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White Rose Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.whiterosecu.com
717-755-9773
3498 Industrial Hwy
York, PA 17402

White Rose Credit Union is headquartered in York and is the 79th largest credit union in the state of Pennsylvania. It is also the 1,692nd largest credit union in the nation. It was established in 1950 and as of March of 2025, it had grown to 36 employees and 11,170 members at 6 locations. White Rose Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

White Rose Credit Union is open to those who live, work, worship, attend school, or own a business in Adams County or York County, Pennsylvania.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #68296
Year Chartered1950
Employees36
Primary Regulator
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD6%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$118.5MM$114.8MM
LoansQ1 2025vs Q1 2024$68.1MM$77.1MM
DepositsQ1 2025vs Q1 2024$107.9MM$104.6MM
Equity CapitalQ1 2025vs Q1 2024$9.6MM$9.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$264K$323K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$145K$488K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

White Rose Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$0-Coverdell Educational Savings
0.15%$0-Noel (Christmas) Club Account
0.15%$0-Breakaway (Vacation) Club Account
0.15%$0-Tax Club Account
0.15%$0-Union Dues (Local 229)
0.10%*$2.5k*-Savings
OTHER TIERS: 0.05% → $0 - $2.5k

White Rose Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$100k*-Money Market Account
OTHER TIERS: 0.75% → $1k - $10k | 1.00% → $10k - $25k | 1.25% → $25k - $100k

White Rose Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.35%$500-6 Month CD
3.25%$500-12 Month CD
2.75%$500-60 Month CD
2.50%$500-18 Month CD
2.50%$500-24 Month CD
2.50%$500-30 Month CD
2.50%$500-36 Month CD
2.50%$500-48 Month CD
1.50%$500-3 Month CD

White Rose Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.35%$500-6 Month IRA
3.25%$500-12 Month IRA
2.75%$500-60 Month IRA
2.50%$500-18 Month IRA
2.50%$500-24 Month IRA
2.50%$500-30 Month IRA
2.50%$500-36 Month IRA
2.50%$500-48 Month IRA
1.50%$500-3 Month IRA
0.50%$0-Traditional IRA
0.50%$0-Roth IRA
Locations


White Rose Credit Union Locations
Branch Office601 Mundis Mill RdYork, PA 17406
Branch Office160 E Main StDallastown, PA 17313
Branch Office3498 Industrial HwyYork, PA 17402-9050
Branch Office1529 Rodney RdYork, PA 17408
Branch Office107 E Philadelphia StYork, PA 17401
Branch Office3603 E Market StYork, PA 17402

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