Wexford Community Credit Union
LOCATIONS
2
View locations
HEALTH RATING
B+
View health report
CURRENT TOP RATE
1.50% APY
36 Month CD
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.00% | 1-year CD | 12 Month CD 1.40% - Synchrony Bank 12 Month CD |
| 0.10% | Savings | Mitchell Account |
| 1.50% | 3-year CD | 36 Month CD 1.85% - Synchrony Bank 36 Month CD |
Overview / Commentary
Wexford Community Credit Union is headquartered in Cadillac and is the 141st largest credit union in the state of Michigan. It is also the 2,253rd largest credit union in the nation. It was established in 1953 and as of March of 2017, it had grown to 20 employees and 9,597 members at 2 locations. Wexford Community Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Missaukee , Wexford or Osceola County.
See current membership details
Health
B+
Data as of Q1 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wexford Community Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 65639 |
| Year Chartered | 1953 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.05% |
| Return on Equity - YTD | 0.64% |
| Annual Interest Income | $400.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $54.6MM$51.3MM |
| Loans | Q1 2017vs Q1 2016 | $21.1MM$19.3MM |
| Deposits | Q1 2017vs Q1 2016 | $50.0MM$47.2MM |
| Equity Capital | Q1 2017vs Q1 2016 | $4.4MM$4.0MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $111.00K$110.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $86.00K$53.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
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Wexford Community Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | - | - | IRA Share | |
| 0.10% | $100 | - | Savings | |
| 0.10% | - | - | 17 And Under Savings | |
| 0.10% | $100 | - | Christmas Club | |
| 0.10% | $100 | - | Cadillac Account | |
| 0.10% | $100 | - | Other Savings | |
| 0.10% | $100 | - | Mitchell Account |
Wexford Community Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $500 | - | 36 Month CD | |
| 1.25% | $500 | - | 24 Month CD | |
| 1.00% | $500 | - | 12 Month CD | |
| 0.75% | $500 | - | 9 Month CD | |
| 0.50% | $500 | - | 6 Month CD |
Wexford Community Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $500 | - | 36 Month IRA | |
| 1.25% | $500 | - | 24 Month IRA | |
| 1.00% | $500 | - | 12 Month IRA | |
| 0.75% | $500 | - | 9 Month IRA | |
| 0.50% | $500 | - | 6 Month IRA |
Locations
| Wexford Community Credit Union Locations | ||
|---|---|---|
| Branch Office | 4817 S Morey Rd | Lake City, MI 49651-9018 |
| Branch Office | 1021 N Mitchell St | Cadillac, MI 49601-1256 |