Featured Savings Rates
Featured Accounts

Westerra Credit Union

Popular Accounts at this Credit Union

1.50%2-year CD25 Month Bump Up & Add-On CD Special
1.70%5-year CD5 Year Flex CD Special - Move to a Shorter Term Once
0.90%1-year CD12 Month CD

Overview / Commentary
3700 E Alameda Ave
Denver, CO 80209

Westerra Credit Union is headquartered in Denver and is the 5th largest credit union in the state of Colorado. It is also the 168th largest credit union in the nation. It was established in 1934 and as of December of 2017, it had grown to 263 employees and 114,228 members at 10 locations. Westerra Credit Union's CD rates are 33% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Westerra Credit Union is open to the following: (1) those who live or work in Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas or Jefferson Counties in Colorado.
See current membership details

Related Posts

Westerra CU (CO) Hikes Rate on 25-Month Bump-Up/Add-On CD - 5/8/2017

Westerra CU (CO) has raised the rate on its 25-month Bump-Up/Add-On CD Special (1.80% APY). One Bump-Up and one Add-On allowed. Minimum deposit is $10k new money.

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Reviews (3)

Westerra Is AWESOME!!

Posted by: avogl74 | Jan 10, 2017

I have never had any problems with this bank. The tellers are extremely helpful and the loan officers are very knowledgeable. My 5 years of experience has been nothing but positive with Westerra.  I have been to multiple branches and they all have been GREAT! THIS IS THE BEST CREDIT UNION IN DENVER METRO AREA!!! Thanks Westerra for being AWESOME.

This Place Is A Joke

I have been with westerra for a year now,every time I need to cash my check they need to hold on to it and it always seems to be about 2 weeks.this last time the lady said i didn't have enough funds in my account to cash my check.i told her I would put some more cash in there then and she said that doesn't help right now ,so I said fine close my account and i will be on my way.good one westerra!!even the app won't let you take a photo of your check.

Very Poor Service

I have been with Westerra Credit union for over 5 years.  Over this time I have observed the following - their staff are the most poorly trained of any CU or bank where I have had business.  I always get the impression at several of thier banks that the tellers are constantly scrutinizing and checking out the customers.  They are often rude, always unprofessional, and seem to engage in personal behaviour which is a BIG putoff for me as a customer who walks in briefly to make a deposit.  Here are several examples : I walked in with a check and some loose pocket change and I was asked to step aside and count it out and hand it to the teller, while she was sitting comfortably in airconditioning.  Some of the female tellers like to stare down at customers and leave the impression that they are evaluating their prejudices of customers are they do bank business.  One teller took my check ( a hefty $ 800 + ) and deposited into another customers account.  I found out after I walked out of the branch and looked at the receipt.  There was no apology from the teller.  They are trained not to appear cheerful - many of them are sullen and behave like they just awoke.  Recently, I walked into to a cubicle to ask for a pen (none outside in the lobby) and I got a lingering hateful stare by the occupant.  This did it for me and I am planning to move my business elsewhere asap.


Health Grade Components

NCUA #65788
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD2.95%
Annual Interest Income$44.4MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$1.54B$1.44B
LoansQ4 2017vs Q4 2016$1.14B$1.07B
DepositsQ4 2017vs Q4 2016$1.31B$1.21B
Equity CapitalQ4 2017vs Q4 2016$177.8MM$172.7MM
Loan Loss AllowanceQ4 2017vs Q4 2016$3.5MM$3.6MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$2.2MM$1.3MM
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westerra Credit Union Savings Account Rates

0.05%$100-Regular Savings
0.05%--Holiday Club
0.05%--IRA Savings

Westerra Credit Union Money Market Rates

0.45%*$250k*-Preferred Money Market Account
OTHER TIERS: 0.15% $10k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k | 0.40% $100k - $250k
0.15%*$100k*-Money Market
OTHER TIERS: 0.10% $1k - $100k

Westerra Credit Union Checking Account Rates

0.15%*$100k*-Preferred Checking
OTHER TIERS: 0.10% $10k - $100k

Westerra Credit Union CD Rates

2.10%$100k-60 Month Jumbo CD
2.00%$500-60 Month CD
1.70%$5k-5 Year Flex CD Special - Move to a Shorter Term Once
1.55%$100k-24 Month Jumbo CD
1.50%$10k-25 Month Bump Up & Add-On CD Special
1.40%$500-48 Month CD
1.30%$500-36 Month CD
1.20%$500-24 Month CD
1.20%$100k-12 Month Jumbo CD
0.90%$500-12 Month CD
0.40%$500-6 Month CD
0.15%$500-3 Month CD

Westerra Credit Union IRA Rates

2.10%$500-60 Month IRA
1.50%$500-48 Month IRA
1.40%$500-36 Month IRA
1.30%$500-24 Month IRA
1.00%$500-12 Month IRA
0.50%$500-6 Month IRA
0.25%$500-3 Month IRA

Cities: Arvada, Aurora, Castle Rock, Centennial, Denver, Lakewood, Littleton

Arvada Branches
Branch Office7270 W 88th AveArvada, CO 80003

Aurora Branches
Branch Office14305 E Alameda AveAurora, CO 80012

Castle Rock Branches
Branch Office4625 Trail Boss DrCastle Rock, CO 80104-2803

Centennial Branches
Branch Office20991 E Smoky Hill RdCentennial, CO 80015-5184

Denver Branches
Branch Office3700 E Alameda AveDenver, CO 80209
Branch Office3700 Quebec St Unit 102Denver, CO 80207
Branch Office1725 W Mississippi AveDenver, CO 80223-3012

Lakewood Branches
Branch Office98 Wadsworth Blvd Unit 130Lakewood, CO 80226-1553
Branch Office375 Union BlvdLakewood, CO 80228

Littleton Branches
Branch Office8906 W Bowles AveLittleton, CO 80123-8606