Whitaker Bank

Whitaker Bank

Overview / Commentary
2001 Pleasant Ridge Drive
Lexington, KY 40505

Whitaker Bank is headquartered in Lexington and is the 8th largest bank in the state of Kentucky. It is also the 653rd largest bank in the nation. It was established in 1990 and as of December of 2018, it had grown to 291 employees at 35 locations. Whitaker Bank has a B health rating.


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Health Grade Components

FDIC Certificate #32912
Year Established1990
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD6.91%
Annual Interest Income$45.4MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$1.22B$1.30B
LoansQ4 2018vs Q4 2017$627.1MM$621.7MM
DepositsQ4 2018vs Q4 2017$985.0MM$1.06B
Equity CapitalQ4 2018vs Q4 2017$176.4MM$169.7MM
Loan Loss AllowanceQ4 2018vs Q4 2017$10.3MM$12.0MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$23.3MM$16.5MM
Real Estate OwnedQ4 2018vs Q4 2017$5.1MM$9.6MM

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