Western Division Federal Credit Union

Overview / Commentary
6750 Main St
Williamsville, NY 14221

Western Division Federal Credit Union is headquartered in WILLIAMSVILLE and is the 60th largest credit union in the state of New York. It is also the 1,313th largest credit union in the nation. It was established in 1937 and as of June of 2019, it had grown to 21 employees and 8,437 members at 2 locations. Western Division Federal Credit Union's money market rates are 36% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Erie or Chautauqua, New York.
See current membership details


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Health Grade Components

NCUA #24731
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD5.73%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$142.6MM$143.5MM
LoansQ2 2019vs Q2 2018$58.4MM$56.7MM
DepositsQ2 2019vs Q2 2018$119.8MM$121.4MM
Equity CapitalQ2 2019vs Q2 2018$22.6MM$21.9MM
Loan Loss AllowanceQ2 2019vs Q2 2018$87.00K$92.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$24.00K$79.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Western Division Federal Credit Union Savings Account Rates

0.15%$100-IRA Savings
0.10%--Holiday Club

Western Division Federal Credit Union Money Market Rates

0.60%*$50k*-Money Market
OTHER TIERS: 0.30% $1k - $5k | 0.40% $5k - $20k | 0.50% $20k - $50k

Western Division Federal Credit Union CD Rates

1.71%$250-60 Month CD
1.51%$250-48 Month CD
1.36%$250-36 Month CD
1.29%$250-8 Month CD
1.26%$250-24 Month CD
1.05%$250-12 Month CD
0.75%$250-6 Month CD

Western Division Federal Credit Union IRA Rates

1.71%$250-60 Month IRA
1.51%$250-48 Month IRA
1.36%$250-36 Month IRA
1.29%$250-8 Month IRA
1.26%$250-24 Month IRA
1.05%$250-12 Month IRA
0.75%$250-6 Month IRA

Western Division Federal Credit Union Locations
Branch Office6750 MAIN STWILLIAMSVILLE, NY 14221
Branch Office15 W 6TH STDUNKIRK, NY 14048-2441

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