Featured Savings Rates
Featured Accounts

Westerly Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.00%Reward CheckingeChecking
1.30%5-year CD60 Month CD
0.20%1-year CD12 Month Savings Challenge CD Special

Overview / Commentary
401-596-7000
122 Granite St
Westerly, RI 02891

Westerly Community Credit Union is headquartered in Westerly and is the 7th largest credit union in the state of Rhode Island. It is also the 854th largest credit union in the nation. It was established in 1948 and as of September of 2016, it had grown to 61 employees and 17,447 members at 4 locations. Westerly Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Rhode Island or in New London County in Connecticut. (Membership requirements are listed in the credit union's online application).
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #67270
Year Chartered1948
Employees61
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD6.58%
Annual Interest Income$6.4MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$248.7MM$229.0MM
LoansQ3 2016vs Q3 2015$217.2MM$198.3MM
DepositsQ3 2016vs Q3 2015$222.4MM$204.2MM
Equity CapitalQ3 2016vs Q3 2015$20.7MM$19.9MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.1MM$1.0MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.2MM$941.00K
Real Estate OwnedQ3 2016vs Q3 2015$190.00K$190.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westerly Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$10k*-IRA Savings Account
OTHER TIERS: 0.25% Up to $10k
0.20%*$200k*-Rewards Savings Account
OTHER TIERS: 0.05% Up to $50k | 0.10% $50k - $200k
0.05%--Share Account
0.05%--Share Savings for Business

Westerly Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-Interest Money Market
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $25k
0.20%*$100k*-Interest Business Money Market
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $50k | 0.15% $50k - $100k

Westerly Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$1keChecking
OTHER TIERS: 0.50% $1k+
0.20%*$50k*-Interest Checking
OTHER TIERS: 0.05% $2,500 - $10k | 0.10% $10k - $50k
0.20%*$10k*-Free Business Checking with Interest
OTHER TIERS: 0.05% $10 - $10k

Westerly Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%*$50k*-33 Month CD Special
OTHER TIERS: 1.05% $2,500 - $25k | 1.25% $25k - $50k
1.30%--60 Month CD
1.25%*$10k*-15 Month CD Special
OTHER TIERS: 0.85% $500 - $5k | 1.05% $5k - $10k
1.05%--48 Month CD
0.80%--36 Month CD
0.65%--24 Month CD
0.50%--18 Month CD
0.30%--12 Month CD
0.25%--6 Month CD
0.20%--3 Month CD
0.20%$25-12 Month Savings Challenge CD Special

Westerly Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%*$50k*-33 Month IRA Special
OTHER TIERS: 1.05% $2,500 - $25k | 1.25% $25k - $50k
1.30%--60 Month IRA
1.25%*$10k*-15 Month IRA Special
OTHER TIERS: 0.85% $500 - $5k | 1.05% $5k - $10k
1.05%--48 Month IRA
0.80%--36 Month IRA
0.65%--24 Month IRA
0.50%--18 Month IRA
0.30%--12 Month IRA
0.25%--6 Month IRA
0.20%--3 Month IRA
Locations


Westerly Community Credit Union Locations
Branch Office122 Granite StWesterly, RI 02891
Branch Office244 Post RdWesterly, RI 02891
Branch Office71 S County Commons WaySouth Kingstown, RI 02879-2236
Branch Office64 Kingstown RdWyoming, RI 02898