Western Illinois Credit Union

Overview / Commentary
322 W University Dr
Macomb, IL 61455

Western Illinois Credit Union is headquartered in Macomb and is the 92nd largest credit union in the state of Illinois. It is also the 2,931st largest credit union in the nation. It was established in 1959 and as of December of 2019, it had grown to 5 employees and 3,270 members at 1 location. Western Illinois Credit Union's CD rates are 96% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, attend school or work in Hancock, McDonough, Schuyler, Fulton, Brown, Warren, Henderson. Membership is open to current and former employees and students of WIU.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Western Illinois Credit Union has a low asset base.

Health Grade Components

NCUA #60519
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD-0.47%
Return on Equity - YTD-4.87%
Annual Interest Income$616.00K
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$28.7MM$26.5MM
LoansQ4 2019vs Q4 2018$17.9MM$21.0MM
DepositsQ4 2019vs Q4 2018$25.9MM$23.8MM
Equity CapitalQ4 2019vs Q4 2018$2.6MM$2.5MM
Loan Loss AllowanceQ4 2019vs Q4 2018$147.00K$176.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$21.00K$109.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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Western Illinois Credit Union Savings Account Rates

0.05%--Share Account

Western Illinois Credit Union Checking Account Rates

0.05%$500-Interest Bearing Checking

Western Illinois Credit Union CD Rates

2.27%$5k-24 Month CD
1.97%$5k-18 Month CD
1.76%$1k-12 Month CD

Western Illinois Credit Union IRA Rates

0.50%$5k-36 Month IRA
0.30%$2.5k-24 Month IRA
0.25%$1k-12 Month IRA

Western Illinois Credit Union Locations
Branch Office322 W University DrMacomb, IL 61455

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