Overview / Commentary
96 N Main St
Rochester, VT 05767-9704

White River Credit Union is headquartered in Rochester and is the 12th largest credit union in the state of Vermont. It is also the 2,637th largest credit union in the nation. It was established in 1947 and as of June of 2018, it had grown to 13 employees and 4,391 members at 3 locations. White River Credit Union's money market rates are 48% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to live or work in Rochester or Bethel, Vermont., residents of the watershed of the Middle Branch of the White River.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. White River Credit Union has a low asset base.

Health Grade Components

NCUA #64421
Year Chartered1947
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD3.1%
Annual Interest Income$704.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$37.8MM$37.8MM
LoansQ2 2018vs Q2 2017$24.9MM$24.2MM
DepositsQ2 2018vs Q2 2017$34.5MM$34.6MM
Equity CapitalQ2 2018vs Q2 2017$2.8MM$2.8MM
Loan Loss AllowanceQ2 2018vs Q2 2017$122.00K$134.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$64.00K$167.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not White River Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

White River Credit Union Savings Account Rates

0.35%--IRA Accumulator Savings Account
0.25%*$2.5k*-Primary Share Account
OTHER TIERS: 0.15% Up to $750 | 0.20% $750 - $2.5k
0.20%--Holiday Club
0.20%--Vacation Club

White River Credit Union Money Market Rates

0.65%*$100k*-Money Market Account
OTHER TIERS: 0.15% Up to $1k | 0.40% $1k - $2.5k | 0.45% $2.5k - $10k | 0.50% $10k - $25k | 0.55% $25k - $50k | 0.60% $50k - $100k

White River Credit Union CD Rates

2.25%*$10k*-9 Month CD Special
OTHER TIERS: 2.15% $1k - $10k
1.50%$10k-24 Month Municipal CD
1.40%*$10k*-24 Month CD
OTHER TIERS: 1.30% $1k - $10k
1.20%*$10k*-12 Month CD
OTHER TIERS: 1.10% $1k - $10k
1.00%*$10k*-6 Month CD
OTHER TIERS: 0.90% $1k - $10k

White River Credit Union IRA Rates

1.40%$1k$10k12 Month IRA
1.40%$1k-12 Month Roth IRA

White River Credit Union Locations
Branch Office40 Pinnacle RdRandolph, VT 05060
Branch Office96 N Main StRochester, VT 05767-9704
Branch Office330 N Main StBethel, VT 05032

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.