Featured Savings Rates
Featured Accounts

Westerra Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.50%2-year CD25 Month Bump Up & Add-On CD Special
1.50%5-year CD5 Year Flex CD Special - Move to a Shorter Term Once
0.65%1-year CD12 Month CD

Overview / Commentary
800-858-7212
3700 E Alameda Ave
Denver, CO 80209

Westerra Credit Union is headquartered in Denver and is the 5th largest credit union in the state of Colorado. It is also the 173rd largest credit union in the nation. It was established in 1934 and as of June of 2017, it had grown to 250 employees and 111,067 members at 9 locations. Westerra Credit Union's CD rates are 33% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Westerra Credit Union is open to the following: (1) those who live or work in Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas or Jefferson Counties in Colorado; (2) those who live or work in City of Aurora, Colorado; (3) employees, students, retirees, and graduates in Denver Public Schools and Jeffco Public Schools; (4) employees of Safeway Corporation and other Select Employer Groups.
See current membership details

Related Posts

Westerra CU (CO) Hikes Rate on 25-Month Bump-Up/Add-On CD - 5/8/2017

Westerra CU (CO) has raised the rate on its 25-month Bump-Up/Add-On CD Special (1.80% APY). One Bump-Up and one Add-On allowed. Minimum deposit is $10k new money.

Westerra Credit Union $100 Checking Account Offer - 11/13/2016

Saw this offer being advertised in Denver $100 will be awarded for new checking accounts opened between November 1, 2016, and January 31, 2017, which meet this criteria within the first 90 days of account opening: 1) an average of 10 debit card transactions monthly (excluding ATM transactions); 2) monthly automated direct deposit of $500 or more from payroll, pension, Social Security or other government benefits; and 3) enrolled in eStatements Get $100 - and a Checking Account Worth Switching For! | Westerra Credit Union

View all posts from:


Reviews (3)

Westerra Is AWESOME!!

Posted by: avogl74 | Jan 10, 2017

I have never had any problems with this bank. The tellers are extremely helpful and the loan officers are very knowledgeable. My 5 years of experience has been nothing but positive with Westerra.  I have been to multiple branches and they all have been GREAT! THIS IS THE BEST CREDIT UNION IN DENVER METRO AREA!!! Thanks Westerra for being AWESOME.

This Place Is A Joke

I have been with westerra for a year now,every time I need to cash my check they need to hold on to it and it always seems to be about 2 weeks.this last time the lady said i didn't have enough funds in my account to cash my check.i told her I would put some more cash in there then and she said that doesn't help right now ,so I said fine close my account and i will be on my way.good one westerra!!even the app won't let you take a photo of your check.

Very Poor Service

I have been with Westerra Credit union for over 5 years.  Over this time I have observed the following - their staff are the most poorly trained of any CU or bank where I have had business.  I always get the impression at several of thier banks that the tellers are constantly scrutinizing and checking out the customers.  They are often rude, always unprofessional, and seem to engage in personal behaviour which is a BIG putoff for me as a customer who walks in briefly to make a deposit.  Here are several examples : I walked in with a check and some loose pocket change and I was asked to step aside and count it out and hand it to the teller, while she was sitting comfortably in airconditioning.  Some of the female tellers like to stare down at customers and leave the impression that they are evaluating their prejudices of customers are they do bank business.  One teller took my check ( a hefty $ 800 + ) and deposited into another customers account.  I found out after I walked out of the branch and looked at the receipt.  There was no apology from the teller.  They are trained not to appear cheerful - many of them are sullen and behave like they just awoke.  Recently, I walked into to a cubicle to ask for a pen (none outside in the lobby) and I got a lingering hateful stare by the occupant.  This did it for me and I am planning to move my business elsewhere asap.



Health
A+

Health Grade Components

Overall
NCUA #65788
Year Chartered1934
Employees250
Primary Regulator
Profit Margin
Return on Assets - YTD0.29%
Return on Equity - YTD2.47%
Annual Interest Income$21.0MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$1.50B$1.38B
LoansQ2 2017vs Q2 2016$1.13B$1.03B
DepositsQ2 2017vs Q2 2016$1.28B$1.15B
Equity CapitalQ2 2017vs Q2 2016$175.0MM$170.8MM
Loan Loss AllowanceQ2 2017vs Q2 2016$3.2MM$3.2MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$1.4MM$1.1MM
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Westerra Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westerra Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Regular Savings
0.05%--Holiday Club
0.05%--IRA Savings

Westerra Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$250k*-Preferred Money Market Account
OTHER TIERS: 0.15% $10k - $25k | 0.20% $25k - $50k | 0.30% $50k - $100k | 0.40% $100k - $250k
0.15%*$100k*-Money Market
OTHER TIERS: 0.10% $1k - $100k

Westerra Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Preferred Checking
OTHER TIERS: 0.10% $10k - $100k

Westerra Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$100k-60 Month Jumbo CD
1.60%$500-60 Month CD
1.55%$100k-24 Month Jumbo CD
1.50%$10k-25 Month Bump Up & Add-On CD Special
1.50%$5k-5 Year Flex CD Special - Move to a Shorter Term Once
1.20%$500-48 Month CD
1.20%$100k-12 Month Jumbo CD
0.95%$500-36 Month CD
0.75%$500-24 Month CD
0.65%$500-12 Month CD
0.30%$500-6 Month CD
0.15%$500-3 Month CD

Westerra Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.70%$500-60 Month IRA
1.30%$500-48 Month IRA
1.05%$500-36 Month IRA
0.85%$500-24 Month IRA
0.75%$500-12 Month IRA
0.40%$500-6 Month IRA
0.25%$500-3 Month IRA
Locations


Westerra Credit Union Locations
Branch Office98 Wadsworth Blvd Unit 130Lakewood, CO 80226-1553
Branch Office3700 E Alameda AveDenver, CO 80209
Branch Office7270 W 88th AveArvada, CO 80003
Branch Office14305 E Alameda AveAurora, CO 80012
Branch Office8906 W Bowles AveLittleton, CO 80123-8606
Branch Office3700 Quebec St Unit 102Denver, CO 80207
Branch Office1725 W Mississippi AveDenver, CO 80223-3012
Branch Office375 Union BlvdLakewood, CO 80228
Branch Office20991 E Smoky Hill RdCentennial, CO 80015-5184