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Overview / Commentary
717-898-7673
611 Centerville RD
Lancaster, PA 17601

Wheatland Federal Credit Union is headquartered in Lancaster and is the 109th largest credit union in the state of Pennsylvania. It is also the 2,253rd largest credit union in the nation. It was established in 1936 and as of September of 2016, it had grown to 18 employees and 6,396 members at 4 locations. Wheatland Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Lancaster County, Pennsylvania.
See current membership details

Reviews (1)

A Little Shady???

Posted by: snh25583 | Mar 11, 2011

After being a member for about 7 years, I changed my account to add my husband. He had apparently had an account there two years previous to opening the joint account. He owed money, and when we opened the joint account, no one made mention of this. But two years later they just took the money from our joint account. No notice, no phone call...nothing to tell us that they were taking the money. We are on a limited budget and the money withdrawn put us in the hole. When I contacted the bank, they said there was nothing they could do but they would reprimand the person who opened the joint account for not mentioning the money owed. That did us NO good. This situation was infortunate considering up until that point they had been a good credit union. Now I don't trust them...the account is still open...but NO money goes into it.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wheatland Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #1658
Year Chartered1936
Employees18
Primary Regulator
Profit Margin
Return on Assets - YTD0.18%
Return on Equity - YTD1.92%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$53.0MM$53.1MM
LoansQ3 2016vs Q3 2015$39.3MM$37.2MM
DepositsQ3 2016vs Q3 2015$47.8MM$47.7MM
Equity CapitalQ3 2016vs Q3 2015$5.1MM$5.0MM
Loan Loss AllowanceQ3 2016vs Q3 2015$110.00K$116.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$354.00K$267.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates

Rates for Wheatland Federal Credit Union are currently being reviewed.

Locations


Wheatland Federal Credit Union Locations
Branch OfficeHempfield High School 200 Stanley AveLandisville, PA 17538
Branch Office611 Centerville RDLancaster, PA 17601
Branch Office2701 Sheaffer RdElizabethtown, PA 17022
Branch OfficeHempfield High School 200 Stanley AveLandisville, PA 17538