Whitaker Bank

Whitaker Bank

Overview / Commentary
2001 Pleasant Ridge Drive
Lexington, KY 40509

Whitaker Bank is headquartered in Lexington and is the 7th largest bank in the state of Kentucky. It is also the 555th largest bank in the nation. It was established in 1990 and as of December of 2020, it had grown to 321 employees at 46 locations. Whitaker Bank has an A health rating.


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Health Grade Components

FDIC Certificate #32912
Year Established1990
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD5.38%
Annual Interest Income$57.6MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$1.83B$1.16B
LoansQ4 2020vs Q4 2019$899.4MM$618.5MM
DepositsQ4 2020vs Q4 2019$1.45B$912.7MM
Equity CapitalQ4 2020vs Q4 2019$262.6MM$192.1MM
Loan Loss AllowanceQ4 2020vs Q4 2019$15.7MM$9.3MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$20.2MM$19.5MM
Real Estate OwnedQ4 2020vs Q4 2019$6.5MM$6.0MM

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