Westerly Community Credit Union

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CURRENT TOP RATE

#Goal Savings Account

Overview / Commentary

www.westerlyccu.com

401-596-7000

122 Granite St
Westerly, RI 02891

Westerly Community Credit Union is headquartered in Westerly and is the 5^th largest credit union in the state of Rhode Island. It is also the 801^st largest credit union in the nation. It was established in 1948 and as of December of 2021, it had grown to 69 employees and 20,096 members at 5 locations. Westerly Community Credit Union has an A health rating.

Field of Membership Restrictions

Westerly Community Credit Union is open to those who live or work in Rhode Island or in New London County, Connecticut.
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Related Posts

View all posts from:

2018

6/14 - Westerly Community Credit Union (RI/CT) eChecking Rate Raised
6/12 - Echecking Now Earns 3% Up To $20,000

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Health

A

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #	67270
Year Chartered	1948
Employees	69
Primary Regulator

Profit Margin
Return on Assets - YTD	1.09%
Return on Equity - YTD	12.88%
Annual Interest Income	$12.6MM

Assets and Liabilities
Assets	Q4 2021vs Q4 2020	$412.2MM$367.1MM
Loans	Q4 2021vs Q4 2020	$298.6MM$298.3MM
Deposits	Q4 2021vs Q4 2020	$373.6MM$330.3MM
Equity Capital	Q4 2021vs Q4 2020	$34.5MM$30.2MM
Loan Loss Allowance	Q4 2021vs Q4 2020	$1.5MM$1.5MM
Unbacked Noncurrent Loans	Q4 2021vs Q4 2020	$149.00K$414.00K
Real Estate Owned	Q4 2021vs Q4 2020	$0$190.00K

Rates

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Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westerly Community Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.50%	-	-	#Goal Savings Account
0.25%^*	$10k^*	-	IRA Savings Account
OTHER TIERS: 0.10% → $25 - $10k
0.15%^*	$200k^*	-	Rewards Savings Account
OTHER TIERS: 0.10% → $5 - $200k
0.05%	$5	-	Share Account
0.05%	-	-	Share Savings for Business
0.05%	-	-	WCCU Kids Club
0.05%	-	-	Youth Share Savings Account

Westerly Community Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%^*	$250k^*	-	Interest Business Money Market
OTHER TIERS: 0.25% → Up to $100k \| 0.50% → $100k - $250k
0.15%^*	$75k^*	-	Interest Money Market
OTHER TIERS: 0.10% → Up to $75k

Westerly Community Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%^*	-	$20k	eChecking
OTHER TIERS: 0.50% → $20k+
0.15%^*	$10k^*	-	Free Business Checking with Interest
OTHER TIERS: 0.05% → $10 - $10k
0.10%^*	$50k^*	-	Interest Checking
OTHER TIERS: 0.05% → $2.5k - $50k

Westerly Community Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%	$500	-	48 Month CD
0.70%	$500	-	60 Month CD
0.50%	$500	-	36 Month CD
0.50%	$500	-	15 Month CD Special
0.45%^*	$50k^*	-	Premier 3 Month CD Special
OTHER TIERS: 0.20% → $500 - $50k
0.35%	$500	-	24 Month CD
0.25%	$500	-	18 Month CD
0.20%	$500	-	12 Month CD
0.15%	$500	-	6 Month CD
0.10%	$500	-	3 Month CD

Westerly Community Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%	$500	-	48 Month IRA
0.70%	$500	-	60 Month IRA
0.50%	$500	-	36 Month IRA
0.50%	$500	-	15 Month IRA Special
0.35%	$500	-	24 Month IRA
0.25%	$500	-	18 Month IRA
0.20%	$500	-	12 Month IRA
0.15%	$500	-	6 Month IRA
0.10%	$500	-	3 Month IRA

Locations

Westerly Community Credit Union Locations
Branch Office	122 Granite St	Westerly, RI 02891
Branch Office	244 Post Rd	Westerly, RI 02891
Branch Office	64 Kingstown Rd	Wyoming, RI 02898
Branch Office	4979 Tower Hill Rd	Wakefield, RI 02879-2283
Branch Office	2405 Nooseneck Hill Rd	Coventry, RI 02816

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