Wexford Community Credit Union
LOCATIONS
2
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HEALTH RATING
B
View health report
CURRENT TOP RATE
1.50% APY
36 Month CD
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.00% | 1-year CD | 1.30% - National Average |
| 0.10% | Savings | |
| 1.50% | 3-year CD | 1.82% - National Average |
Overview / Commentary
Wexford Community Credit Union is headquartered in Cadillac and is the 136th largest credit union in the state of Michigan. It is also the 2,209th largest credit union in the nation. It was established in 1953 and as of September of 2018, it had grown to 26 employees and 9,814 members at 2 locations. Wexford Community Credit Union's CD rates are 11% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Missaukee , Wexford or Osceola County.
See current membership details
Health
B
Data as of Q3 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wexford Community Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 65639 |
| Year Chartered | 1953 |
| Employees | 26 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.16% |
| Return on Equity - YTD | 1.95% |
| Annual Interest Income | $1.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $56.6MM$54.5MM |
| Loans | Q3 2018vs Q3 2017 | $29.5MM$25.4MM |
| Deposits | Q3 2018vs Q3 2017 | $51.9MM$49.9MM |
| Equity Capital | Q3 2018vs Q3 2017 | $4.6MM$4.4MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $136.00K$154.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $211.00K$109.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
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Wexford Community Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | - | - | IRA Share | |
| 0.25% | - | $5k | Christmas Club | |
| 0.10% | $100 | - | Savings | |
| 0.10% | - | - | 17 And Under Savings | |
| 0.10% | $100 | - | Other Savings |
Wexford Community Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $500 | - | 36 Month CD | |
| 1.25% | $500 | - | 24 Month CD | |
| 1.00% | $500 | - | 12 Month CD | |
| 0.75% | $500 | - | 9 Month CD | |
| 0.50% | $500 | - | 6 Month CD |
Wexford Community Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $500 | - | 36 Month IRA | |
| 1.25% | $500 | - | 24 Month IRA | |
| 1.00% | $500 | - | 12 Month IRA | |
| 0.50% | $500 | - | 6 Month IRA |
Locations
| Wexford Community Credit Union Locations | ||
|---|---|---|
| Branch Office | 4817 S Morey Rd | Lake City, MI 49651-9018 |
| Branch Office | 1021 N Mitchell St | Cadillac, MI 49601-1256 |