Wheat State Credit Union


Overview / Commentary
316-687-4101
1400 S Oliver St
Wichita, KS 67218

Wheat State Credit Union is headquartered in Wichita and is the 40th largest credit union in the state of Kansas. It is also the 3,089th largest credit union in the nation. It was established in 1963 and as of March of 2025, it had grown to 8 employees and 3,435 members at 2 locations. Wheat State Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Wheat State Credit Union is open to those who live, work or worship in Sedgwick, Riley, Geary, Sumner, Harper, Kingman, McPherson, Pratt, Stafford, Butler, Harvey, Marion, Dickinson, Cowley, Barber, Reno, Chase, Morris, Clay, Cloud, or Rice Counties in Kansas. Membership is also open to employees of any organization and subsidiaries in the healthcare industry in Kansas.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wheat State Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #63211
Year Chartered1963
Employees8
Primary Regulator
Profit Margin
Return on Assets - YTD-0.73%
Return on Equity - YTD-8.12%
Annual Interest Income$406K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$23.9MM$23.9MM
LoansQ1 2025vs Q1 2024$19.9MM$20.8MM
DepositsQ1 2025vs Q1 2024$21.5MM$21.3MM
Equity CapitalQ1 2025vs Q1 2024$2.1MM$2.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$334K$460K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$287K$585K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for Wheat State Credit Union are currently being reviewed.

Locations


Wheat State Credit Union Locations
Corporate Office1400 S Oliver AveWichita, KS 67218-3226
Branch Office762 N West STWichita, KS 67203

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