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  2. Westside Community Federal Credit Union

Westside Community Federal Credit Union


Overview / Commentary
www.wscfcu.com
585-293-3840
125 East Buffalo Street
Churchville, NY 14428

Westside Community Federal Credit Union is headquartered in Churchville and is the 195th largest credit union in the state of New York. It is also the 3,585th largest credit union in the nation. It was established in 1962 and as of March of 2018, it had grown to 3 employees and 2,012 members at 1 location. Westside Community Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those in the communities of Churchville, Chili, Riga, Ogden, and Sweden in New York.
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Health
B

Data as of Q1 2018

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Westside Community Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #15324
Year Chartered1962
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD5.61%
Annual Interest Income$104.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$17.1MM$16.5MM
LoansQ1 2018vs Q1 2017$8.9MM$8.2MM
DepositsQ1 2018vs Q1 2017$15.7MM$15.1MM
Equity CapitalQ1 2018vs Q1 2017$1.2MM$1.2MM
Loan Loss AllowanceQ1 2018vs Q1 2017$22.00K$23.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$9.00K$20.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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Westside Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%-$1mShare Account
Locations


Westside Community Federal Credit Union Locations
Branch Office125 E Buffalo StChurchville, NY 14428-9704

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