Westside Community Federal Credit Union

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1.50% APY

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1.20% APY

Overview / Commentary

www.wscfcu.com

585-293-3840

125 East Buffalo Street
Churchville, NY 14428

Westside Community Federal Credit Union is headquartered in Churchville and is the 199^th largest credit union in the state of New York. It is also the 3,646^th largest credit union in the nation. It was established in 1962 and as of June of 2017, it had grown to 3 employees and 2,004 members at 1 location. Westside Community Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those in the communities of Churchville, Chili, Riga, Ogden, and Sweden in New York.
See current membership details

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Health

B

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Westside Community Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	15324
Year Chartered	1962
Employees	3
Primary Regulator

Profit Margin
Return on Assets - YTD	0.13%
Return on Equity - YTD	1.85%
Annual Interest Income	$191.00K

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$16.9MM$16.1MM
Loans	Q2 2017vs Q2 2016	$8.2MM$7.6MM
Deposits	Q2 2017vs Q2 2016	$15.5MM$14.8MM
Equity Capital	Q2 2017vs Q2 2016	$1.2MM$1.2MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$22.00K$24.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$18.00K$28.00K
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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Westside Community Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	$1m	Share Account

Locations

Westside Community Federal Credit Union Locations
Branch Office	125 E Buffalo St	Churchville, NY 14428-9704