Westside Community Federal Credit Union

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Overview / Commentary

www.wscfcu.com

585-293-3840

125 East Buffalo Street
Churchville, NY 14428

Westside Community Federal Credit Union is headquartered in Churchville and is the 186^th largest credit union in the state of New York. It is also the 3,497^th largest credit union in the nation. It was established in 1962 and as of December of 2018, it had grown to 3 employees and 1,986 members at 1 location. Westside Community Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those in the communities of Churchville, Chili, Riga, Ogden, and Sweden in New York.
See current membership details

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Health

Data as of Q4 2018

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Westside Community Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	15324
Year Chartered	1962
Employees	3
Primary Regulator

Profit Margin
Return on Assets - YTD	0.63%
Return on Equity - YTD	8.42%
Annual Interest Income	$461.00K

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$17.5MM$16.6MM
Loans	Q4 2018vs Q4 2017	$9.7MM$8.7MM
Deposits	Q4 2018vs Q4 2017	$16.0MM$15.2MM
Equity Capital	Q4 2018vs Q4 2017	$1.3MM$1.2MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$31.00K$22.00K
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$7.00K$20.00K
Real Estate Owned	Q4 2018vs Q4 2017	$0$0

Rates

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Westside Community Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	-	$1m	Share Account

Locations

Westside Community Federal Credit Union Locations
Branch Office	125 E Buffalo St	Churchville, NY 14428-9704

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