Western State Bank

Western State Bank substantially increased the rate on its nationally available High Yield Money Market. APY applies to all balances up to $10m, but min opening deposit is $5k.

No minimum balance $5,000 initial deposit required No minimum balance fees 10 withdrawals or debits from this account per monthly statement cycle North Dakota based phone support After 60 days you will have access to External Transfer where you can add up to five external accounts and transfer money back and forth. The limits are $5,000 per day ($10,000 per 30-day period) transferred in and $10,000 per day ($20,000 per 30-day period) transferred out. Interest is compounded and credited to your account monthly. It's calculated using the daily balance method, which applies a daily periodic rate to the principal in the account each day. This means that the interest from your account is calculated every day on a 365 day year/366 day for leap years. You will need the following to open an account: -You must be at least 18 years old -You must be a U.S. Citizen -Social security number

A minimum deposit of $5,000 is required to open an account. No minimum balance fees Multiple fund transfer options Interest is compounded and credited to your account monthly. It's calculated using the daily balance method, which applies a daily periodic rate to the principal in the account each day. If you initiate more than 10 withdrawals or debits from this account per monthly statement cycle, you may be charged a fee. The link to the High Yield Money Market application:  https://apps.westernbanks.com/