Western Vista Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.02%	5-year CD	60 Month CD 3.00% - Ally Bank High Yield 5 Year CD
0.75%	1-year CD	12 Month CD 2.45% - Synchrony Bank 12 Month CD
0.10%	Savings	Pollywog Account 1.75% - American Express National Bank High Yield Savings Account

View all Western Vista Federal Credit Union rates »

Overview / Commentary

www.wvista.com

307-634-2197

3207 Sparks Rd
Cheyenne, WY 82001

Western Vista Federal Credit Union is headquartered in Cheyenne and is the 6^th largest credit union in the state of Wyoming. It is also the 1,310^th largest credit union in the nation. It was established in 1940 and as of March of 2018, it had grown to 43 employees and 10,171 members at 3 locations. Western Vista Federal Credit Union's savings rates are 92% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Must be an employee of one of the several Select Employee Groups (SEGs). Also open to those who live, work, worship or attend school in Cheyenne, Casper or Natrona County.
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Health

B+

Data as of Q1 2018

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Health Grade Components

Overall
NCUA #	3972
Year Chartered	1940
Employees	43
Primary Regulator

Profit Margin
Return on Assets - YTD	0.13%
Return on Equity - YTD	1.02%
Annual Interest Income	$1.3MM

Assets and Liabilities
Assets	Q1 2018vs Q1 2017	$142.5MM$144.0MM
Loans	Q1 2018vs Q1 2017	$95.8MM$93.8MM
Deposits	Q1 2018vs Q1 2017	$114.3MM$116.5MM
Equity Capital	Q1 2018vs Q1 2017	$18.0MM$18.3MM
Loan Loss Allowance	Q1 2018vs Q1 2017	$595.00K$682.00K
Unbacked Noncurrent Loans	Q1 2018vs Q1 2017	$750.00K$1.1MM
Real Estate Owned	Q1 2018vs Q1 2017	$315.00K$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Western Vista Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	$250k^*	-	Liquid Gold Savings
OTHER TIERS: 0.50% → $500 - $50k \| 0.65% → $50k - $100k \| 0.75% → $100k - $250k
0.35%	-	-	Rainbow Savings
0.35%	$25	-	Rainbow Roth IRA
0.35%	$25	-	Rainbow Educational IRA
0.35%	$25	-	Rainbow Regular IRA
0.15%^*	$10k^*	-	Primary Savings
OTHER TIERS: 0.05% → $50 - $5k \| 0.10% → $5k - $10k
0.15%	-	-	IRA Share
0.10%^*	-	$2.5k	Pollywog Account
OTHER TIERS: 0.05% → $2,500+

Western Vista Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$100k^*	-	Money Market
OTHER TIERS: 0.07% → $2,500 - $25k \| 0.12% → $25k - $50k \| 0.25% → $50k - $100k

Western Vista Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	-	-	Business Platinum Checking
0.05%^*	$10k^*	-	Checking Account
OTHER TIERS: 0.02% → Up to $10k

Western Vista Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%^*	$10k^*	-	60 Month CD
OTHER TIERS: 1.97% → $500 - $10k
1.89%	$500	-	15 Month CD Special
1.66%^*	$10k^*	-	48 Month CD
OTHER TIERS: 1.61% → $500 - $10k
1.46%^*	$10k^*	-	36 Month CD
OTHER TIERS: 1.41% → $500 - $10k
1.26%^*	$10k^*	-	24 Month CD
OTHER TIERS: 1.21% → $500 - $10k
1.00%^*	$10k^*	-	18 Month CD
OTHER TIERS: 0.95% → $500 - $10k
0.75%^*	$10k^*	-	12 Month CD
OTHER TIERS: 0.70% → $500 - $10k
0.45%^*	$10k^*	-	6 Month CD
OTHER TIERS: 0.40% → $500 - $10k

Western Vista Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%	$500	$10k	60 Month IRA CD
1.66%	$500	$10k	48 Month IRA CD
1.46%	$500	$10k	36 Month IRA CD
1.26%	$500	$10k	24 Month IRA CD
0.75%	$500	$10k	12 Month IRA CD
0.45%	$500	$10k	6 Month IRA CD

Locations

Western Vista Federal Credit Union Locations
Branch Office	3207 Sparks Rd	Cheyenne, WY 82001
Branch Office	3401 Eagle Dr	Casper, WY 82604
Branch Office	1215 Storey Blvd	Cheyenne, WY 82009

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