Westside State Bank

Overview / Commentary
401 First St
Westside, IA 51467

Westside State Bank is headquartered in Westside and is the 164th largest bank in the state of Iowa. It is also the 3,506th largest bank in the nation. It was established in 1907 and as of December of 2021, it had grown to 26 employees at 6 locations. Westside State Bank has an A health rating.


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Health Grade Components

FDIC Certificate #18518
Year Established1907
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2%
Return on Equity - YTD23.24%
Annual Interest Income$7.6MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$153.1MM$133.8MM
LoansQ4 2021vs Q4 2020$115.6MM$106.4MM
DepositsQ4 2021vs Q4 2020$129.1MM$109.6MM
Equity CapitalQ4 2021vs Q4 2020$12.6MM$11.7MM
Loan Loss AllowanceQ4 2021vs Q4 2020$861.00K$988.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$112.00K$2.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Westside State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westside State Bank Savings Account Rates

1.50%*-$25kKasasa Saver
OTHER TIERS: 0.25% $25k+
0.35%--IRA Savings
0.25%*$100k*-Business Savings
OTHER TIERS: 0.10% $1 - $100k
0.10%$1-Passbook Savings

Westside State Bank Money Market Rates

0.25%*$100k*-Money Market Account
OTHER TIERS: 0.10% Up to $2.5k | 0.15% $2.5k - $100k

Westside State Bank Checking Account Rates

2.50%*-$25kKasasa Cash
OTHER TIERS: 0.25% $25k+

Westside State Bank CD Rates

1.25%*$250k*-13 Month CD Special
OTHER TIERS: 1.00% $500 - $250k
0.65%$500-60 Month CD
0.60%$500-48 Month CD
0.55%$500-36 Month CD
0.50%$500-30 Month CD
0.45%$500-24 Month CD
0.40%$500-15 Month CD
0.40%$500-18 Month CD
0.35%$500-12 Month CD
0.30%$500-182 Day CD

Westside State Bank IRA Rates

0.65%$100-60 Month IRA
0.60%$100-48 Month IRA
0.55%$100-36 Month IRA
0.50%$100-30 Month IRA
0.45%$100-24 Month IRA
0.40%$100-15 Month IRA
0.40%$100-18 Month IRA
0.35%$100-12 Month IRA
0.30%$100-182 Day IRA

Westside State Bank Locations
Halbur Branch103 North Main StreetHalbur, IA 51444
Wall Lake Branch202 West First StreetWall Lake, IA 51466
Westside State Bank401 First StreetWestside, IA 51467
Westside State Bank1012 N Us Highway 71Carroll, IA 51401
Vail Branch115 Hwy 30Vail, IA 51465
Bellevue Branch923 Galvin Road South Suite 110Bellevue, NE 68005

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