Featured Savings Rates
Featured Accounts
Overview / Commentary
9053 Harlan St Ste 10
Westminster, CO 80031-2908

Westminster Federal Credit Union is headquartered in Westminster and is the 47th largest credit union in the state of Colorado. It is also the 2,624th largest credit union in the nation. It was established in 1960 and as of December of 2017, it had grown to 9 employees and 3,739 members at 2 locations. Westminster Federal Credit Union's CD rates are 17% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to volunteers, full-time or part-time employees for the cities of Westminster, Arvada or Wheat Ridge, Colorado. Also open to members of the Consumers United Association (Colorado residents only).
See current membership details

Reviews (1)

My Review Of WFCU

I've been a member for about 18 years and never had a single problem.  This credit union and it's friendly employees are the best I've ever experienced!  All of the employees have always treated me like I am the "Customer of the Year".  I have always recommended this credit unon to others and always will.   A special "Thank you" goes out to all employees and a special "Thanks" goes to John, the credit union president!   I wish other banks could do half of what these special people do!

Jim Everett

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Westminster Federal Credit Union has a low asset base.

Health Grade Components

NCUA #13842
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD3.51%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$37.6MM$35.7MM
LoansQ4 2017vs Q4 2016$23.7MM$21.2MM
DepositsQ4 2017vs Q4 2016$34.1MM$32.3MM
Equity CapitalQ4 2017vs Q4 2016$3.5MM$3.4MM
Loan Loss AllowanceQ4 2017vs Q4 2016$168.00K$179.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$91.00K$273.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Westminster Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westminster Federal Credit Union Savings Account Rates

0.27%--Education IRA
0.25%--Roth IRA Savings
0.25%--HSA IRA Savings
0.20%--Traditional IRA
0.10%--Share Savings
0.09%--Youth Savings
0.08%--Christmas Savings
0.08%--Vacation Savings

Westminster Federal Credit Union Money Market Rates

0.23%*$50k*-Money Market Accounts
OTHER TIERS: 0.13% Up to $5k | 0.14% $5k - $10k | 0.17% $10k - $25k | 0.20% $25k - $50k

Westminster Federal Credit Union Checking Account Rates

0.05%--Checking Account

Westminster Federal Credit Union CD Rates

1.40%$10k-36 Month CD Jumbo CD
1.30%$1k-36 Month CD
1.20%$1k-24 Month CD
1.05%$10k-12 Month CD Jumbo CD
1.00%$1k-12 Month CD
0.40%$500-6 Month CD
0.20%$500-3 Month CD

Westminster Federal Credit Union IRA Rates

2.10%--5 Year IRA CD
1.40%--3 Year IRA CD
1.20%--2 Year IRA CD
1.10%--1 Year IRA CD

Westminster Federal Credit Union Locations
Branch Office9053 Harlan St Ste 10Westminster, CO 80031-2908
Branch Office4800 W 92nd AveWestminster, CO 80031-6387