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Westerra Credit Union

Popular Accounts at this Credit Union

1.35%5-year CD60 Month Flex CD Special - Move to a Shorter Term Once
0.40%1-year CD12 Month CD
0.05%SavingsRegular Savings

Overview / Commentary
3700 E Alameda Ave
Denver, CO 80209

Westerra Credit Union is headquartered in Denver and is the 5th largest credit union in the state of Colorado. It is also the 170th largest credit union in the nation. It was established in 1934 and as of December of 2016, it had grown to 251 employees and 106,446 members at 9 locations. Westerra Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Westerra Credit Union is open to the following: (1) those who live or work in Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas or Jefferson Counties in Colorado; (2) those who live or work in City of Aurora, Colorado; (3) employees, students, retirees, and graduates in Denver Public Schools and Jeffco Public Schools; (4) employees of Safeway Corporation and other Select Employer Groups.
See current membership details

Related Posts

Westerra Credit Union $100 Checking Account Offer - 11/13/2016

Saw this offer being advertised in Denver $100 will be awarded for new checking accounts opened between November 1, 2016, and January 31, 2017, which meet this criteria within the first 90 days of account opening: 1) an average of 10 debit card transactions monthly (excluding ATM transactions); 2) monthly automated direct deposit of $500 or more from payroll, pension, Social Security or other government benefits; and 3) enrolled in eStatements Get $100 - and a Checking Account Worth Switching For! | Westerra Credit Union

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Reviews (4)

Westerra Is AWESOME!!

Posted by: avogl74 | Jan 10, 2017

I have never had any problems with this bank. The tellers are extremely helpful and the loan officers are very knowledgeable. My 5 years of experience has been nothing but positive with Westerra.  I have been to multiple branches and they all have been GREAT! THIS IS THE BEST CREDIT UNION IN DENVER METRO AREA!!! Thanks Westerra for being AWESOME.

This Place Is A Joke

I have been with westerra for a year now,every time I need to cash my check they need to hold on to it and it always seems to be about 2 weeks.this last time the lady said i didn't have enough funds in my account to cash my check.i told her I would put some more cash in there then and she said that doesn't help right now ,so I said fine close my account and i will be on my way.good one westerra!!even the app won't let you take a photo of your check.


Posted by: Cj4827 | Feb 19, 2017

This is the 3rd Review, they constantly delete my posting. The more they delete the more I'm going to tell about them. I will continue to post. They act really nice until you sign their contract. They will constantly harass you before your loan is due, I've never been late but they will call you 24/7. Refuse to answer your questions unless you give everyone that work there it seems your information.
Some crazy woman named Cathy, told me if I didn't give her my account information they will refuse to answer any questions I have even though the question had nothing to do with my account. These folks are ridiculous.
I read a review on another site that said don't trust them, their low interest rates will reel you in and after that your caught in a Web of their lies. STAY AWAY!!
I would give negative stars if I could, because they surely don't deserve 1 star.

Very Poor Service

I have been with Westerra Credit union for over 5 years.  Over this time I have observed the following - their staff are the most poorly trained of any CU or bank where I have had business.  I always get the impression at several of thier banks that the tellers are constantly scrutinizing and checking out the customers.  They are often rude, always unprofessional, and seem to engage in personal behaviour which is a BIG putoff for me as a customer who walks in briefly to make a deposit.  Here are several examples : I walked in with a check and some loose pocket change and I was asked to step aside and count it out and hand it to the teller, while she was sitting comfortably in airconditioning.  Some of the female tellers like to stare down at customers and leave the impression that they are evaluating their prejudices of customers are they do bank business.  One teller took my check ( a hefty $ 800 + ) and deposited into another customers account.  I found out after I walked out of the branch and looked at the receipt.  There was no apology from the teller.  They are trained not to appear cheerful - many of them are sullen and behave like they just awoke.  Recently, I walked into to a cubicle to ask for a pen (none outside in the lobby) and I got a lingering hateful stare by the occupant.  This did it for me and I am planning to move my business elsewhere asap.


Health Grade Components

NCUA #65788
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD2.67%
Annual Interest Income$38.2MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$1.44B$1.36B
LoansQ4 2016vs Q4 2015$1.07B$978.6MM
DepositsQ4 2016vs Q4 2015$1.21B$1.13B
Equity CapitalQ4 2016vs Q4 2015$172.7MM$168.2MM
Loan Loss AllowanceQ4 2016vs Q4 2015$3.6MM$4.1MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$1.3MM$937.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westerra Credit Union Savings Account Rates

0.05%$100-Regular Savings
0.05%--Holiday Club
0.05%--IRA Savings
0.05%--CESA Savings

Westerra Credit Union Money Market Rates

0.35%*$250k*-Preferred Money Market Account
OTHER TIERS: 0.15% $10k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $250k
0.15%*$100k*-Money Market
OTHER TIERS: 0.10% $1k - $100k

Westerra Credit Union Checking Account Rates

0.15%*$100k*-Preferred Checking
OTHER TIERS: 0.10% $10k - $100k

Westerra Credit Union CD Rates

2.00%$500-60 Month CD Special
1.55%$100k-60 Month Jumbo CD
1.45%$500-60 Month CD
1.35%$5k-60 Month Flex CD Special - Move to a Shorter Term Once
1.30%$10k-25 Month Bump Up & Add-On CD Special
1.15%$500-48 Month CD
0.95%$500-36 Month CD
0.70%$100k-24 Month Jumbo CD
0.65%$500-24 Month CD
0.45%$100k-12 Month Jumbo CD
0.40%$500-12 Month CD
0.20%$500-6 Month CD
0.15%$500-3 Month CD

Westerra Credit Union IRA Rates

2.00%$500-60 Month IRA Special
1.55%$500-60 Month IRA
1.25%$500-48 Month IRA
1.05%$500-36 Month IRA
0.75%$500-24 Month IRA
0.50%$500-12 Month IRA
0.50%$500-12 Month Add-On IRA Special
0.30%$500-6 Month IRA
0.25%$500-3 Month IRA

Westerra Credit Union Locations
Branch Office98 Wadsworth Blvd Unit 130Lakewood, CO 80226-1553
Branch Office3700 E Alameda AveDenver, CO 80209
Branch Office7270 W 88th AveArvada, CO 80003
Branch Office14305 E Alameda AveAurora, CO 80012
Branch Office8906 W Bowles AveLittleton, CO 80123-8606
Branch Office3700 Quebec St Unit 102Denver, CO 80207
Branch Office1725 W Mississippi AveDenver, CO 80223-3012
Branch Office375 Union BlvdLakewood, CO 80228
Branch Office20991 E Smoky Hill RdCentennial, CO 80015-5184