Overview / Commentary
125 East Buffalo Street
Churchville, NY 14428

Westside Community Federal Credit Union is headquartered in Churchville and is the 191st largest credit union in the state of New York. It is also the 3,520th largest credit union in the nation. It was established in 1962 and as of June of 2018, it had grown to 3 employees and 1,981 members at 1 location. Westside Community Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those in the communities of Churchville, Chili, Riga, Ogden, and Sweden in New York.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Westside Community Federal Credit Union has a low asset base.

Health Grade Components

NCUA #15324
Year Chartered1962
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD8.03%
Annual Interest Income$218.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$17.8MM$16.9MM
LoansQ2 2018vs Q2 2017$9.0MM$8.2MM
DepositsQ2 2018vs Q2 2017$16.4MM$15.5MM
Equity CapitalQ2 2018vs Q2 2017$1.2MM$1.2MM
Loan Loss AllowanceQ2 2018vs Q2 2017$22.00K$22.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$0$18.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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Westside Community Federal Credit Union Savings Account Rates

0.05%-$1mShare Account

Westside Community Federal Credit Union Locations
Branch Office125 E Buffalo StChurchville, NY 14428-9704

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