Westside State Bank

Overview / Commentary
401 First St
Westside, IA 51467

Westside State Bank is headquartered in WESTSIDE and is the 141st largest bank in the state of Iowa. It is also the 3,040th largest bank in the nation. It was established in 1907 and as of March of 2024, it had grown to 28 employees at 6 locations. Westside State Bank's money market rates are 5X the national average, and it has a B+ health rating.


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Health Grade Components

FDIC Certificate #18518
Year Established1907
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD12.59%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$201MM$179.6MM
LoansQ1 2024vs Q1 2023$163.2MM$138.3MM
DepositsQ1 2024vs Q1 2023$155.6MM$149.2MM
Equity CapitalQ1 2024vs Q1 2023$14.8MM$13.1MM
Loan Loss AllowanceQ1 2024vs Q1 2023$1.1MM$961K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$210K$140K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not Westside State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westside State Bank Savings Account Rates

3.25%*$500k*-Business Savings
OTHER TIERS: 0.60% $1 - $100k | 2.15% $100k - $500k
2.12%*$250k*-Passbook Savings
OTHER TIERS: 0.60% $1+ | 1.51% $150k - $250k
1.50%*$0$25kKasasa Saver
OTHER TIERS: 0.25% $25k+
1.36%$0-IRA Savings

Westside State Bank Money Market Rates

2.17%*$500k*-Money Market Account
OTHER TIERS: 0.60% $0 - $2.5k | 0.65% $2.5k - $100k | 0.75% $100k - $500k

Westside State Bank Checking Account Rates

2.50%*$0$25kKasasa Cash
OTHER TIERS: 0.25% $25k+

Westside State Bank CD Rates

5.06%*$100k*-6 Month CD Special
OTHER TIERS: 4.81% $0 - $100k
4.81%$500-182 Day CD
4.78%*$100k*-9 Month CD Special
OTHER TIERS: 4.52% $0 - $100k
3.00%$500-18 Month CD
1.65%$500-60 Month CD
1.60%$500-48 Month CD
1.55%$500-36 Month CD
1.50%$500-30 Month CD
1.45%$500-24 Month CD
1.40%$500-15 Month CD
1.35%$500-12 Month CD

Westside State Bank IRA Rates

4.81%$100-182 Day IRA
3.25%$100-18 Month IRA
1.65%$100-60 Month IRA
1.60%$100-48 Month IRA
1.55%$100-36 Month IRA
1.50%$100-30 Month IRA
1.45%$100-24 Month IRA
1.40%$100-15 Month IRA
1.35%$100-12 Month IRA

Westside State Bank Locations
Halbur Branch103 North Main StreetHalbur, IA 51444
Wall Lake Branch202 West First StreetWall Lake, IA 51466
Westside State Bank401 1st StWestside, IA 51467
Westside State Bank1012 N Us Highway 71Carroll, IA 51401
Vail Branch115 Hwy 30Vail, IA 51465
Bellevue Branch923 Galvin Road South Suite 110Bellevue, NE 68005

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