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WestStar Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.weststarbank.com
915-532-1000
601 N. Mesa St, # 1100
El Paso, TX 79901

WestStar Bank is headquartered in EL PASO and is the 33rd largest bank in the state of Texas. It is also the 396th largest bank in the nation. It was established in 1990 and as of March of 2025, it had grown to 336 employees at 14 locations. WestStar Bank's money market rates are 2X the national average, and it boasts an A+ health rating.

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #32941
Year Established1990
Employees336
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.73%
Return on Equity - YTD17.32%
Annual Interest Income$38.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$3.15B$3.1B
LoansQ1 2025vs Q1 2024$2.27B$2.22B
DepositsQ1 2025vs Q1 2024$2.8B$2.51B
Equity CapitalQ1 2025vs Q1 2024$326.7MM$282.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$26.2MM$23.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.9MM$7.1MM
Real Estate OwnedQ1 2025vs Q1 2024$1.2MM$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

WestStar Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$0-Simply Savings
0.35%$0-Simply Savings Commercial

WestStar Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.06%*$1m*-Money Market Savings Account
OTHER TIERS: 0.80% → $0 - $3k | 0.85% → $3k - $50k | 0.95% → $50k - $250k | 1.00% → $250k - $1m
1.06%*$1m*-Commercial Money Market Savings
OTHER TIERS: 0.80% → $0 - $3k | 0.85% → $3k - $50k | 0.95% → $50k - $250k | 1.00% → $250k - $1m

WestStar Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$25k*-Preferred Transaction Account
OTHER TIERS: 0.05% → $3k - $25k
0.10%*$25k*-Gold Transaction Account
OTHER TIERS: 0.05% → $3k - $25k
Locations

Availability



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