Overview / Commentary
303-321-4209
3700 E Alameda Ave
Denver, CO 80209

Westerra Credit Union is headquartered in Denver and is the 5th largest credit union in the state of Colorado. It is also the 183rd largest credit union in the nation. It was established in 1934 and as of September of 2018, it had grown to 280 employees and 119,225 members at 10 locations. Westerra Credit Union's CD rates are 94% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Westerra Credit Union is open to the following: (1) those who live or work in Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas or Jefferson Counties in Colorado.
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Reviews (4)

Westerra Is AWESOME!!

Posted by: avogl74 | Jan 10, 2017

I have never had any problems with this bank. The tellers are extremely helpful and the loan officers are very knowledgeable. My 5 years of experience has been nothing but positive with Westerra.  I have been to multiple branches and they all have been GREAT! THIS IS THE BEST CREDIT UNION IN DENVER METRO AREA!!! Thanks Westerra for being AWESOME.

Avoid At All Costs

I am in the process of closing all of my accounts with Westerra after banking here for several years. There has been nothing but hassles and mistakes since I started. They have cashed checks from other accounts against my account. They have cancelled my debit card while in California for fraud on a $6 purchase at 7-11, never minding the airport concession purchases at both airports from earlier in the day. One time the entire debit system went down, leaving me stranded at a business lunch with a client. They offered no apologizes, nothing. Their online banking is ALWAYS down. They will not communicate with you. I've never received any sort of bulletin detailing the issues and the steps they will take to prevent them in the future. I WOULD NOT BANK HERE.

This Place Is A Joke

I have been with westerra for a year now,every time I need to cash my check they need to hold on to it and it always seems to be about 2 weeks.this last time the lady said i didn't have enough funds in my account to cash my check.i told her I would put some more cash in there then and she said that doesn't help right now ,so I said fine close my account and i will be on my way.good one westerra!!even the app won't let you take a photo of your check.

Very Poor Service

I have been with Westerra Credit union for over 5 years.  Over this time I have observed the following - their staff are the most poorly trained of any CU or bank where I have had business.  I always get the impression at several of thier banks that the tellers are constantly scrutinizing and checking out the customers.  They are often rude, always unprofessional, and seem to engage in personal behaviour which is a BIG putoff for me as a customer who walks in briefly to make a deposit.  Here are several examples : I walked in with a check and some loose pocket change and I was asked to step aside and count it out and hand it to the teller, while she was sitting comfortably in airconditioning.  Some of the female tellers like to stare down at customers and leave the impression that they are evaluating their prejudices of customers are they do bank business.  One teller took my check ( a hefty $ 800 + ) and deposited into another customers account.  I found out after I walked out of the branch and looked at the receipt.  There was no apology from the teller.  They are trained not to appear cheerful - many of them are sullen and behave like they just awoke.  Recently, I walked into to a cubicle to ask for a pen (none outside in the lobby) and I got a lingering hateful stare by the occupant.  This did it for me and I am planning to move my business elsewhere asap.



Health

Health Grade Components

Overall
NCUA #65788
Year Chartered1934
Employees280
Primary Regulator
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD4.39%
Annual Interest Income$38.6MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$1.54B$1.52B
LoansQ3 2018vs Q3 2017$1.17B$1.12B
DepositsQ3 2018vs Q3 2017$1.32B$1.29B
Equity CapitalQ3 2018vs Q3 2017$182.2MM$176.7MM
Loan Loss AllowanceQ3 2018vs Q3 2017$4.4MM$3.4MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.9MM$2.1MM
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Westerra Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westerra Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Regular Savings
0.05%--Holiday Club
0.05%--IRA Savings

Westerra Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$250k*-Preferred Money Market Account
OTHER TIERS: 0.05% Up to $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k | 0.40% $100k - $250k
0.15%*$100k*-Money Market
OTHER TIERS: 0.05% Up to $1k | 0.10% $1k - $100k

Westerra Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$50k*-Interest Checking
OTHER TIERS: 0.05% $2.5k - $25k | 0.10% $25k - $50k

Westerra Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.80%$100k-60 Month Jumbo CD
2.50%$500-60 Month CD
2.30%$10k-25 Month Bump Up & Add-On CD Special
2.00%$100k-24 Month Jumbo CD
1.80%$500-48 Month CD
1.75%$500-36 Month CD
1.75%$100k-12 Month Jumbo CD
1.65%$500-24 Month CD
1.40%$500-12 Month CD
1.00%$500-6 Month CD
0.50%$500-3 Month CD

Westerra Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.60%$500-60 Month IRA
1.90%$500-48 Month IRA
1.85%$500-36 Month IRA
1.75%$500-24 Month IRA
1.50%$500-12 Month IRA
1.10%$500-6 Month IRA
0.60%$500-3 Month IRA
Locations


Cities: Arvada, Aurora, Castle Rock, Centennial, Denver, Lakewood, Littleton

Arvada Branches
Branch Office7270 W 88th AveArvada, CO 80003

Aurora Branches
Branch Office14305 E Alameda AveAurora, CO 80012

Castle Rock Branches
Branch Office4625 Trail Boss DrCastle Rock, CO 80104-2803

Centennial Branches
Branch Office20991 E Smoky Hill RdCentennial, CO 80015-5184

Denver Branches
Branch Office3700 E Alameda AveDenver, CO 80209
Branch Office3700 Quebec St Unit 102Denver, CO 80207
Branch Office1725 W Mississippi AveDenver, CO 80223-3012

Lakewood Branches
Branch Office98 Wadsworth Blvd Unit 130Lakewood, CO 80226-1553
Branch Office375 Union BlvdLakewood, CO 80228

Littleton Branches
Branch Office8906 W Bowles AveLittleton, CO 80123-8606

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