Wheaton Band & Trust offers the best service I've received from a local bank. They offer all of the general banking services such as savings accounts, checking accounts, IRAs, etc. I have several of these accounts through this bank and have never had anything bad to say about them. Every time I've talked to a representative about a question whether it be in person or on the phone they are always friendly and able to point me in the right direction of the answer if they don't know it themselves. Even the tellers are knowledgeable about things such as IRAs and CDs which I found refreshing. The representatives inside the bank are always quick and able to help me with what I need. They also take the time to try and point out new features that the bank has put in place that I might be interested in. The mobile app is really helpful when I'm on the go and it has a clean and simple layout. I like the mobile app because everything you need is there, without all the fluff stuff.

Comment

Awful Bank. Terrible Customer Service.

Posted by: JC1787 | Jul 15, 2017

This is the worst bank I've ever done business with. The management of this bank consists of greedy scumbuckets who make Wells Fargo executives seem ethical. If they make a mistake on your account which was entirely their fault they will take no responsibility for it and YOU will be the one who ends up paying for it. Very poor customer service and communication.

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Health

Data as of Q3 2021

Data displayed below is for insuring bank: Wintrust Bank

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Health Grade Components

Overall
FDIC Certificate #	33935
Year Established	1994
Employees	555
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.48%
Return on Equity - YTD	15.51%
Annual Interest Income	$175.6MM

Assets and Liabilities
Assets	Q3 2021vs Q3 2020	$8.84B$8.24B
Loans	Q3 2021vs Q3 2020	$7.09B$6.69B
Deposits	Q3 2021vs Q3 2020	$7.74B$7.19B
Equity Capital	Q3 2021vs Q3 2020	$857.0MM$743.1MM
Loan Loss Allowance	Q3 2021vs Q3 2020	$67.9MM$80.0MM
Unbacked Noncurrent Loans	Q3 2021vs Q3 2020	$17.0MM$29.1MM
Real Estate Owned	Q3 2021vs Q3 2020	$2.4MM$1.5MM

Rates

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Savings
Money Market
Checking
CD

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Always verify rates and promotions with the bank or credit union. We are not Wheaton Bank & Trust Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Wheaton Bank & Trust Company Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.02%^†	-	-	Statement Savings Account
0.02%^†	-	-	Junior Savers Statement Savings

Wheaton Bank & Trust Company Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.04%^*^†	$1m^*	-	MAXSAFE Money Market
OTHER TIERS: 0.01% → Up to $150k \| 0.02% → $150k - $500k \| 0.03% → $500k - $1m
0.03%^*^†	$10k^*	-	Money Market
OTHER TIERS: 0.02% → Up to $10k

Wheaton Bank & Trust Company Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.03%^*^†	$50k^*	-	Premier Checking
OTHER TIERS: 0.01% → Up to $50k
0.01%^†	-	-	Platinum Preferred Checking (50+)
0.01%^†	-	-	Access Plus Checking

Wheaton Bank & Trust Company CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^†	$1k	-	12 Month CD
0.05%^†	$1k	-	18 Month CD
0.05%^†	$100k	-	12 Month MAXSAFE CD
0.05%^†	$100k	-	18 Month MAXSAFE CD

Locations

Availability

Chicago Area

Chicago Area bank & credit union details

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.