Overview / Commentary
201 North Central Avenue
Duluth, MN 55807

WesternBank is headquartered in Duluth and is the 157th largest bank in the state of Minnesota. It is also the 3,949th largest bank in the nation. It was established in 1904 and as of June of 2019, it had grown to 31 employees at 3 locations. WesternBank has a B health rating.


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Health Grade Components

FDIC Certificate #5131
Year Established1904
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.1%
Return on Equity - YTD0.78%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$107.0MM$108.5MM
LoansQ2 2019vs Q2 2018$79.5MM$71.9MM
DepositsQ2 2019vs Q2 2018$91.2MM$94.5MM
Equity CapitalQ2 2019vs Q2 2018$13.6MM$13.7MM
Loan Loss AllowanceQ2 2019vs Q2 2018$717.00K$835.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$2.0MM$1.4MM
Real Estate OwnedQ2 2019vs Q2 2018$329.00K$233.00K
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Always verify rates and promotions with the bank or credit union. We are not WesternBank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

WesternBank Savings Account Rates

0.25%--Holiday Savings
0.25%*$300k*-Western Capital
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $50k | 0.20% $50k - $300k
0.25%$100-Traditional IRA
0.25%$100-Roth IRA
0.05%--Regular Savings

WesternBank Checking Account Rates

0.05%--Preferred Plus
0.02%$2.5k-Business Preferred Plus

WesternBank CD Rates

1.95%*$100k*-30 Month CD Special
OTHER TIERS: 0.95% $5k - $10k | 1.85% $10k - $100k
1.80%*$100k*-60 Month CD
OTHER TIERS: 0.70% $1k - $10k | 1.10% $10k - $50k | 1.35% $50k - $100k
1.80%*$100k*-18 Month CD Special
OTHER TIERS: 0.80% $5k - $10k | 1.60% $10k - $100k
1.15%*$100k*-48 Month CD
OTHER TIERS: 0.60% $1k - $10k | 0.90% $10k - $50k | 1.05% $50k - $100k
1.10%*$100k*-36 Month CD
OTHER TIERS: 0.55% $1k - $10k | 0.65% $10k - $50k | 1.00% $50k - $100k
0.75%*$100k*-24 Month CD
OTHER TIERS: 0.30% $1k - $10k | 0.55% $10k - $50k | 0.65% $50k - $100k
0.45%*$100k*-12 Month CD
OTHER TIERS: 0.25% $1k - $10k | 0.35% $10k - $50k | 0.40% $50k - $100k
0.25%*$100k*-6 Month CD
OTHER TIERS: 0.15% $1k - $10k | 0.20% $10k - $100k
0.08%*$100k*-3 Month CD
OTHER TIERS: 0.05% $1k - $50k | 0.07% $50k - $100k

WesternBank IRA Rates

0.75%*$100k*-24 Month IRA
OTHER TIERS: 0.30% $1k - $10k | 0.55% $10k - $50k | 0.65% $50k - $100k
0.45%*$100k*-12 Month IRA
OTHER TIERS: 0.25% $1k - $10k | 0.35% $10k - $50k | 0.40% $50k - $100k

WesternBank Locations
Western National Bank201 North Central AvenueDuluth, MN 55807
Downtown Branch202 West Superior StreetDuluth, MN 55802
Superone Foods Branch5401 Burning Tree RoadDuluth, MN 55811

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