Westside Community Federal Credit Union

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Overview / Commentary

www.wscfcu.com

585-293-3840

125 East Buffalo Street
Churchville, NY 14428

Westside Community Federal Credit Union is headquartered in Churchville and is the 191^st largest credit union in the state of New York. It is also the 3,520^th largest credit union in the nation. It was established in 1962 and as of June of 2018, it had grown to 3 employees and 1,981 members at 1 location. Westside Community Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those in the communities of Churchville, Chili, Riga, Ogden, and Sweden in New York.
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Health

B

Data as of Q2 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Westside Community Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	15324
Year Chartered	1962
Employees	3
Primary Regulator

Profit Margin
Return on Assets - YTD	0.57%
Return on Equity - YTD	8.03%
Annual Interest Income	$218.00K

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$17.8MM$16.9MM
Loans	Q2 2018vs Q2 2017	$9.0MM$8.2MM
Deposits	Q2 2018vs Q2 2017	$16.4MM$15.5MM
Equity Capital	Q2 2018vs Q2 2017	$1.2MM$1.2MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$22.00K$22.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$0$18.00K
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

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Westside Community Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	$1m	Share Account

Locations

Westside Community Federal Credit Union Locations
Branch Office	125 E Buffalo St	Churchville, NY 14428-9704

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