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Wheatland Federal Credit Union

Popular Accounts at this Credit Union

0.30%1-year CD12 Month Certificate
0.05%SavingsPersonal Choice Savings Account
0.60%3-year CD36 Month Certificate

Overview / Commentary
611 Centerville RD
Lancaster, PA 17601

Wheatland Federal Credit Union is headquartered in Lancaster and is the 108th largest credit union in the state of Pennsylvania. It is also the 2,213th largest credit union in the nation. It was established in 1936 and as of June of 2016, it had grown to 18 employees and 6,473 members at 4 locations. Wheatland Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Lancaster County, Pennsylvania.
See current membership details

Reviews (1)

A Little Shady???

Posted by: snh25583 | Mar 11, 2011

After being a member for about 7 years, I changed my account to add my husband. He had apparently had an account there two years previous to opening the joint account. He owed money, and when we opened the joint account, no one made mention of this. But two years later they just took the money from our joint account. No notice, no phone call...nothing to tell us that they were taking the money. We are on a limited budget and the money withdrawn put us in the hole. When I contacted the bank, they said there was nothing they could do but they would reprimand the person who opened the joint account for not mentioning the money owed. That did us NO good. This situation was infortunate considering up until that point they had been a good credit union. Now I don't trust them...the account is still open...but NO money goes into it.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wheatland Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #1658
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.24%
Return on Equity - YTD2.61%
Annual Interest Income$903.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$54.6MM$54.0MM
LoansQ2 2016vs Q2 2015$38.6MM$36.5MM
DepositsQ2 2016vs Q2 2015$49.3MM$48.6MM
Equity CapitalQ2 2016vs Q2 2015$5.1MM$5.0MM
Loan Loss AllowanceQ2 2016vs Q2 2015$108.00K$119.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$310.00K$209.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
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Wheatland Federal Credit Union Savings Account Rates

0.25%--Accumulation IRA
0.25%--Accumulation Roth IRA
0.25%--Accumulation CESA
0.20%--The Wheatland Fund
0.20%--Club Grand Account
0.10%--Vacation Club
0.10%--Holiday Club
0.10%--Sharky Savers Account
0.05%--Regular Share Account
0.05%--Personal Choice Savings Account

Wheatland Federal Credit Union CD Rates

0.70%$500-36 Month All-Star Rewards Tier 3 Certificate
0.70%$500-36 Month Club Grand Member Certificate
0.70%$500-36 Month All-Star Rewards Tier 4 Certificate
0.60%$500-36 Month Certificate
0.50%$500-24 Month All-Star Rewards Tier 3 Certificate
0.50%$500-24 Month Club Grand Member Certificate
0.50%$500-24 Month All-Star Rewards Tier 4 Certificate
0.40%$500-24 Month Certificate
0.30%$500-12 Month Certificate
0.20%$500-6 Month Certificate

Wheatland Federal Credit Union IRA Rates

0.70%$2k-36 Month IRA Certificate
0.50%$1k-24 Month IRA Certificate
0.40%$500-12 Month IRA Certificate

Wheatland Federal Credit Union Locations
Branch OfficeHempfield High School 200 Stanley AveLandisville, PA 17538
Branch Office611 Centerville RDLancaster, PA 17601
Branch Office2701 Sheaffer RdElizabethtown, PA 17022
Branch OfficeHempfield High School 200 Stanley AveLandisville, PA 17538