Western New York Federal Credit Union


Overview / Commentary
716-771-5000
1937 Union Rd
West Seneca, NY 14224

Western New York Federal Credit Union is headquartered in West Seneca and is the 106th largest credit union in the state of New York. It is also the 2,165th largest credit union in the nation. It was established in 1964 and as of June of 2020, it had grown to 14 employees and 8,082 members at 1 location. Western New York Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Western New York Federal Credit Union is open to those who live, work, worship or attend school in Erie County, NY.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Western New York Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #16042
Year Chartered1964
Employees14
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD6.14%
Annual Interest Income$994.00K
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$64.5MM$55.5MM
LoansQ2 2020vs Q2 2019$34.4MM$35.1MM
DepositsQ2 2020vs Q2 2019$58.4MM$49.9MM
Equity CapitalQ2 2020vs Q2 2019$5.9MM$5.3MM
Loan Loss AllowanceQ2 2020vs Q2 2019$231.00K$182.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$46.00K$251.00K
Real Estate OwnedQ2 2020vs Q2 2019$124.00K$54.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Western New York Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Western New York Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Regular Share (Savings) Account
0.05%$25-Smart Savers Kid's Account
0.05%$100-Holiday Club Account
0.05%--Vacation Club Account

Western New York Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$99k-36 Month Jumbo Term Share Deposit
0.45%$1k-36 Month Regular Term Share Deposit
0.45%$99k-24 Month Jumbo Term Share Deposit
0.40%$1k-24 Month Regular Term Share Deposit
0.40%$99k-18 Month Jumbo Term Share Deposit
0.35%$1k-18 Month Regular Term Share Deposit
0.35%$99k-12 Month Jumbo Term Share Deposit
0.30%$1k-12 Month Regular Term Share Deposit
0.25%$99k-6 Month Jumbo Term Share Deposit
0.20%$1k-6 Month Regular Term Share Deposit

Western New York Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$99k-24 Month Jumbo IRA
0.40%$1k-24 Month IRA
0.35%$99k-12 Month Jumbo IRA
0.30%$1k-12 Month IRA
Locations


Western New York Federal Credit Union Locations
Branch Office1937 Union RdWest Seneca, NY 14224

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.