Wheaton Band & Trust offers the best service I've received from a local bank. They offer all of the general banking services such as savings accounts, checking accounts, IRAs, etc. I have several of these accounts through this bank and have never had anything bad to say about them. Every time I've talked to a representative about a question whether it be in person or on the phone they are always friendly and able to point me in the right direction of the answer if they don't know it themselves. Even the tellers are knowledgeable about things such as IRAs and CDs which I found refreshing. The representatives inside the bank are always quick and able to help me with what I need. They also take the time to try and point out new features that the bank has put in place that I might be interested in. The mobile app is really helpful when I'm on the go and it has a clean and simple layout. I like the mobile app because everything you need is there, without all the fluff stuff.
This is the worst bank I've ever done business with. The management of this bank consists of greedy scumbuckets who make Wells Fargo executives seem ethical. If they make a mistake on your account which was entirely their fault they will take no responsibility for it and YOU will be the one who ends up paying for it. Very poor customer service and communication.
Overall | |
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FDIC Certificate # | 33935 |
Year Established | 1994 |
Employees | 556 |
Primary Regulator | OCC |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.4% |
Return on Equity - YTD | 14.69% |
Annual Interest Income | $60.7MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2022vs Q1 2021 | $9.54B$8.32B |
Loans | Q1 2022vs Q1 2021 | $7.26B$6.98B |
Deposits | Q1 2022vs Q1 2021 | $8.38B$7.24B |
Equity Capital | Q1 2022vs Q1 2021 | $921.8MM$810.2MM |
Loan Loss Allowance | Q1 2022vs Q1 2021 | $65.0MM$75.5MM |
Unbacked Noncurrent Loans | Q1 2022vs Q1 2021 | $6.9MM$19.6MM |
Real Estate Owned | Q1 2022vs Q1 2021 | $318.00K$2.0MM |
Always verify rates and promotions with the bank or credit union. We are not Wheaton Bank & Trust Company; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.02% | - | - | Statement Savings Account | |
0.02% | - | - | Junior Savers Statement Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.03%* | $50k* | - | Premier Checking | ||
OTHER TIERS: 0.01% → Up to $50k | |||||
0.01% | - | - | Platinum Preferred Checking (50+) | ||
0.01% | - | - | Access Plus Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $1k | - | 12 Month CD | |
0.05% | $1k | - | 18 Month CD | |
0.05% | $100k | - | 12 Month MAXSAFE CD | |
0.05% | $100k | - | 18 Month MAXSAFE CD |