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Western New York Federal Credit Union


Overview / Commentary
www.wnyfcu.com
716-771-5000
1937 Union Rd
West Seneca, NY 14224

Western New York Federal Credit Union is headquartered in West Seneca and is the 102nd largest credit union in the state of New York. It is also the 2,070th largest credit union in the nation. It was established in 1964 and as of September of 2021, it had grown to 15 employees and 8,194 members at 1 location. Western New York Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Western New York Federal Credit Union is open to those who live, work, worship or attend school in Erie County, NY.
See current membership details

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Health
B+

Data as of Q3 2021

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Western New York Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #16042
Year Chartered1964
Employees15
Primary Regulator
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD7.35%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$78.0MM$65.6MM
LoansQ3 2021vs Q3 2020$37.2MM$34.9MM
DepositsQ3 2021vs Q3 2020$71.2MM$59.4MM
Equity CapitalQ3 2021vs Q3 2020$6.4MM$6.0MM
Loan Loss AllowanceQ3 2021vs Q3 2020$185.00K$242.00K
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$59.00K$62.00K
Real Estate OwnedQ3 2021vs Q3 2020$124.00K$124.00K
Rates
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Western New York Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Regular Share (Savings) Account
0.05%$25-Smart Savers Kid's Account
0.05%$100-Holiday Club Account
0.05%--Vacation Club Account

Western New York Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$99k-36 Month Jumbo Term Share Deposit
0.35%$1k-36 Month Regular Term Share Deposit
0.35%$99k-24 Month Jumbo Term Share Deposit
0.30%$1k-24 Month Regular Term Share Deposit
0.30%$99k-18 Month Jumbo Term Share Deposit
0.25%$1k-18 Month Regular Term Share Deposit
0.25%$99k-12 Month Jumbo Term Share Deposit
0.20%$1k-12 Month Regular Term Share Deposit
0.20%$99k-6 Month Jumbo Term Share Deposit
0.15%$1k-6 Month Regular Term Share Deposit

Western New York Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$99k-24 Month Jumbo IRA
0.30%$1k-24 Month IRA
0.25%$99k-12 Month Jumbo IRA
0.20%$1k-12 Month IRA
Locations


Western New York Federal Credit Union Locations
Branch Office1937 Union RdWest Seneca, NY 14224

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