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Featured Accounts

Western New York Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.35%1-year CD12 Month Regular Term Share Deposit
0.10%SavingsRegular Share (Savings) Account
0.80%3-year CD36 Month Regular Term Share Deposit

Overview / Commentary
716-674-3199
1937 Union Rd
West Seneca, NY 14224

Western New York Federal Credit Union is headquartered in West Seneca and is the 119th largest credit union in the state of New York. It is also the 2,387th largest credit union in the nation. It was established in 1964 and as of December of 2016, it had grown to 11 employees and 8,243 members at 1 location. Western New York Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in the cities of Buffalo and Lackawanna and the municipalities of Aurora, Cheektowaga, Depew, East Aurora, Elma, Lancaster, Orchard Park, Sloan and West Seneca, New York.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Western New York Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #16042
Year Chartered1964
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD7.28%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$47.2MM$43.4MM
LoansQ4 2016vs Q4 2015$30.1MM$27.5MM
DepositsQ4 2016vs Q4 2015$42.5MM$39.0MM
Equity CapitalQ4 2016vs Q4 2015$4.5MM$4.2MM
Loan Loss AllowanceQ4 2016vs Q4 2015$92.00K$114.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$253.00K$103.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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Western New York Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Regular Share (Savings) Account
0.10%--Smart Savers Kid's Account
0.10%$100-Holiday Club Account
0.10%$100-Vacation Club Account

Western New York Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$99k-36 Month Jumbo Term Share Deposit
0.80%$1k-36 Month Regular Term Share Deposit
0.55%$99k-24 Month Jumbo Term Share Deposit
0.50%$1k-24 Month Regular Term Share Deposit
0.45%$99k-18 Month Jumbo Term Share Deposit
0.40%$1k-18 Month Regular Term Share Deposit
0.40%$99k-12 Month Jumbo Term Share Deposit
0.35%$1k-12 Month Regular Term Share Deposit
0.30%$99k-6 Month Jumbo Term Share Deposit
0.25%$1k-6 Month Regular Term Share Deposit

Western New York Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$99k-24 Month Jumbo IRA
0.50%$1k-24 Month IRA
0.40%$99k-12 Month Jumbo IRA
0.35%$1k-12 Month IRA
Locations


Western New York Federal Credit Union Locations
Branch Office1937 Union RdWest Seneca, NY 14224