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Westside State Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.wsbankonline.com
712-292-9182
401 First St
Westside, IA 51467

Westside State Bank is headquartered in WESTSIDE and is the 129th largest bank in the state of Iowa. It is also the 2,883rd largest bank in the nation. It was established in 1907 and as of March of 2025, it had grown to 28 employees at 6 locations. Westside State Bank's money market rates are 5X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #18518
Year Established1907
Employees28
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD16.03%
Annual Interest Income$3.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$226.7MM$201MM
LoansQ1 2025vs Q1 2024$195.9MM$163.2MM
DepositsQ1 2025vs Q1 2024$173.9MM$155.6MM
Equity CapitalQ1 2025vs Q1 2024$17.2MM$14.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.2MM$1.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$163K$210K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Westside State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westside State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%*$500k*-Business Savings
OTHER TIERS: 0.60% → $1 - $100k | 2.15% → $100k - $500k
2.12%*$250k*-Passbook Savings
OTHER TIERS: 0.60% → $1 - $150k | 1.51% → $150k - $250k
1.50%*$0$25kKasasa Saver
OTHER TIERS: 0.25% → $25k+

Westside State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.17%*$500k*-Money Market Account
OTHER TIERS: 0.60% → $0 - $2.5k | 0.65% → $2.5k - $100k | 0.75% → $100k - $500k

Westside State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$0$25kKasasa Cash
OTHER TIERS: 0.25% → $25k+

Westside State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.55%*$100k*-6 Month CD Special
OTHER TIERS: 4.30% → $0 - $100k
4.30%$500-182 Day CD
4.27%*$100k*-9 Month CD Special
OTHER TIERS: 4.02% → $0 - $100k
3.76%$500-18 Month CD
3.75%$500-12 Month CD
3.75%$500-24 Month CD
1.65%$500-60 Month CD
1.60%$500-48 Month CD
1.55%$500-36 Month CD
1.50%$500-30 Month CD
1.40%$500-15 Month CD

Westside State Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.30%$100-182 Day IRA
3.76%$100-18 Month IRA
3.75%$100-12 Month IRA
3.75%$100-24 Month IRA
1.65%$100-60 Month IRA
1.60%$100-48 Month IRA
1.55%$100-36 Month IRA
1.50%$100-30 Month IRA
1.40%$100-15 Month IRA
1.36%$0-IRA Savings
Locations


Westside State Bank Locations
Halbur Branch103 North Main StreetHalbur, IA 51444
Wall Lake Branch202 West First StreetWall Lake, IA 51466
Westside State Bank401 1st StWestside, IA 51467
Westside State Bank1012 N Us Highway 71Carroll, IA 51401
Vail Branch115 Hwy 30Vail, IA 51465
Bellevue Branch923 Galvin Road South Suite 110Bellevue, NE 68005

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