WestStar Bank

Overview / Commentary
601 N. Mesa St, # 1100
El Paso, TX 79901

WestStar Bank is headquartered in EL PASO and is the 33rd largest bank in the state of Texas. It is also the 392nd largest bank in the nation. It was established in 1990 and as of December of 2023, it had grown to 334 employees at 14 locations. WestStar Bank's money market rates are 2X the national average, and it has an A health rating.

Reviews (1)

Terrific Reception

Posted by: |

One would think the world should be improving but alas that us a fool's paradise. My other financial institutions have fallen diastrously so i am attempting to move funds.
Very welcoming staff. Pleasant atmosphere. You will NOT garner APY to amount to anything but if you are a local it may be the best choice.


Health Grade Components

FDIC Certificate #32941
Year Established1990
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.66%
Return on Equity - YTD19.34%
Annual Interest Income$131.1MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$3.05B$2.79B
LoansQ4 2023vs Q4 2022$2.21B$1.85B
DepositsQ4 2023vs Q4 2022$2.43B$2.3B
Equity CapitalQ4 2023vs Q4 2022$281.1MM$219.9MM
Loan Loss AllowanceQ4 2023vs Q4 2022$21.9MM$20.9MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$1.1MM$224K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

WestStar Bank Savings Account Rates

0.35%$100-Simply Savings
0.35%$100-Simply Savings Commercial

WestStar Bank Money Market Rates

1.05%*$1m*-Money Market Savings Account
OTHER TIERS: 0.80% Up to $3k | 0.85% $3k - $50k | 0.95% $50k - $250k | 1.00% $250k - $1m

WestStar Bank Checking Account Rates

0.10%*$25k*-Preferred Transaction Account
OTHER TIERS: 0.05% $3k - $25k
0.10%*$25k*-Gold Transaction Account
OTHER TIERS: 0.05% $1.5k - $25k


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