Westminster Federal Credit Union is headquartered in Westminster and is the 48th largest credit union in the state of Colorado. It is also the 2,613th largest credit union in the nation. It was established in 1960 and as of June of 2019, it had grown to 9 employees and 3,756 members at 2 locations. Westminster Federal Credit Union's CD rates are 78% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Westminster Federal Credit Union is open to volunteers, full-time or part-time employees for the cities of Arvada, Wheat Ridge, or Westminster, Colorado, and those who work for APEX or Arvada Fire Protection District. Immediate family of existing credit union members, and members of the Consumers United Association are also eligible to join.
See current membership details
My Review Of WFCU
I've been a member for about 18 years and never had a single problem. This credit union and it's friendly employees are the best I've ever experienced! All of the employees have always treated me like I am the "Customer of the Year". I have always recommended this credit unon to others and always will. A special "Thank you" goes out to all employees and a special "Thanks" goes to John, the credit union president! I wish other banks could do half of what these special people do!
Jim Everett
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 13842 |
| Year Chartered | 1960 |
| Employees | 9 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.74% |
| Return on Equity - YTD | 7.24% |
| Annual Interest Income | $780.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $38.3MM$37.6MM |
| Loans | Q2 2019vs Q2 2018 | $26.6MM$25.1MM |
| Deposits | Q2 2019vs Q2 2018 | $34.4MM$33.8MM |
| Equity Capital | Q2 2019vs Q2 2018 | $3.9MM$3.7MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $152.00K$178.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $70.00K$188.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Westminster Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Westminster Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | Education IRA | |
| 0.50% | - | - | HSA IRA | |
| 0.40% | - | - | Traditional IRA | |
| 0.40% | - | - | Roth IRA | |
| 0.12% | - | - | Christmas/Vacation Savings | |
| 0.12% | - | - | Youth Savings | |
| 0.10% | - | - | Share Savings |
Westminster Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $50k* | - | Money Market Accounts | ||
| OTHER TIERS: 0.15% → Up to $5k | 0.16% → $5k - $10k | 0.17% → $10k - $25k | 0.19% → $25k - $50k | |||||
Westminster Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Checking Account |
Westminster Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.10% | $10k | - | 36 Month Jumbo CD | |
| 2.00% | $1k | - | 36 Month CD | |
| 1.80% | $1k | - | 24 Month CD | |
| 1.60% | $10k | - | 12 Month Jumbo CD | |
| 1.50% | $1k | - | 12 Month CD | |
| 1.00% | $500 | - | 6 Month CD | |
| 0.60% | $500 | - | 3 Month CD |
Westminster Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.25% | - | - | 5 Year IRA CD | |
| 2.15% | - | - | 3 Year IRA CD | |
| 1.80% | - | - | 2 Year IRA CD | |
| 1.60% | - | - | 1 Year IRA CD |
| Westminster Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 9053 Harlan St Ste 10 | Westminster, CO 80031-2908 |
| Branch Office | 4800 W 92nd Ave | Westminster, CO 80031-6387 |