Westside Community Federal Credit Union


Overview / Commentary
585-293-3840
125 East Buffalo Street
Churchville, NY 14428

Westside Community Federal Credit Union is headquartered in Churchville and is the 169th largest credit union in the state of New York. It is also the 3,022nd largest credit union in the nation. It was established in 1962 and as of March of 2025, it had grown to 3 employees and 1,849 members at 1 location. Westside Community Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to the residents of Churchville, Chili, Riga, Ogden, and Sweden, New York.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Westside Community Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #15324
Year Chartered1962
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD1.88%
Return on Equity - YTD20.34%
Annual Interest Income$236K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$25.9MM$23.8MM
LoansQ1 2025vs Q1 2024$13.6MM$13.7MM
DepositsQ1 2025vs Q1 2024$23.5MM$21.7MM
Equity CapitalQ1 2025vs Q1 2024$2.3MM$2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$55K$46K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$0$11K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Westside Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$0$1mShare Account
Locations


Westside Community Federal Credit Union Locations
Branch Office125 E Buffalo StChurchville, NY 14428-9704

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