Advertising Disclosure
  1. Home
  2. Banks
  3. Westerra Credit Union

Westerra Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/19/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/19/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/19/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/19/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.westerracu.com
303-321-4209
3700 E Alameda Ave
Denver, CO 80209

Westerra Credit Union is headquartered in Denver and is the 6th largest credit union in the state of Colorado. It is also the 236th largest credit union in the nation. It was established in 1934 and as of December of 2024, it had grown to 280 employees and 111,866 members at 9 locations. Westerra Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Westerra Credit Union is open to those who live or work in the Colorado counties of Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, or Jefferson.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #65788
Year Chartered1934
Employees280
Primary Regulator
Profit Margin
Return on Assets - YTD0.26%
Return on Equity - YTD3.15%
Annual Interest Income$122.2MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$2.13B$2.17B
LoansQ4 2024vs Q4 2023$1.47B$1.38B
DepositsQ4 2024vs Q4 2023$1.67B$1.69B
Equity CapitalQ4 2024vs Q4 2023$175.7MM$163.6MM
Loan Loss AllowanceQ4 2024vs Q4 2023$7.8MM$7.2MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$6.1MM$5.2MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/19/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/19/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/19/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/19/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Westerra Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westerra Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Regular Savings
0.05%$0-Holiday Club
0.05%$0-IRA Savings
0.05%$100-Business Savings Account

Westerra Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$100k*-Money Market Select
OTHER TIERS: 3.00% → $0 - $100k
1.00%*$100k*-Money Market
OTHER TIERS: 0.60% → $0 - $10k | 0.70% → $10k - $25k | 0.80% → $25k - $50k | 0.90% → $50k - $100k
0.90%*$100k*-Business Money Market
OTHER TIERS: 0.50% → $0 - $10k | 0.60% → $10k - $25k | 0.70% → $25k - $50k | 0.80% → $50k - $100k

Westerra Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
6.00%*$0$2kSmart Money Checking
OTHER TIERS: 0.05% → $10k+ | 0.25% → $8k - $10k | 0.50% → $6k - $8k | 1.00% → $4k - $6k | 3.00% → $2k - $4k
0.20%*$100k*-Business High Balance Checking
OTHER TIERS: 0.10% → $0 - $25k | 0.15% → $25k - $100k
0.15%*$50k*-Interest Checking
OTHER TIERS: 0.05% → $2.5k - $25k | 0.10% → $25k - $50k
0.15%*$100k*-Business Preferred Checking
OTHER TIERS: 0.05% → $0 - $5k | 0.10% → $5k - $100k

Westerra Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-5 Month CD Special
2.45%$100k-60 Month Jumbo CD
2.30%$500-60 Month CD
2.25%$500-3 Month CD
2.25%$500-48 Month CD
2.25%$100k-12 Month Jumbo CD
2.20%$500-6 Month CD
2.20%$100k-24 Month Jumbo CD
2.20%$500-Business 6 Month CD
2.15%$500-12 Month CD
2.15%$500-Business 12 Month CD
2.10%$500-24 Month CD
2.10%$500-Business 24 Month CD
2.05%$500-36 Month CD

Westerra Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-5 Month IRA Special
2.30%$500-60 Month IRA
2.25%$500-3 Month IRA
2.25%$500-48 Month IRA
2.20%$500-6 Month IRA
2.15%$500-12 Month IRA
2.10%$500-24 Month IRA
2.05%$500-36 Month IRA
Locations


Westerra Credit Union Locations
Branch Office3700 E Alameda AveDenver, CO 80209
Branch Office7270A W 88th AveArvada, CO 80003
Branch Office8555 W Belleview Ave Ste F17Denver, CO 80123-7307
Branch Office7305 E 35th Ave Suite 170Denver, CO 80238
Branch Office375 Union BlvdLakewood, CO 80228
Branch Office4625 Trail Boss DrCastle Rock, CO 80104-2803
Branch Office7740 W Alameda Ave Unit ELakewood, CO 80226-3137
Branch Office4231 S Buckley RdAurora, CO 80013
Branch Office10169 S Parker RdParker, CO 80134

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.