White Rose Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.25% | 1-year CD | 12 Month CD 1.40% - Synchrony Bank 12 Month CD |
| 0.20% | Savings | Savings |
| 0.75% | 4-year CD | 48 Month CD 1.80% - Goldman Sachs Bank USA 4 Year CD |
White Rose Credit Union is headquartered in York and is the 86th largest credit union in the state of Pennsylvania. It is also the 1,920th largest credit union in the nation. It was established in 1950 and as of March of 2017, it had grown to 32 employees and 10,794 members at 6 locations. White Rose Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school, worship or own a business in Adams or York Counties in Pennsylvania.
See current membership details
Great Credit Union
I have been a member of White Rose Credit Union since moving here from Tennessee in 2006. I love the family atmosphere and the welcoming staff. They do their best to help in good and bad times. They are always looking for ways to better my membership. Thanks White Rose.
What I Learned About White Rose!
These peoplr are definately working hard for me as a member to make a profit! I wish more people would take the time to get to know about a company that handles their money. They are the real deal. Thank you white Rose Credit Union for helping me become mire financially healthy on a lower middle class income. I really didn't think it was possible.
Awful Experience- Lost Title
This company’s a joke. Our car has been paid off for almost 2-months, they lost our title, told us we had to pay the fee ($50) for a duplicate, and when we contacted the DMV, the DMV said there was still a lien on the vehicle, and they couldn't release it (Even though the bank said they released it electronically 2-months ago). However, the vehicle is paid off, and we can't get any assistance from anyone at the bank. The Industrial Drive branch manager offered no assistance to help resolve our issue. All they could say is, “these things happen from time-to-time, and you’ll just have to get a duplicate from the DMV… We owe you nothing.” So here we are, with a car paid in full, and no title to show for it. We knew the car was close to being paid-off, and upon contacting them originally, they told us it has been paid off for almost 2-months, and they opened a savings account to put excess payments in (we had no clue since they never once tried contacting us). They then tried to say our information in the system was outdated, but somehow we still received statements for the loan at our new address. The manager wanted us to tell him who we spoke with, and the time and date we spoke to them over a year ago to change our address! They're amateurs. I’ve bought and sold a lot of cars over the years, and have never had such a bad experience as this one. Stay far far away. There are plenty of banks out there, and this one will never get our business again... Hopefully this post will deter others. Maybe when they start seeing a decline in business, they'll realize its time to listen to their customers, and help. Instead, we've hit a brick wall, and have no idea how to resolve the issue, as no one is willing to help.
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68296 |
| Year Chartered | 1950 |
| Employees | 32 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.42% |
| Return on Equity - YTD | -4.67% |
| Annual Interest Income | $664.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $74.1MM$68.4MM |
| Loans | Q1 2017vs Q1 2016 | $44.9MM$37.5MM |
| Deposits | Q1 2017vs Q1 2016 | $67.0MM$61.4MM |
| Equity Capital | Q1 2017vs Q1 2016 | $6.6MM$6.7MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $344.00K$220.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $267.00K$161.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not White Rose Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
White Rose Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25% | - | - | IRA Variable Savings | ||
| 0.20%* | $25k* | - | Savings | ||
| OTHER TIERS: 0.15% → $100 - $25k | |||||
| 0.15% | - | - | Club Account | ||
White Rose Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.15% → $1k - $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k | |||||
White Rose Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $500 | - | 48 Month CD | |
| 0.50% | $500 | - | 36 Month CD | |
| 0.40% | $500 | - | 30 Month CD | |
| 0.35% | $500 | - | 24 Month CD | |
| 0.30% | $500 | - | 18 Month CD | |
| 0.25% | $500 | - | 12 Month CD | |
| 0.20% | $500 | - | 6 Month CD | |
| 0.15% | $500 | - | 3 Month CD |
White Rose Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $500 | - | 48 Month IRA | |
| 0.50% | $500 | - | 36 Month IRA | |
| 0.40% | $500 | - | 30 Month IRA | |
| 0.35% | $500 | - | 24 Month IRA | |
| 0.30% | $500 | - | 18 Month IRA | |
| 0.25% | $500 | - | 12 Month IRA | |
| 0.20% | $500 | - | 6 Month IRA | |
| 0.15% | $500 | - | 3 Month IRA |
| White Rose Credit Union Locations | ||
|---|---|---|
| Branch Office | 601 Mundis Mill Rd | York, PA 17406 |
| Branch Office | 160 E Main St | Dallastown, PA 17313 |
| Branch Office | 3498 Industrial Hwy | York, PA 17402-9050 |
| Branch Office | 1529 Rodney Rd | York, PA 17408 |
| Branch Office | 107 E Philadelphia St | York, PA 17401 |
| Branch Office | 1001 Carlisle St | Hanover, PA 17331 |