Overview / Commentary
Western Cooperative Credit Union is headquartered in Williston and is the 4th largest credit union in the state of North Dakota. It is also the 779th largest credit union in the nation. It was established in 1938 and as of September of 2020, it had grown to 96 employees and 18,645 members at 9 locations. Western Cooperative Credit Union has an A+ health rating.
Field of Membership Restrictions
Membership in Western Cooperative Credit Union is open to North Dakota residents who live within a 75-mile of Beach, Ray, or Williston, or within a 50-mile radius of Dickinson, Glen Ullin, or Hebron.
See current membership details
Health
A+
Data as of Q3 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61758 |
| Year Chartered | 1938 |
| Employees | 96 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.42% |
| Return on Equity - YTD | 3.69% |
| Annual Interest Income | $8.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2020vs Q3 2019 | $370.6MM$351.1MM |
| Loans | Q3 2020vs Q3 2019 | $191.6MM$201.6MM |
| Deposits | Q3 2020vs Q3 2019 | $325.9MM$309.3MM |
| Equity Capital | Q3 2020vs Q3 2019 | $42.2MM$39.2MM |
| Loan Loss Allowance | Q3 2020vs Q3 2019 | $3.7MM$3.0MM |
| Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $1.4MM$1.2MM |
| Real Estate Owned | Q3 2020vs Q3 2019 | $352.00K$352.00K |