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Overview / Commentary
125 East Buffalo Street
Churchville, NY 14428

Westside Community Federal Credit Union is headquartered in Churchville and is the 197th largest credit union in the state of New York. It is also the 3,602nd largest credit union in the nation. It was established in 1962 and as of December of 2017, it had grown to 3 employees and 2,016 members at 1 location. Westside Community Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those in the communities of Churchville, Chili, Riga, Ogden, and Sweden in New York.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Westside Community Federal Credit Union has a low asset base.

Health Grade Components

NCUA #15324
Year Chartered1962
Primary Regulator
Profit Margin
Return on Assets - YTD0.11%
Return on Equity - YTD1.51%
Annual Interest Income$390.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$16.6MM$15.9MM
LoansQ4 2017vs Q4 2016$8.7MM$8.0MM
DepositsQ4 2017vs Q4 2016$15.2MM$14.6MM
Equity CapitalQ4 2017vs Q4 2016$1.2MM$1.2MM
Loan Loss AllowanceQ4 2017vs Q4 2016$22.00K$21.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$20.00K$13.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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Westside Community Federal Credit Union Savings Account Rates

0.05%-$1mShare Account

Westside Community Federal Credit Union Locations
Branch Office125 E Buffalo StChurchville, NY 14428-9704