Featured Savings Rates
Featured Accounts

Whatcom Educational Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.50%5-year CD60 Month CD
0.50%1-year CD12 Month CD
0.20%SavingsSub-Savings

Overview / Commentary
360-676-1168
600 E Holly St
Bellingham, WA 98225

Whatcom Educational Credit Union is headquartered in Bellingham and is the 8th largest credit union in the state of Washington. It is also the 191st largest credit union in the nation. It was established in 1936 and as of June of 2016, it had grown to 287 employees and 80,859 members at 12 locations. Whatcom Educational Credit Union has an A+ health rating.

Field of Membership Restrictions

Whatcom Educational Credit Union of Washington is open to the residents, church members, registered students, and the people that maintain employment within the entire state and the relatives of the current credit union members.
See current membership details

Reviews (1)

Credit Unions Are Great!

I haven't had much experience with credit unions before WECU, but I wish I had. The overall experience is that they're not trying to milk me for money, which is something I've felt when faced with overdraft fees or other monthly fees from other banks.

My wife and I have a joint checking account with WECU and we use it all the time. It has all the modern conveniences you'd expect from a checking account from a bank but without the fees. There are a lot of locations in our area, so if we need to take out cash for the taco truck its on the way ( and we go a lot ). I have direct deposit, and automatic bill pay. So what I'm getting is a easy, modern checking account without monthly fees. What else could I ask for?

Oh, and their overdraft fees are only 16 dollars. That's HALF of other popular banks. I mean it really boils down to this: I'm putting away my money and I don't someone leeching fees from me. That shows me that they really dont care about your inconvenience or about your money.

So yeah, if you can have a WECU account or some other credit union in your area, sign up.



Health
A+

Health Grade Components

Overall
NCUA #66373
Year Chartered1936
Employees287
Primary Regulator
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD5.76%
Annual Interest Income$20.1MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$1.28B$1.14B
LoansQ2 2016vs Q2 2015$907.7MM$710.6MM
DepositsQ2 2016vs Q2 2015$1.06B$929.3MM
Equity CapitalQ2 2016vs Q2 2015$201.6MM$190.1MM
Loan Loss AllowanceQ2 2016vs Q2 2015$6.4MM$6.3MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$2.8MM$4.0MM
Real Estate OwnedQ2 2016vs Q2 2015$0$94.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Whatcom Educational Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Whatcom Educational Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Primary Savings
0.20%--Sub-Savings
0.20%--Summer Savings
0.20%--Education Savings
0.20%--Health Savings Account
0.20%--IRA Savings
0.20%--IRA (SEP) Savings

Whatcom Educational Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$2,500-Money Market Checking

Whatcom Educational Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Check Plus Account

Whatcom Educational Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$1k-60 Month CD
1.00%$1k-48 Month CD
0.70%$1k-36 Month CD
0.65%$1k-30 Month CD
0.60%$1k-24 Month CD
0.55%$1k-18 Month CD
0.50%$1k-12 Month CD
0.30%$1k-6 Month CD

Whatcom Educational Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$1k-60 Month IRA
1.00%$1k-48 Month IRA
0.70%$1k-36 Month IRA
0.65%$1k-30 Month IRA
0.60%$1k-24 Month IRA
0.55%$1k-18 Month IRA
0.50%$1k-12 Month IRA
0.30%$1k-6 Month IRA
Locations

Whatcom Educational Credit Union has 12 locations. Click to view all Whatcom Educational Credit Union locations.