Wheaton Bank & Trust Company

Deposits held and insured by Wintrust Bank

Overview / Commentary
100 N Wheaton Avenue
Wheaton, IL 60187
Deposits held and insured by Wintrust Bank
Reviews (2)

Best Local Bank

Posted by: |

Wheaton Band & Trust offers the best service I've received from a local bank. They offer all of the general banking services such as savings accounts, checking accounts, IRAs, etc. I have several of these accounts through this bank and have never had anything bad to say about them. Every time I've talked to a representative about a question whether it be in person or on the phone they are always friendly and able to point me in the right direction of the answer if they don't know it themselves. Even the tellers are knowledgeable about things such as IRAs and CDs which I found refreshing. The representatives inside the bank are always quick and able to help me with what I need. They also take the time to try and point out new features that the bank has put in place that I might be interested in. The mobile app is really helpful when I'm on the go and it has a clean and simple layout. I like the mobile app because everything you need is there, without all the fluff stuff.

Awful Bank. Terrible Customer Service.

Posted by: |

This is the worst bank I've ever done business with. The management of this bank consists of greedy scumbuckets who make Wells Fargo executives seem ethical. If they make a mistake on your account which was entirely their fault they will take no responsibility for it and YOU will be the one who ends up paying for it. Very poor customer service and communication.


Data as of Q1 2022

Data displayed below is for insuring bank: Wintrust Bank
Learn why bank health matters

Health Grade Components

FDIC Certificate #33935
Year Established1994
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.4%
Return on Equity - YTD14.69%
Annual Interest Income$60.7MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$9.54B$8.32B
LoansQ1 2022vs Q1 2021$7.26B$6.98B
DepositsQ1 2022vs Q1 2021$8.38B$7.24B
Equity CapitalQ1 2022vs Q1 2021$921.8MM$810.2MM
Loan Loss AllowanceQ1 2022vs Q1 2021$65.0MM$75.5MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$6.9MM$19.6MM
Real Estate OwnedQ1 2022vs Q1 2021$318.00K$2.0MM
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Wheaton Bank & Trust Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Wheaton Bank & Trust Company Savings Account Rates

0.02%--Statement Savings Account
0.02%--Junior Savers Statement Savings

Wheaton Bank & Trust Company Money Market Rates

0.04%*$1m*-MAXSAFE Money Market
OTHER TIERS: 0.01% Up to $150k | 0.02% $150k - $500k | 0.03% $500k - $1m
0.03%*$10k*-Money Market
OTHER TIERS: 0.02% Up to $10k

Wheaton Bank & Trust Company Checking Account Rates

0.03%*$50k*-Premier Checking
OTHER TIERS: 0.01% Up to $50k
0.01%--Platinum Preferred Checking (50+)
0.01%--Access Plus Checking

Wheaton Bank & Trust Company CD Rates

0.05%$1k-12 Month CD
0.05%$1k-18 Month CD
0.05%$100k-12 Month MAXSAFE CD
0.05%$100k-18 Month MAXSAFE CD


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.