. Westerly Community Credit Union

Westerly Community Credit Union


Overview / Commentary
www.westerlyccu.com
401-596-7000
122 Granite St
Westerly, RI 02891

Westerly Community Credit Union is headquartered in Westerly and is the 5th largest credit union in the state of Rhode Island. It is also the 804th largest credit union in the nation. It was established in 1948 and as of June of 2019, it had grown to 66 employees and 19,051 members at 4 locations. Westerly Community Credit Union has an A health rating.

Field of Membership Restrictions

Westerly Community Credit Union is open to those who live or work in Rhode Island or in New London County, Connecticut.
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Health
A

Data as of Q2 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #67270
Year Chartered1948
Employees66
Primary Regulator
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD8.38%
Annual Interest Income$5.8MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$309.4MM$283.6MM
LoansQ2 2019vs Q2 2018$267.6MM$250.9MM
DepositsQ2 2019vs Q2 2018$272.6MM$250.6MM
Equity CapitalQ2 2019vs Q2 2018$26.2MM$23.7MM
Loan Loss AllowanceQ2 2019vs Q2 2018$1.1MM$1.1MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$108.00K$496.00K
Real Estate OwnedQ2 2019vs Q2 2018$190.00K$190.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Westerly Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westerly Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%--#Goal Savings Account
0.50%*$10k*-IRA Savings Account
OTHER TIERS: 0.25% → $25 - $10k
0.30%*$200k*-Rewards Savings Account
OTHER TIERS: 0.10% → $5 - $10k | 0.15% → $10k - $50k | 0.20% → $50k - $100k | 0.25% → $100k - $200k
0.10%$5-Share Account
0.10%--WCCU Kids Club
0.10%--Youth Share Savings Account
0.05%--Share Savings for Business

Westerly Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.05%*$250k*-Interest Business Money Market
OTHER TIERS: 2.00% → Up to $250k
0.25%*$25k*-Interest Money Market
OTHER TIERS: 0.10% → Up to $5k | 0.15% → $5k - $25k

Westerly Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$20keChecking
OTHER TIERS: 0.50% → $20k+
0.20%*$50k*-Interest Checking
OTHER TIERS: 0.05% → $2.5k - $10k | 0.10% → $10k - $50k
0.20%*$10k*-Free Business Checking with Interest
OTHER TIERS: 0.05% → $10 - $10k

Westerly Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%*$50k*-3 Month CD Special
OTHER TIERS: 1.60% → $500 - $25k | 1.85% → $25k - $50k
2.00%*$50k*-27 Month CD Special
OTHER TIERS: 1.50% → $2.5k - $25k | 1.75% → $25k - $50k
2.00%*$50k*-13 Month CD Special
OTHER TIERS: 1.50% → $500 - $25k | 1.75% → $25k - $50k
1.50%$500-60 Month CD
1.00%$500-48 Month CD
0.75%$500-24 Month CD
0.75%$500-36 Month CD
0.55%$500-18 Month CD
0.45%$500-12 Month CD
0.20%$500-6 Month CD
0.15%$500-3 Month CD

Westerly Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%*$50k*-3 Month IRA Special
OTHER TIERS: 1.60% → $500 - $25k | 1.85% → $25k - $50k
2.00%*$50k*-27 Month IRA Special
OTHER TIERS: 1.50% → $2.5k - $25k | 1.75% → $25k - $50k
2.00%*$50k*-13 Month IRA Special
OTHER TIERS: 1.50% → $500 - $25k | 1.75% → $25k - $50k
1.50%$500-60 Month IRA
1.00%$500-48 Month IRA
0.75%$500-24 Month IRA
0.75%$500-36 Month IRA
0.55%$500-18 Month IRA
0.45%$500-12 Month IRA
0.20%$500-6 Month IRA
0.15%$500-3 Month IRA
Locations


Westerly Community Credit Union Locations
Branch Office122 Granite StWesterly, RI 02891
Branch Office244 Post RdWesterly, RI 02891
Branch Office64 Kingstown RdWyoming, RI 02898
Branch Office4979 Tower Hill RdWakefield, RI 02879-2283

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