WECU (Whatcom Educational Credit Union)


Overview / Commentary
800-525-8703
21 Bellwether Way Ste 111
Bellingham, WA 98225

WECU (Whatcom Educational Credit Union) is headquartered in Bellingham and is the 8th largest credit union in the state of Washington. It is also the 159th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 404 employees and 166,477 members at 12 locations. WECU (Whatcom Educational Credit Union) has an A+ health rating.

Field of Membership Restrictions

Membership in Whatcom Educational Credit Union is open to anyone who lives, works, or worships in the state of Washington and to the family of current members.
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Health
A+

Health Grade Components

Overall
NCUA #66373
Year Chartered1936
Employees404
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD3.16%
Annual Interest Income$36.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$3B$2.84B
LoansQ1 2025vs Q1 2024$2.46B$2.13B
DepositsQ1 2025vs Q1 2024$2.45B$2.3B
Equity CapitalQ1 2025vs Q1 2024$354.4MM$339.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$19.2MM$14.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$15.7MM$6.2MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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