Westerly Community Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.westerlyccu.com

401-596-7000

122 Granite St
Westerly, RI 02891

Westerly Community Credit Union is headquartered in Wakefield and is the 5^th largest credit union in the state of Rhode Island. It is also the 752^nd largest credit union in the nation. It was established in 1948 and as of March of 2025, it had grown to 77 employees and 22,477 members at 5 locations. Westerly Community Credit Union has an A health rating.

Field of Membership Restrictions

Westerly Community Credit Union is open to those who live or work in Rhode Island or the Connecticut counties of New London or Windham.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	67270
Year Chartered	1948
Employees	77
Primary Regulator

Profit Margin
Return on Assets - YTD	0.32%
Return on Equity - YTD	4.06%
Annual Interest Income	$5.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$498.5MM$481.7MM
Loans	Q1 2025vs Q1 2024	$393.2MM$377.8MM
Deposits	Q1 2025vs Q1 2024	$436.7MM$419.2MM
Equity Capital	Q1 2025vs Q1 2024	$39.6MM$35.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.1MM$1.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$567K$1.1MM
Real Estate Owned	Q1 2025vs Q1 2024	$8K$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Westerly Community Credit Union are currently being reviewed.

Locations

Westerly Community Credit Union Locations
Branch Office	122 Granite St	Westerly, RI 02891
Branch Office	244 Post Rd	Westerly, RI 02891
Branch Office	64 Kingstown Rd	Wyoming, RI 02898
Branch Office	4979 Tower Hill Rd	Wakefield, RI 02879-2283
Branch Office	2405 Nooseneck Hill Rd	Coventry, RI 02816

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