2. Westside State Bank

Westside State Bank


Overview / Commentary
www.wsbankonline.com
712-663-4322
401 First Street
Westside, IA 51467

Westside State Bank is headquartered in Westside and is the 196th largest bank in the state of Iowa. It is also the 4,041st largest bank in the nation. It was established in 1907 and as of December of 2018, it had grown to 22 employees at 5 locations. Westside State Bank's money market rates are 93% higher than the national average, and it has an A health rating.

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Health
A

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #18518
Year Established1907
Employees22
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD10.52%
Annual Interest Income$4.9MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$104.7MM$102.6MM
LoansQ4 2018vs Q4 2017$89.8MM$85.1MM
DepositsQ4 2018vs Q4 2017$85.6MM$84.0MM
Equity CapitalQ4 2018vs Q4 2017$9.8MM$9.6MM
Loan Loss AllowanceQ4 2018vs Q4 2017$780.00K$737.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$408.00K$78.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Westside State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westside State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*$1$100kBusiness Savings
OTHER TIERS: 0.65% → $100k+
1.50%*-$15kKasasa Saver
OTHER TIERS: 0.25% → $25k+
1.05%--IRA Savings
0.65%$1-Passbook Savings

Westside State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%*-$2.5kMoney Market Account
OTHER TIERS: 0.25% → $500k+ | 0.30% → $25k - $500k | 0.35% → $2.5k - $25k

Westside State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$25kKasasa Cash
OTHER TIERS: 0.25% → $25k+

Westside State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.36%$500-7 Month CD Special
2.25%$500-60 Month CD
2.10%$500-48 Month CD
1.90%$500-36 Month CD
1.65%$500-30 Month CD
1.50%$500-24 Month CD
1.40%$500-18 Month CD
1.35%$500-15 Month CD
1.25%$500-12 Month CD
1.20%$500-182 Day CD

Westside State Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$100-60 Month IRA
2.10%$100-48 Month IRA
1.90%$100-36 Month IRA
1.65%$100-30 Month IRA
1.50%$100-24 Month IRA
1.40%$100-18 Month IRA
1.35%$100-15 Month IRA
1.25%$100-12 Month IRA
1.20%$100-182 Day IRA
Locations


Westside State Bank Locations
Halbur Branch103 North Main StreetHalbur, IA 51444
Wall Lake Branch202 West First StreetWall Lake, IA 51466
Westside State Bank401 First StreetWestside, IA 51467
Westside State Bank1012 N Us Highway 71Carroll, IA 51401
Vail Branch115 Hwy 30Vail, IA 51465

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