Westside Community Federal Credit Union
Overview / Commentary
Westside Community Federal Credit Union is headquartered in Churchville and is the 199th largest credit union in the state of New York. It is also the 3,680th largest credit union in the nation. It was established in 1962 and as of March of 2017, it had grown to 3 employees and 2,041 members at 1 location. Westside Community Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to those in the communities of Churchville, Chili, Riga, Ogden, and Sweden in New York.
See current membership details
Health
B
Data as of Q1 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Westside Community Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 15324 |
| Year Chartered | 1962 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.02% |
| Return on Equity - YTD | -0.34% |
| Annual Interest Income | $93.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $16.5MM$15.3MM |
| Loans | Q1 2017vs Q1 2016 | $8.2MM$7.4MM |
| Deposits | Q1 2017vs Q1 2016 | $15.1MM$14.0MM |
| Equity Capital | Q1 2017vs Q1 2016 | $1.2MM$1.2MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $23.00K$24.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $20.00K$12.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
Rates
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Westside Community Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | $1m | Share Account |
Locations
| Westside Community Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 125 E Buffalo St | Churchville, NY 14428-9704 |