Wheat State Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.75%	1-year CD	12 month CD 1.50% - Goldman Sachs Bank USA 12 Month CD
0.08%	Savings	Share Savings 1.35% - CIT Bank Premier High Yield Savings
1.25%	3-year CD	36 month CD 2.00% - Goldman Sachs Bank USA 3 Year CD

View all Wheat State Credit Union rates »

Overview / Commentary

www.wheatstatecu.com

316-687-4101

1144 S Clifton Ave
Wichita, KS 67218

Wheat State Credit Union is headquartered in Wichita and is the 41^st largest credit union in the state of Kansas. It is also the 3,366^th largest credit union in the nation. It was established in 1963 and as of June of 2017, it had grown to 9 employees and 4,354 members at 2 locations. Wheat State Credit Union has a C- health rating.

Field of Membership Restrictions

Membership in Wheat State Credit Union is open to those who live, work or worship in Sedgwick, Riley, Geary, Sumner, Harper, Kingman, McPherson, Pratt, Stafford, Butler, Harvey, Marion, Dickinson, Cowley, Barber, Reno, Chase, Morris, Clay, Cloud, or Rice Counties in Kansas. Membership is also open to employees of any organization and subsidiaries in the healthcare industry in Kansas.
See current membership details

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Health

C-

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wheat State Credit Union has a low asset base, and a negative return on assets.

Health Grade Components

Overall
NCUA #	63211
Year Chartered	1963
Employees	9
Primary Regulator

Profit Margin
Return on Assets - YTD	-2.89%
Return on Equity - YTD	-50.65%
Annual Interest Income	$586.00K

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$21.3MM$20.7MM
Loans	Q2 2017vs Q2 2016	$17.9MM$17.5MM
Deposits	Q2 2017vs Q2 2016	$19.8MM$18.8MM
Equity Capital	Q2 2017vs Q2 2016	$1.2MM$1.6MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$583.00K$252.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$799.00K$430.00K
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wheat State Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	-	-	IRA accounts
0.15%	-	-	Special Savings
0.08%^*	$2,500^*	-	Share Savings
OTHER TIERS: 0.03% → $50 - $2,500
0.02%	-	-	Christmas Club

Wheat State Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.03%	$300	-	Member's Choice Checking

Wheat State Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	$500	-	36 month CD
1.00%	$500	-	24 month CD
0.85%	$500	-	18 month CD
0.75%	$500	-	12 month CD
0.50%	$500	-	180 days CD

Locations

Wheat State Credit Union Locations
Branch Office	2622 W Central Ave Ste 106	Wichita, KS 67203
Corporate Office	1400 S Oliver St	Wichita, KS 67218-3226