Western Division Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.92% | 5-year CD | |
| 1.10% | 1-year CD | |
| 0.15% | Savings |
Western Division Federal Credit Union is headquartered in WILLIAMSVILLE and is the 63rd largest credit union in the state of New York. It is also the 1,304th largest credit union in the nation. It was established in 1937 and as of June of 2018, it had grown to 21 employees and 8,521 members at 2 locations. Western Division Federal Credit Union's money market rates are 70% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, volunteer or attend school in Erie or Chautauqua, New York.
See current membership details
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24731 |
| Year Chartered | 1937 |
| Employees | 21 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.99% |
| Return on Equity - YTD | 6.52% |
| Annual Interest Income | $2.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $143.5MM$142.9MM |
| Loans | Q2 2018vs Q2 2017 | $56.7MM$55.4MM |
| Deposits | Q2 2018vs Q2 2017 | $121.4MM$121.5MM |
| Equity Capital | Q2 2018vs Q2 2017 | $21.9MM$21.3MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $92.00K$123.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $79.00K$96.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Western Division Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Western Division Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $100 | - | Savings | |
| 0.15% | $100 | - | IRA Savings | |
| 0.10% | - | - | Holiday Club |
Western Division Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | $50k* | - | Money Market | ||
| OTHER TIERS: 0.45% → $1k - $5k | 0.55% → $5k - $20k | 0.65% → $20k - $50k | |||||
Western Division Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.92% | $250 | - | 60 Month CD | |
| 1.71% | $250 | - | 48 Month CD | |
| 1.51% | $250 | - | 36 Month CD | |
| 1.31% | $250 | - | 24 Month CD | |
| 1.10% | $250 | - | 12 Month CD | |
| 0.90% | $250 | - | 6 Month CD |
Western Division Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.92% | $250 | - | 60 Month IRA | |
| 1.71% | $250 | - | 48 Month IRA | |
| 1.51% | $250 | - | 36 Month IRA | |
| 1.31% | $250 | - | 24 Month IRA | |
| 1.10% | $250 | - | 12 Month IRA | |
| 0.90% | $250 | - | 6 Month IRA |
| Western Division Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 6750 MAIN ST | WILLIAMSVILLE, NY 14221 |
| Branch Office | 15 W 6TH ST | DUNKIRK, NY 14048-2441 |