White Rose Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.whiterosecu.com

717-755-9773

3498 Industrial Hwy
York, PA 17402

White Rose Credit Union is headquartered in York and is the 79^th largest credit union in the state of Pennsylvania. It is also the 1,692^nd largest credit union in the nation. It was established in 1950 and as of March of 2025, it had grown to 36 employees and 11,170 members at 6 locations. White Rose Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

White Rose Credit Union is open to those who live, work, worship, attend school, or own a business in Adams County or York County, Pennsylvania.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68296
Year Chartered	1950
Employees	36
Primary Regulator

Profit Margin
Return on Assets - YTD	0.49%
Return on Equity - YTD	6%
Annual Interest Income	$1.4MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$118.5MM$114.8MM
Loans	Q1 2025vs Q1 2024	$68.1MM$77.1MM
Deposits	Q1 2025vs Q1 2024	$107.9MM$104.6MM
Equity Capital	Q1 2025vs Q1 2024	$9.6MM$9.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$264K$323K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$145K$488K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

White Rose Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$0	-	Coverdell Educational Savings
0.15%	$0	-	Noel (Christmas) Club Account
0.15%	$0	-	Breakaway (Vacation) Club Account
0.15%	$0	-	Tax Club Account
0.15%	$0	-	Union Dues (Local 229)
0.10%^*	$2.5k^*	-	Savings
OTHER TIERS: 0.05% → $0 - $2.5k

White Rose Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.50%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.75% → $1k - $10k \| 1.00% → $10k - $25k \| 1.25% → $25k - $100k

White Rose Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.35%	$500	-	6 Month CD
3.25%	$500	-	12 Month CD
2.75%	$500	-	60 Month CD
2.50%	$500	-	18 Month CD
2.50%	$500	-	24 Month CD
2.50%	$500	-	30 Month CD
2.50%	$500	-	36 Month CD
2.50%	$500	-	48 Month CD
1.50%	$500	-	3 Month CD

White Rose Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.35%	$500	-	6 Month IRA
3.25%	$500	-	12 Month IRA
2.75%	$500	-	60 Month IRA
2.50%	$500	-	18 Month IRA
2.50%	$500	-	24 Month IRA
2.50%	$500	-	30 Month IRA
2.50%	$500	-	36 Month IRA
2.50%	$500	-	48 Month IRA
1.50%	$500	-	3 Month IRA
0.50%	$0	-	Traditional IRA
0.50%	$0	-	Roth IRA

Locations

White Rose Credit Union Locations
Branch Office	601 Mundis Mill Rd	York, PA 17406
Branch Office	160 E Main St	Dallastown, PA 17313
Branch Office	3498 Industrial Hwy	York, PA 17402-9050
Branch Office	1529 Rodney Rd	York, PA 17408
Branch Office	107 E Philadelphia St	York, PA 17401
Branch Office	3603 E Market St	York, PA 17402

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