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Westerly Community Credit Union


Overview / Commentary
www.westerlyccu.com
401-596-7000
122 Granite St
Westerly, RI 02891

Westerly Community Credit Union is headquartered in Westerly and is the 5th largest credit union in the state of Rhode Island. It is also the 803rd largest credit union in the nation. It was established in 1948 and as of December of 2020, it had grown to 69 employees and 19,456 members at 4 locations. Westerly Community Credit Union has an A health rating.

Field of Membership Restrictions

Westerly Community Credit Union is open to those who live or work in Rhode Island or in New London County, Connecticut.
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Health
A

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #67270
Year Chartered1948
Employees69
Primary Regulator
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD9.38%
Annual Interest Income$12.1MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$367.1MM$326.7MM
LoansQ4 2020vs Q4 2019$298.3MM$285.5MM
DepositsQ4 2020vs Q4 2019$330.3MM$285.7MM
Equity CapitalQ4 2020vs Q4 2019$30.2MM$27.5MM
Loan Loss AllowanceQ4 2020vs Q4 2019$1.5MM$1.2MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$414.00K$323.00K
Real Estate OwnedQ4 2020vs Q4 2019$190.00K$190.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Westerly Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westerly Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%--#Goal Savings Account
0.25%*$10k*-IRA Savings Account
OTHER TIERS: 0.10% → $25 - $10k
0.15%*$200k*-Rewards Savings Account
OTHER TIERS: 0.10% → $5 - $200k
0.05%$5-Share Account
0.05%--Share Savings for Business
0.05%--WCCU Kids Club
0.05%--Youth Share Savings Account

Westerly Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$250k*-Interest Business Money Market
OTHER TIERS: 0.25% → Up to $100k | 0.50% → $100k - $250k
0.15%*$75k*-Interest Money Market
OTHER TIERS: 0.10% → Up to $75k

Westerly Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%-$20keChecking
0.15%*$10k*-Free Business Checking with Interest
OTHER TIERS: 0.05% → $10 - $10k
0.10%*$50k*-Interest Checking
OTHER TIERS: 0.05% → $2.5k - $50k

Westerly Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-48 Month CD
0.70%$500-60 Month CD
0.50%$500-36 Month CD
0.50%$500-15 Month CD Special
0.45%*$50k*-Premier 3 Month CD Special
OTHER TIERS: 0.20% → $500 - $50k
0.35%$500-24 Month CD
0.25%$500-18 Month CD
0.20%$500-12 Month CD
0.15%$500-6 Month CD
0.10%$500-3 Month CD

Westerly Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-48 Month IRA
0.70%$500-60 Month IRA
0.50%$500-36 Month IRA
0.50%$500-15 Month IRA Special
0.35%$500-24 Month IRA
0.25%$500-18 Month IRA
0.20%$500-12 Month IRA
0.15%$500-6 Month IRA
0.10%$500-3 Month IRA
Locations


Westerly Community Credit Union Locations
Branch Office122 Granite StWesterly, RI 02891
Branch Office244 Post RdWesterly, RI 02891
Branch Office64 Kingstown RdWyoming, RI 02898
Branch Office4979 Tower Hill RdWakefield, RI 02879-2283

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