Westminster Federal Credit Union


Overview / Commentary
303-427-6466
9053 Harlan St Ste 10
Westminster, CO 80031-2908

Westminster Federal Credit Union is headquartered in Westminster and is the 48th largest credit union in the state of Colorado. It is also the 2,613th largest credit union in the nation. It was established in 1960 and as of June of 2019, it had grown to 9 employees and 3,756 members at 2 locations. Westminster Federal Credit Union's CD rates are 78% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Westminster Federal Credit Union is open to volunteers, full-time or part-time employees for the cities of Arvada, Wheat Ridge, or Westminster, Colorado, and those who work for APEX or Arvada Fire Protection District. Immediate family of existing credit union members, and members of the Consumers United Association are also eligible to join.
See current membership details

Reviews (1)

My Review Of WFCU

I've been a member for about 18 years and never had a single problem.  This credit union and it's friendly employees are the best I've ever experienced!  All of the employees have always treated me like I am the "Customer of the Year".  I have always recommended this credit unon to others and always will.   A special "Thank you" goes out to all employees and a special "Thanks" goes to John, the credit union president!   I wish other banks could do half of what these special people do!

Jim Everett



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Westminster Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #13842
Year Chartered1960
Employees9
Primary Regulator
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD7.24%
Annual Interest Income$780.00K
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$38.3MM$37.6MM
LoansQ2 2019vs Q2 2018$26.6MM$25.1MM
DepositsQ2 2019vs Q2 2018$34.4MM$33.8MM
Equity CapitalQ2 2019vs Q2 2018$3.9MM$3.7MM
Loan Loss AllowanceQ2 2019vs Q2 2018$152.00K$178.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$70.00K$188.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Westminster Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westminster Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Education IRA
0.50%--HSA IRA
0.40%--Traditional IRA
0.40%--Roth IRA
0.12%--Christmas/Vacation Savings
0.12%--Youth Savings
0.10%--Share Savings

Westminster Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Money Market Accounts
OTHER TIERS: 0.15% Up to $5k | 0.16% $5k - $10k | 0.17% $10k - $25k | 0.19% $25k - $50k

Westminster Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Checking Account

Westminster Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$10k-36 Month Jumbo CD
2.00%$1k-36 Month CD
1.80%$1k-24 Month CD
1.60%$10k-12 Month Jumbo CD
1.50%$1k-12 Month CD
1.00%$500-6 Month CD
0.60%$500-3 Month CD

Westminster Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%--5 Year IRA CD
2.15%--3 Year IRA CD
1.80%--2 Year IRA CD
1.60%--1 Year IRA CD
Locations


Westminster Federal Credit Union Locations
Branch Office9053 Harlan St Ste 10Westminster, CO 80031-2908
Branch Office4800 W 92nd AveWestminster, CO 80031-6387

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