Westerly Community Credit Union

Overview / Commentary
122 Granite St
Westerly, RI 02891

Westerly Community Credit Union is headquartered in Westerly and is the 5th largest credit union in the state of Rhode Island. It is also the 783rd largest credit union in the nation. It was established in 1948 and as of September of 2020, it had grown to 65 employees and 19,875 members at 4 locations. Westerly Community Credit Union has an A health rating.

Field of Membership Restrictions

Westerly Community Credit Union is open to those who live or work in Rhode Island or in New London County, Connecticut.
See current membership details


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Health Grade Components

NCUA #67270
Year Chartered1948
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD7.3%
Annual Interest Income$9.1MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$366.4MM$317.8MM
LoansQ3 2020vs Q3 2019$297.3MM$276.9MM
DepositsQ3 2020vs Q3 2019$328.3MM$280.7MM
Equity CapitalQ3 2020vs Q3 2019$29.1MM$26.8MM
Loan Loss AllowanceQ3 2020vs Q3 2019$1.4MM$1.2MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$511.00K$604.00K
Real Estate OwnedQ3 2020vs Q3 2019$190.00K$190.00K

Rates for Westerly Community Credit Union are currently being reviewed.


Westerly Community Credit Union Locations
Branch Office122 Granite StWesterly, RI 02891
Branch Office244 Post RdWesterly, RI 02891
Branch Office64 Kingstown RdWyoming, RI 02898
Branch Office4979 Tower Hill RdWakefield, RI 02879-2283

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