Wheelhouse Credit Union

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Based on 1 review

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CURRENT TOP RATE

18 Month Certificate

Overview / Commentary

www.wheelhousecu.com

619-297-4835

9212 Balboa Ave
San Diego, CA 92123

Wheelhouse Credit Union is headquartered in San Diego and is the 99^th largest credit union in the state of California. It is also the 847^th largest credit union in the nation. It was established in 1934 and as of June of 2022, it had grown to 83 employees and 29,922 members at 4 locations. Wheelhouse Credit Union has a B+ health rating.

Field of Membership Restrictions

Wheelhouse Credit Union is open to anyone who lives or works in San Diego County. Members of the Zoological Society (San Diego Zoo) also qualify for membership, regardless of where they live.
See current membership details

Related Posts

View all posts from:

2020
2019
2008

8/27 - Wheelhouse Credit Union 60-Month CD Available Nationwide

10/14 - 11 Month CD 2.5 Percent
9/26 - Wheelhouse Credit Union Offers 22-Month CD Special, 2.75% APY

12/28 - 4.50% 12-Month CD at San Diego Metropolitan Credit Union

Reviews (1)

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Don't Bother

Posted by: planxy | Jun 14, 2022

Small overconservative CU. Requires excessive verification for everything.

Photo of drivers license, plus a scan mailed in (it was "lost" by first CSR), then a second scan mailed to HQ required just to open $10 membership savings. Two months time elapsed.

Another site listed a deposit bonus. Turned out no such thing existed.

Was invited by emailed name to open credit card. Something looked out of whack in the first few computer questions. Called CSR (Thank you, helpful!) Turns out application must be Reviewed by an Underwriter-- after usual borrower information is submitted and 4 questions plus hard pull come back satisfactorily. That's when you get approved, often within 1 day in banks. Review is often many CUs code for we're going to deny you by some trick such as unusual documentation. Which others have tried on me--a retired banking professional--just say no to passport, pay slip, make Social Security Administration confirm SSN, and worse.

Comment

1

Health

B+

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #	61003
Year Chartered	1934
Employees	83
Primary Regulator

Profit Margin
Return on Assets - YTD	0.77%
Return on Equity - YTD	10%
Annual Interest Income	$6.5MM

Assets and Liabilities
Assets	Q2 2022vs Q2 2021	$387.7MM$379.3MM
Loans	Q2 2022vs Q2 2021	$300.2MM$261.3MM
Deposits	Q2 2022vs Q2 2021	$338.3MM$333.0MM
Equity Capital	Q2 2022vs Q2 2021	$30.3MM$30.2MM
Loan Loss Allowance	Q2 2022vs Q2 2021	$2.2MM$2.3MM
Unbacked Noncurrent Loans	Q2 2022vs Q2 2021	$610.00K$768.00K
Real Estate Owned	Q2 2022vs Q2 2021	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Wheelhouse Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wheelhouse Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$25	-	Coverdell Education Savings
0.10%^*	$10k^*	-	Inspired Share/Savings
OTHER TIERS: 0.05% → Up to $10k
0.05%	$100	-	Regular Share Savings
0.05%	$100	-	Aspire Savings

Wheelhouse Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$10k^*	-	Inspired Money Market
OTHER TIERS: 0.10% → Up to $10k
0.10%^*	$50k^*	-	Money Market
OTHER TIERS: 0.05% → $1k - $50k

Wheelhouse Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$10k^*	-	Inspired Checking
OTHER TIERS: 0.05% → Up to $10k

Wheelhouse Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.00%	$500	-	18 Month Certificate
2.27%^*	$90k^*	-	22 Month Promotional Bump Certificate
OTHER TIERS: 2.22% → $10k - $90k
2.27%^*	$90k^*	-	33 Month Promotional Bump Certificate
OTHER TIERS: 2.22% → $10k - $90k
2.02%^*	$90k^*	-	33 Month Certificate
OTHER TIERS: 1.91% → $500 - $10k \| 1.96% → $10k - $90k
2.02%^*	$90k^*	-	22 Month Certificate
OTHER TIERS: 1.91% → $500 - $10k \| 1.96% → $10k - $90k
2.02%^*	$90k^*	-	11 Month Promotional Bump Certificate
OTHER TIERS: 1.96% → $10k - $90k
1.76%^*	$90k^*	-	11 Month Certificate
OTHER TIERS: 1.66% → $500 - $10k \| 1.71% → $10k - $90k
1.45%^*	$90k^*	-	60 Month Promotional Bump Certificate
OTHER TIERS: 1.41% → $10k - $90k
1.21%^*	$90k^*	-	24 Month Promotional Bump Certificate
OTHER TIERS: 1.15% → $10k - $90k
1.20%^*	$90k^*	-	60 Month Certificate
OTHER TIERS: 1.10% → $500 - $10k \| 1.15% → $10k - $90k
1.10%^*	$90k^*	-	36 Month Promotional Bump Certificate
OTHER TIERS: 0.85% → $10k - $90k
1.05%^*	$90k^*	-	36 Month Certificate
OTHER TIERS: 0.75% → $500 - $10k \| 0.80% → $10k - $90k
0.95%^*	$90k^*	-	24 Month Certificate
OTHER TIERS: 0.85% → $500 - $10k \| 0.90% → $10k - $90k
0.75%^*	$90k^*	-	12 Month Promotional Bump Certificate
OTHER TIERS: 0.70% → $10k - $90k
0.60%^*	$90k^*	-	6 Month Promotional Bump Certificate
OTHER TIERS: 0.55% → $10k - $90k
0.55%^*	$90k^*	-	3 Month Promotional Bump Certificate
OTHER TIERS: 0.50% → $10k - $90k
0.50%^*	$90k^*	-	12 Month Certificate
OTHER TIERS: 0.40% → $500 - $10k \| 0.45% → $10k - $90k
0.35%^*	$90k^*	-	6 Month Certificate
OTHER TIERS: 0.25% → $500 - $10k \| 0.30% → $10k - $90k
0.30%^*	$90k^*	-	3 Month Certificate
OTHER TIERS: 0.20% → $500 - $10k \| 0.25% → $10k - $90k

Wheelhouse Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.00%	$500	-	18 Month IRA Certificate
2.27%^*	$90k^*	-	22 Month Promotional Bump IRA Certificate
OTHER TIERS: 2.22% → $10k - $90k
2.27%^*	$90k^*	-	33 Month Promotional Bump IRA Certificate
OTHER TIERS: 2.22% → $10k - $90k
2.02%^*	$90k^*	-	33 Month IRA Certificate
OTHER TIERS: 1.91% → $500 - $10k \| 1.96% → $10k - $90k
2.02%^*	$90k^*	-	22 Month IRA Certificate
OTHER TIERS: 1.91% → $500 - $10k \| 1.96% → $10k - $90k
2.02%^*	$90k^*	-	11 Month Promotional Bump IRA Certificate
OTHER TIERS: 1.96% → $10k - $90k
1.76%^*	$90k^*	-	11 Month IRA Certificate
OTHER TIERS: 1.66% → $500 - $10k \| 1.71% → $10k - $90k
1.45%^*	$90k^*	-	60 Month Promotional Bump IRA Certificate
OTHER TIERS: 1.41% → $10k - $90k
1.21%^*	$90k^*	-	24 Month Promotional Bump IRA Certificate
OTHER TIERS: 1.15% → $10k - $90k
1.20%^*	$90k^*	-	60 Month IRA Certificate
OTHER TIERS: 1.10% → $500 - $10k \| 1.15% → $10k - $90k
1.10%^*	$90k^*	-	36 Month Promotional Bump IRA Certificate
OTHER TIERS: 1.05% → $10k - $90k
0.95%^*	$90k^*	-	24 Month IRA Certificate
OTHER TIERS: 0.85% → $500 - $10k \| 0.90% → $10k - $90k
0.85%^*	$90k^*	-	36 Month IRA Certificate
OTHER TIERS: 0.75% → $500 - $10k \| 0.80% → $10k - $90k
0.75%^*	$90k^*	-	12 Month Promotional Bump IRA Certificate
OTHER TIERS: 0.70% → $10k - $90k
0.60%^*	$90k^*	-	6 Month Promotional Bump IRA Certificate
OTHER TIERS: 0.55% → $10k - $90k
0.50%^*	$90k^*	-	12 Month IRA Certificate
OTHER TIERS: 0.40% → $500 - $10k \| 0.45% → $10k - $90k
0.35%^*	$90k^*	-	6 Month IRA Certificate
OTHER TIERS: 0.25% → $500 - $10k \| 0.30% → $10k - $90k

Locations

Wheelhouse Credit Union Locations
Branch Office	306 Broadway	El Cajon, CA 92021
Branch Office	320 B St	San Diego, CA 92101-4204
Branch Office	344 F St	Chula Vista, CA 91910-2645
Branch Office	9212 Balboa Ave	San Diego, CA 92123

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