Westside State Bank

Overview / Commentary
401 First Street
Westside, IA 51467

Westside State Bank is headquartered in Westside and is the 189th largest bank in the state of Iowa. It is also the 3,966th largest bank in the nation. It was established in 1907 and as of June of 2019, it had grown to 27 employees at 5 locations. Westside State Bank's money market rates are 5X the national average, and it has a B+ health rating.


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Health Grade Components

FDIC Certificate #18518
Year Established1907
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD8.33%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$106.1MM$105.7MM
LoansQ2 2019vs Q2 2018$90.7MM$90.3MM
DepositsQ2 2019vs Q2 2018$85.9MM$84.8MM
Equity CapitalQ2 2019vs Q2 2018$9.6MM$9.3MM
Loan Loss AllowanceQ2 2019vs Q2 2018$842.00K$802.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$241.00K$0
Real Estate OwnedQ2 2019vs Q2 2018$259.00K$0
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Always verify rates and promotions with the bank or credit union. We are not Westside State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westside State Bank Savings Account Rates

2.25%*$100k*-Business Savings
OTHER TIERS: 0.65% $1 - $100k
1.50%*-$15kKasasa Saver
OTHER TIERS: 0.25% $25k+
1.05%--IRA Savings
0.65%$1-Passbook Savings

Westside State Bank Money Market Rates

2.27%*$500k*-Money Market Account
OTHER TIERS: 0.25% Up to $2.5k | 0.30% $2.5k - $100k | 1.51% $100k - $250k | 2.02% $250k - $500k

Westside State Bank Checking Account Rates

2.50%*-$25kKasasa Cash
OTHER TIERS: 0.25% $25k+

Westside State Bank CD Rates

2.25%$500-60 Month CD
2.10%$500-48 Month CD
2.05%*$100k*-11 Month CD Special
OTHER TIERS: 1.80% $500 - $100k
1.91%*$100k*-7 Month CD Special
OTHER TIERS: 1.66% $500 - $100k
1.90%$500-36 Month CD
1.65%$500-30 Month CD
1.50%$500-24 Month CD
1.40%$500-18 Month CD
1.35%$500-15 Month CD
1.25%$500-12 Month CD
1.20%$500-182 Day CD

Westside State Bank IRA Rates

2.25%$100-60 Month IRA
2.10%$100-48 Month IRA
1.90%$100-36 Month IRA
1.65%$100-30 Month IRA
1.50%$100-24 Month IRA
1.40%$100-18 Month IRA
1.35%$100-15 Month IRA
1.25%$100-12 Month IRA
1.20%$100-182 Day IRA

Westside State Bank Locations
Halbur Branch103 North Main StreetHalbur, IA 51444
Wall Lake Branch202 West First StreetWall Lake, IA 51466
Westside State Bank401 First StreetWestside, IA 51467
Westside State Bank1012 N Us Highway 71Carroll, IA 51401
Vail Branch115 Hwy 30Vail, IA 51465
Westside State BankAmerican Plaza 2, 923 Galvin Road S.,Bellevue, NE 68005

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