Overview / Commentary
2001 Pleasant Ridge Drive
Lexington, KY 40505

Whitaker Bank is headquartered in Lexington and is the 7th largest bank in the state of Kentucky. It is also the 632nd largest bank in the nation. It was established in 1990 and as of September of 2018, it had grown to 307 employees at 35 locations. Whitaker Bank has a B health rating.


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Health Grade Components

FDIC Certificate #32912
Year Established1990
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD6.31%
Annual Interest Income$33.9MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$1.24B$1.31B
LoansQ3 2018vs Q3 2017$627.3MM$621.3MM
DepositsQ3 2018vs Q3 2017$1.00B$1.06B
Equity CapitalQ3 2018vs Q3 2017$168.5MM$172.8MM
Loan Loss AllowanceQ3 2018vs Q3 2017$12.6MM$12.3MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$21.4MM$19.7MM
Real Estate OwnedQ3 2018vs Q3 2017$6.0MM$10.3MM

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