Westside State Bank

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Overview / Commentary

www.wsbankonline.com

712-663-4322

401 First St
Westside, IA 51467

Westside State Bank is headquartered in Westside and is the 164^th largest bank in the state of Iowa. It is also the 3,506^th largest bank in the nation. It was established in 1907 and as of December of 2021, it had grown to 26 employees at 6 locations. Westside State Bank has an A health rating.

Related Posts

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2020

9/15 - Westside State Bank Kasasa Cash Available In 6 Midwest States

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Health

A

Data as of Q4 2021

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Health Grade Components

Overall
FDIC Certificate #	18518
Year Established	1907
Employees	26
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	2%
Return on Equity - YTD	23.24%
Annual Interest Income	$7.6MM

Assets and Liabilities
Assets	Q4 2021vs Q4 2020	$153.1MM$133.8MM
Loans	Q4 2021vs Q4 2020	$115.6MM$106.4MM
Deposits	Q4 2021vs Q4 2020	$129.1MM$109.6MM
Equity Capital	Q4 2021vs Q4 2020	$12.6MM$11.7MM
Loan Loss Allowance	Q4 2021vs Q4 2020	$861.00K$988.00K
Unbacked Noncurrent Loans	Q4 2021vs Q4 2020	$112.00K$2.00K
Real Estate Owned	Q4 2021vs Q4 2020	$0$0

Rates

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Always verify rates and promotions with the bank or credit union. We are not Westside State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westside State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.50%^*	-	$25k	Kasasa Saver
OTHER TIERS: 0.25% → $25k+
0.35%	-	-	IRA Savings
0.25%^*	$100k^*	-	Business Savings
OTHER TIERS: 0.10% → $1 - $100k
0.10%	$1	-	Passbook Savings

Westside State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.10% → Up to $2.5k \| 0.15% → $2.5k - $100k

Westside State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.50%^*	-	$25k	Kasasa Cash
OTHER TIERS: 0.25% → $25k+

Westside State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.25%^*	$250k^*	-	13 Month CD Special
OTHER TIERS: 1.00% → $500 - $250k
0.65%	$500	-	60 Month CD
0.60%	$500	-	48 Month CD
0.55%	$500	-	36 Month CD
0.50%	$500	-	30 Month CD
0.45%	$500	-	24 Month CD
0.40%	$500	-	15 Month CD
0.40%	$500	-	18 Month CD
0.35%	$500	-	12 Month CD
0.30%	$500	-	182 Day CD

Westside State Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.65%	$100	-	60 Month IRA
0.60%	$100	-	48 Month IRA
0.55%	$100	-	36 Month IRA
0.50%	$100	-	30 Month IRA
0.45%	$100	-	24 Month IRA
0.40%	$100	-	15 Month IRA
0.40%	$100	-	18 Month IRA
0.35%	$100	-	12 Month IRA
0.30%	$100	-	182 Day IRA

Locations

Westside State Bank Locations
Halbur Branch	103 North Main Street	Halbur, IA 51444
Wall Lake Branch	202 West First Street	Wall Lake, IA 51466
Westside State Bank	401 First Street	Westside, IA 51467
Westside State Bank	1012 N Us Highway 71	Carroll, IA 51401
Vail Branch	115 Hwy 30	Vail, IA 51465
Bellevue Branch	923 Galvin Road South Suite 110	Bellevue, NE 68005

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