Overview / Commentary
Wexford Community Credit Union is headquartered in Cadillac and is the 135th largest credit union in the state of Michigan. It is also the 2,191st largest credit union in the nation. It was established in 1953 and as of March of 2019, it had grown to 25 employees and 9,634 members at 2 locations. Wexford Community Credit Union's CD rates are 11% higher than the national average, and it has a C+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Missaukee , Wexford or Osceola County.
See current membership details
Health
C+
Data as of Q1 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wexford Community Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 65639 |
| Year Chartered | 1953 |
| Employees | 25 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.6% |
| Return on Equity - YTD | 7.17% |
| Annual Interest Income | $508.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $58.3MM$58.8MM |
| Loans | Q1 2019vs Q1 2018 | $28.7MM$26.7MM |
| Deposits | Q1 2019vs Q1 2018 | $53.3MM$54.2MM |
| Equity Capital | Q1 2019vs Q1 2018 | $4.8MM$4.5MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $137.00K$111.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $409.00K$222.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
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Wexford Community Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | - | - | IRA Share | |
| 0.25% | - | $5k | Christmas Club | |
| 0.10% | $100 | - | Savings | |
| 0.10% | - | - | 17 And Under Savings | |
| 0.10% | $100 | - | Other Savings |
Wexford Community Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $500 | - | 36 Month CD | |
| 1.25% | $500 | - | 24 Month CD | |
| 1.00% | $500 | - | 12 Month CD | |
| 0.75% | $500 | - | 9 Month CD | |
| 0.50% | $500 | - | 6 Month CD |
Wexford Community Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $500 | - | 36 Month IRA | |
| 1.25% | $500 | - | 24 Month IRA | |
| 1.00% | $500 | - | 12 Month IRA | |
| 0.50% | $500 | - | 6 Month IRA |
Locations
| Wexford Community Credit Union Locations | ||
|---|---|---|
| Branch Office | 4817 S Morey Rd | Lake City, MI 49651-9018 |
| Branch Office | 1021 N Mitchell St | Cadillac, MI 49601-1256 |