Overview / Commentary
716-632-9328
6750 Main St
Williamsville, NY 14221

Western Division Federal Credit Union is headquartered in WILLIAMSVILLE and is the 63rd largest credit union in the state of New York. It is also the 1,300th largest credit union in the nation. It was established in 1937 and as of March of 2018, it had grown to 21 employees and 8,516 members at 2 locations. Western Division Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Erie or Chautauqua, New York.
See current membership details

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Health

Health Grade Components

Overall
NCUA #24731
Year Chartered1937
Employees21
Primary Regulator
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD6.14%
Annual Interest Income$953.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$144.1MM$141.7MM
LoansQ1 2018vs Q1 2017$55.8MM$54.4MM
DepositsQ1 2018vs Q1 2017$122.5MM$120.6MM
Equity CapitalQ1 2018vs Q1 2017$21.5MM$21.0MM
Loan Loss AllowanceQ1 2018vs Q1 2017$94.00K$131.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$246.00K$91.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Western Division Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$100-Savings
0.15%$100-IRA Savings
0.10%--Holiday Club

Western Division Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$50k*-Money Market
OTHER TIERS: 0.25% $1k - $5k | 0.30% $5k - $20k | 0.35% $20k - $50k

Western Division Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.56%$250-60 Month CD
1.36%$250-48 Month CD
1.16%$250-36 Month CD
0.95%$250-24 Month CD
0.75%$250-12 Month CD
0.55%$250-6 Month CD

Western Division Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.56%$250-60 Month IRA
1.36%$250-48 Month IRA
1.16%$250-36 Month IRA
0.95%$250-24 Month IRA
0.75%$250-12 Month IRA
0.55%$250-6 Month IRA
Locations


Western Division Federal Credit Union Locations
Branch Office6750 MAIN STWILLIAMSVILLE, NY 14221
Branch Office15 W 6TH STDUNKIRK, NY 14048-2441

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