WestStar Bank


Overview / Commentary
915-532-1000
601 N. Mesa St, # 1100
El Paso, TX 79901

WestStar Bank is headquartered in EL PASO and is the 33rd largest bank in the state of Texas. It is also the 394th largest bank in the nation. It was established in 1990 and as of September of 2023, it had grown to 338 employees at 14 locations. WestStar Bank's money market rates are 2X the national average, and it has a B+ health rating.

Reviews (1)

Terrific Reception

Posted by: |

One would think the world should be improving but alas that us a fool's paradise. My other financial institutions have fallen diastrously so i am attempting to move funds.
Very welcoming staff. Pleasant atmosphere. You will NOT garner APY to amount to anything but if you are a local it may be the best choice.



Health
B+

Health Grade Components

Overall
FDIC Certificate #32941
Year Established1990
Employees338
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.8%
Return on Equity - YTD21.4%
Annual Interest Income$94.8MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$2.98B$2.7B
LoansQ3 2023vs Q3 2022$2.11B$1.75B
DepositsQ3 2023vs Q3 2022$2.34B$2.47B
Equity CapitalQ3 2023vs Q3 2022$239.4MM$207.9MM
Loan Loss AllowanceQ3 2023vs Q3 2022$20.4MM$20MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$28K$114K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

WestStar Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$100-Simply Savings
0.35%$100-Simply Savings Commercial

WestStar Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%*$1m*-Money Market Savings Account
OTHER TIERS: 0.80% Up to $3k | 0.85% $3k - $50k | 0.95% $50k - $250k | 1.00% $250k - $1m

WestStar Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$25k*-Preferred Transaction Account
OTHER TIERS: 0.05% $3k - $25k
0.10%*$25k*-Gold Transaction Account
OTHER TIERS: 0.05% $1.5k - $25k
Locations

Availability



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