White Sands Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.27% | 5-year CD | 5 Year Share Certificate |
| 1.36% | 1-year CD | 1 Year Share Certificate 1.80% - Ally Bank No Penalty 11-Month CD |
| 0.20% | Savings | Regular Share 1.65% - Barclays Online Savings Account |
White Sands Federal Credit Union is headquartered in Las Cruces and is the 11th largest credit union in the state of New Mexico. It is also the 793rd largest credit union in the nation. It was established in 1952 and as of March of 2018, it had grown to 92 employees and 33,678 members at 5 locations. White Sands Federal Credit Union's CD rates are 62% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to employees of the White Sands Missile Range, White Sands Test Facility, the City of Las Cruces, Dona Ana County, Memorial Medical Center, Mountain View Regional Medical Center, Las Cruces Public Schools, and other organizations.
See current membership details
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 7960 |
| Year Chartered | 1952 |
| Employees | 92 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.45% |
| Return on Equity - YTD | 5.17% |
| Annual Interest Income | $2.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $306.6MM$304.3MM |
| Loans | Q1 2018vs Q1 2017 | $197.2MM$194.1MM |
| Deposits | Q1 2018vs Q1 2017 | $278.7MM$277.7MM |
| Equity Capital | Q1 2018vs Q1 2017 | $26.5MM$25.3MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $985.00K$802.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $632.00K$764.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not White Sands Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
White Sands Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | - | - | Regular Share | |
| 0.20% | - | - | Kirby Kangaroo Savings Club | |
| 0.20% | - | - | Regular IRA | |
| 0.20% | - | - | CU Succeed Club |
White Sands Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $100k* | - | Money Market | ||
| OTHER TIERS: 0.30% → $2,500 - $25k | 0.40% → $25k - $50k | 0.45% → $50k - $100k | |||||
White Sands Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1k | - | Preferred Checking | |
| 0.05% | $1k | - | Silver Class Checking |
White Sands Federal Credit Union CD Rates
White Sands Federal Credit Union IRA Rates
| White Sands Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 143 Rock Island Ave | White Sands Missile Range, NM 88002 |
| Branch Office | 2755 N Main St | Las Cruces, NM 88001-1149 |
| Branch Office | 2190 E Lohman Ave | Las Cruces, NM 88001-8452 |
| Branch Office | 1914 N Date St | Truth or Consequences, NM 87901 |
| Branch Office | 4545 Hondo Pass Dr | El Paso, TX 79904-1303 |