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Westerly Community Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.westerlyccu.com
401-596-7000
122 Granite St
Westerly, RI 02891

Westerly Community Credit Union is headquartered in Wakefield and is the 5th largest credit union in the state of Rhode Island. It is also the 752nd largest credit union in the nation. It was established in 1948 and as of March of 2025, it had grown to 77 employees and 22,477 members at 5 locations. Westerly Community Credit Union's money market rates are 8X the national average, and it has an A health rating.

Field of Membership Restrictions

Westerly Community Credit Union is open to those who live or work in Rhode Island or the Connecticut counties of New London or Windham.
See current membership details

Reviews

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #67270
Year Chartered1948
Employees77
Primary Regulator
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD4.06%
Annual Interest Income$5.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$498.5MM$481.7MM
LoansQ1 2025vs Q1 2024$393.2MM$377.8MM
DepositsQ1 2025vs Q1 2024$436.7MM$419.2MM
Equity CapitalQ1 2025vs Q1 2024$39.6MM$35.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.1MM$1.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$567K$1.1MM
Real Estate OwnedQ1 2025vs Q1 2024$8K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Westerly Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westerly Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.35%*$0$25kDiamond Savings Account-New Money
OTHER TIERS: 2.00% → $25k+
3.00%$0-#Goal Savings Account
0.45%*$100k*-IRA Savings Account
OTHER TIERS: 0.10% → $25 - $10k | 0.25% → $10k - $25k | 0.35% → $25k - $100k
0.15%*$200k*-Rewards Savings Account
OTHER TIERS: 0.10% → $5 - $200k
0.05%$5-Share Account
0.05%$0-Share Savings for Business
0.05%$0-Youth Share Savings Account

Westerly Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%*$250k*-Advantage Money Market Account
OTHER TIERS: 1.05% → $100 - $20k | 1.55% → $20k - $50k | 2.80% → $50k - $100k | 3.05% → $100k - $250k
3.05%*$250k*-Advantage Business Money Market Account
OTHER TIERS: 1.05% → $0 - $25k | 1.55% → $25k - $100k | 2.80% → $100k - $250k

Westerly Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$0$20keChecking
OTHER TIERS: 0.50% → $20k+
0.15%*$10k*-Free Business Checking with Interest
OTHER TIERS: 0.05% → $10 - $10k

Westerly Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$100k*-27 Month CD Special
OTHER TIERS: 3.50% → $500 - $25k | 3.65% → $25k - $50k | 3.85% → $50k - $100k
4.00%*$100k*-8 Month CD Special
OTHER TIERS: 3.50% → $500 - $25k | 3.65% → $25k - $50k | 3.85% → $50k - $100k
3.75%*$100k*-Premier 3 Month CD Special
OTHER TIERS: 3.25% → $500 - $25k | 3.40% → $25k - $50k | 3.60% → $50k - $100k
3.50%$500-12 Month CD
3.35%$500-18 Month CD
3.00%$500-6 Month CD
3.00%$500-24 Month CD
3.00%$500-36 Month CD
0.70%$500-60 Month CD
0.65%$500-48 Month CD
0.10%$500-3 Month CD

Westerly Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$100k*-27 Month IRA Special
OTHER TIERS: 3.50% → $500 - $25k | 3.65% → $25k - $50k | 3.85% → $50k - $100k
4.00%*$100k*-8 Month IRA Special
OTHER TIERS: 3.50% → $500 - $25k | 3.65% → $25k - $50k | 3.85% → $50k - $100k
3.50%$500-12 Month IRA
3.35%$500-18 Month IRA
3.00%$500-6 Month IRA
3.00%$500-24 Month IRA
3.00%$500-36 Month IRA
0.70%$500-60 Month IRA
0.65%$500-48 Month IRA
0.10%$500-3 Month IRA
Locations


Westerly Community Credit Union Locations
Branch Office122 Granite StWesterly, RI 02891
Branch Office244 Post RdWesterly, RI 02891
Branch Office64 Kingstown RdWyoming, RI 02898
Branch Office4979 Tower Hill RdWakefield, RI 02879-2283
Branch Office2405 Nooseneck Hill RdCoventry, RI 02816

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