Advertising Disclosure
  1. Banks
  2. Westerra Credit Union

Westerra Credit Union


Overview / Commentary
www.westerracu.com
303-321-4209
3700 E Alameda Ave
Denver, CO 80209

Westerra Credit Union is headquartered in Denver and is the 6th largest credit union in the state of Colorado. It is also the 232nd largest credit union in the nation. It was established in 1934 and as of June of 2024, it had grown to 280 employees and 112,177 members at 9 locations. Westerra Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Westerra Credit Union is open to those who live or work in the Colorado counties of Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, or Jefferson.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #65788
Year Chartered1934
Employees280
Primary Regulator
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD3.97%
Annual Interest Income$61.1MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$2.12B$2.16B
LoansQ2 2024vs Q2 2023$1.39B$1.4B
DepositsQ2 2024vs Q2 2023$1.7B$1.69B
Equity CapitalQ2 2024vs Q2 2023$166.4MM$151.3MM
Loan Loss AllowanceQ2 2024vs Q2 2023$6.9MM$8.2MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$5.4MM$4.3MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Westerra Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westerra Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Regular Savings
0.05%$0-Holiday Club
0.05%$0-IRA Savings
0.05%$100-Business Savings Account

Westerra Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$100k*-Money Market Select
OTHER TIERS: 3.00% → $0 - $100k
1.00%*$100k*-Money Market
OTHER TIERS: 0.60% → $0 - $10k | 0.70% → $10k - $25k | 0.80% → $25k - $50k | 0.90% → $50k - $100k
0.90%*$100k*-Business Money Market
OTHER TIERS: 0.50% → $0 - $10k | 0.60% → $10k - $25k | 0.70% → $25k - $50k | 0.80% → $50k - $100k

Westerra Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
6.00%*$0$2kSmart Money Checking
OTHER TIERS: 0.05% → $10k+ | 0.25% → $8k - $10k | 0.50% → $6k - $8k | 1.00% → $4k - $6k | 3.00% → $2k - $4k
0.20%*$100k*-Business High Balance Checking
OTHER TIERS: 0.10% → $0 - $25k | 0.15% → $25k - $100k
0.15%*$50k*-Interest Checking
OTHER TIERS: 0.05% → $2.5k - $25k | 0.10% → $25k - $50k
0.15%*$100k*-Business Preferred Checking
OTHER TIERS: 0.05% → $0 - $5k | 0.10% → $5k - $100k

Westerra Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-13 Month CD Special
3.10%$500-3 Month CD
3.00%$500-6 Month CD
2.96%$500-Business 6 Month CD
2.85%$100k-12 Month Jumbo CD
2.75%$500-12 Month CD
2.75%$100k-24 Month Jumbo CD
2.72%$500-Business 12 Month CD
2.65%$500-24 Month CD
2.62%$500-Business 24 Month CD
2.60%$100k-60 Month Jumbo CD
2.55%$500-36 Month CD
2.50%$500-48 Month CD
2.50%$500-60 Month CD

Westerra Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.10%$500-3 Month IRA
3.00%$500-6 Month IRA
2.75%$500-12 Month IRA
2.65%$500-24 Month IRA
2.55%$500-36 Month IRA
2.50%$500-48 Month IRA
2.50%$500-60 Month IRA
Locations


Westerra Credit Union Locations
Branch Office3700 E Alameda AveDenver, CO 80209
Branch Office7270A W 88th AveArvada, CO 80003
Branch Office8906 W Bowles AveLittleton, CO 80123-8606
Branch Office7305 E 35th Ave Suite 170Denver, CO 80238
Branch Office375 Union BlvdLakewood, CO 80228
Branch Office4625 Trail Boss DrCastle Rock, CO 80104-2803
Branch Office7740 W Alameda Ave Unit ELakewood, CO 80226-3137
Branch Office4231 S Buckley RdAurora, CO 80013
Branch Office10169 S Parker RdParker, CO 80134

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.