Westerly Community Credit Union

Overview / Commentary
122 Granite St
Westerly, RI 02891

Westerly Community Credit Union is headquartered in Westerly and is the 5th largest credit union in the state of Rhode Island. It is also the 745th largest credit union in the nation. It was established in 1948 and as of September of 2023, it had grown to 77 employees and 23,099 members at 5 locations. Westerly Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Westerly Community Credit Union is open to those who live or work in Rhode Island or the Connecticut counties of New London or Windham.
See current membership details


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Health Grade Components

NCUA #67270
Year Chartered1948
Primary Regulator
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD9.45%
Annual Interest Income$14MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$471.6MM$436.3MM
LoansQ3 2023vs Q3 2022$379.4MM$340.3MM
DepositsQ3 2023vs Q3 2022$415.6MM$399.6MM
Equity CapitalQ3 2023vs Q3 2022$33.6MM$30.4MM
Loan Loss AllowanceQ3 2023vs Q3 2022$1.6MM$1.5MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$423K$253K
Real Estate OwnedQ3 2023vs Q3 2022$0$0

Rates for Westerly Community Credit Union are currently being reviewed.


Westerly Community Credit Union Locations
Branch Office122 Granite StWesterly, RI 02891
Branch Office244 Post RdWesterly, RI 02891
Branch Office64 Kingstown RdWyoming, RI 02898
Branch Office4979 Tower Hill RdWakefield, RI 02879-2283
Branch Office2405 Nooseneck Hill RdCoventry, RI 02816

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