White Sands Federal Credit Union is headquartered in Las Cruces and is the 11th largest credit union in the state of New Mexico. It is also the 801st largest credit union in the nation. It was established in 1952 and as of September of 2022, it had grown to 80 employees and 32,746 members at 4 locations. White Sands Federal Credit Union's CD rates are 2X the national average, and it has an A health rating.
Membership is open to employees of the White Sands Missile Range, White Sands Test Facility, the City of Las Cruces, Dona Ana County, Memorial Medical Center, Mountain View Regional Medical Center, Las Cruces Public Schools, and other organizations.
See current membership details
Overall | |
---|---|
NCUA # | 7960 |
Year Chartered | 1952 |
Employees | 80 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.71% |
Return on Equity - YTD | 7.72% |
Annual Interest Income | $7.2MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2022vs Q3 2021 | $419.5MM$384.6MM |
Loans | Q3 2022vs Q3 2021 | $194.3MM$183.9MM |
Deposits | Q3 2022vs Q3 2021 | $379.3MM$346.9MM |
Equity Capital | Q3 2022vs Q3 2021 | $38.2MM$35.6MM |
Loan Loss Allowance | Q3 2022vs Q3 2021 | $948.00K$1.1MM |
Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $43.00K$24.00K |
Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not White Sands Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.15% | - | - | Regular Share | |
0.15% | - | - | Kirby Kangaroo Savings Club | |
0.15% | - | - | Regular IRA | |
0.15% | - | - | CU Succeed Club |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.70%* | $100k* | - | Money Market | ||
OTHER TIERS: 0.25% → $2.5k - $25k | 0.50% → $25k - $50k | 0.55% → $50k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $1k | - | Preferred Checking | |
0.05% | $1k | - | Silver Class Checking |
White Sands Federal Credit Union Locations | ||
---|---|---|
Branch Office | 2755 N Main St | Las Cruces, NM 88001-1149 |
Branch Office | 2190 E Lohman Ave | Las Cruces, NM 88001-8452 |
Branch Office | 4545 Hondo Pass Dr | El Paso, TX 79904-1303 |
Branch Office | 1914 N Date St | Truth or Consequences, NM 87901 |