Western Division Federal Credit Union
Western Division Federal Credit Union is headquartered in WILLIAMSVILLE and is the 60th largest credit union in the state of New York. It is also the 1,313th largest credit union in the nation. It was established in 1937 and as of June of 2019, it had grown to 21 employees and 8,437 members at 2 locations. Western Division Federal Credit Union's money market rates are 36% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, volunteer or attend school in Erie or Chautauqua, New York.
See current membership details
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24731 |
| Year Chartered | 1937 |
| Employees | 21 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.91% |
| Return on Equity - YTD | 5.73% |
| Annual Interest Income | $2.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $142.6MM$143.5MM |
| Loans | Q2 2019vs Q2 2018 | $58.4MM$56.7MM |
| Deposits | Q2 2019vs Q2 2018 | $119.8MM$121.4MM |
| Equity Capital | Q2 2019vs Q2 2018 | $22.6MM$21.9MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $87.00K$92.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $24.00K$79.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Western Division Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Western Division Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $100 | - | Savings | |
| 0.15% | $100 | - | IRA Savings | |
| 0.10% | - | - | Holiday Club |
Western Division Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $50k* | - | Money Market | ||
| OTHER TIERS: 0.30% → $1k - $5k | 0.40% → $5k - $20k | 0.50% → $20k - $50k | |||||
Western Division Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.71% | $250 | - | 60 Month CD | |
| 1.51% | $250 | - | 48 Month CD | |
| 1.36% | $250 | - | 36 Month CD | |
| 1.29% | $250 | - | 8 Month CD | |
| 1.26% | $250 | - | 24 Month CD | |
| 1.05% | $250 | - | 12 Month CD | |
| 0.75% | $250 | - | 6 Month CD |
Western Division Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.71% | $250 | - | 60 Month IRA | |
| 1.51% | $250 | - | 48 Month IRA | |
| 1.36% | $250 | - | 36 Month IRA | |
| 1.29% | $250 | - | 8 Month IRA | |
| 1.26% | $250 | - | 24 Month IRA | |
| 1.05% | $250 | - | 12 Month IRA | |
| 0.75% | $250 | - | 6 Month IRA |
| Western Division Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 6750 MAIN ST | WILLIAMSVILLE, NY 14221 |
| Branch Office | 15 W 6TH ST | DUNKIRK, NY 14048-2441 |