Overview / Commentary
Wexford Community Credit Union is headquartered in Cadillac and is the 120th largest credit union in the state of Michigan. It is also the 1,963rd largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 35 employees and 8,268 members at 3 locations. Wexford Community Credit Union has a B+ health rating.
Field of Membership Restrictions
Wexford Community Credit Union offers membership to anyone who lives, works, worships, or attends school in Osceola, Missaukee, or Wexford counties. Immediate family of current credit union members are also eligible to join.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wexford Community Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 65639 |
| Year Chartered | 1953 |
| Employees | 35 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.6% |
| Return on Equity - YTD | -8.28% |
| Annual Interest Income | $946K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $86.6MM$81.7MM |
| Loans | Q1 2025vs Q1 2024 | $40.8MM$41.6MM |
| Deposits | Q1 2025vs Q1 2024 | $79.6MM$75.5MM |
| Equity Capital | Q1 2025vs Q1 2024 | $6.2MM$5.6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $376K$253K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $230K$87K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |