White Sands Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.92% | 5-year CD | 5 Year Share Certificate 2.35% - Synchrony Bank 60 Month CD |
| 0.70% | 1-year CD | 1 Year Share Certificate |
| 0.15% | Savings | Regular Share 1.05% - Barclays Online Savings Account |
White Sands Federal Credit Union is headquartered in Las Cruces and is the 11th largest credit union in the state of New Mexico. It is also the 774th largest credit union in the nation. It was established in 1952 and as of December of 2016, it had grown to 86 employees and 28,013 members at 5 locations. White Sands Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to employees of the White Sands Missile Range, White Sands Test Facility, the City of Las Cruces, Dona Ana County, Memorial Medical Center, Mountain View Regional Medical Center, Las Cruces Public Schools, and other organizations.
See current membership details
Data as of Q4 2016
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 7960 |
| Year Chartered | 1952 |
| Employees | 86 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.32% |
| Return on Equity - YTD | 3.79% |
| Annual Interest Income | $9.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2016vs Q4 2015 | $295.5MM$284.3MM |
| Loans | Q4 2016vs Q4 2015 | $193.6MM$194.2MM |
| Deposits | Q4 2016vs Q4 2015 | $269.2MM$259.4MM |
| Equity Capital | Q4 2016vs Q4 2015 | $25.1MM$24.1MM |
| Loan Loss Allowance | Q4 2016vs Q4 2015 | $709.00K$639.00K |
| Unbacked Noncurrent Loans | Q4 2016vs Q4 2015 | $629.00K$631.00K |
| Real Estate Owned | Q4 2016vs Q4 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not White Sands Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
White Sands Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Regular Share | |
| 0.15% | - | - | Kirby Kangaroo Savings Club | |
| 0.15% | - | - | Regular IRA | |
| 0.15% | - | - | CU Succeed Club | |
| 0.15% | - | - | Coverdell Education Savings Account | |
| 0.15% | - | - | SEP IRA Share |
White Sands Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.45%* | $100k* | - | Money Market | ||
| OTHER TIERS: 0.25% → $2,500 - $25k | 0.35% → $25k - $50k | 0.40% → $50k - $100k | |||||
White Sands Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1k | - | Preferred Checking | |
| 0.05% | $1k | - | Silver Class Checking |
White Sands Federal Credit Union CD Rates
White Sands Federal Credit Union IRA Rates
| White Sands Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 143 Rock Island Ave | White Sands Missile Range, NM 88002 |
| Branch Office | 2755 N Main St | Las Cruces, NM 88001-1149 |
| Branch Office | 2190 E Lohman Ave | Las Cruces, NM 88001-8452 |
| Branch Office | 1914 N Date St | Truth or Consequences, NM 87901 |
| Branch Office | 4545 Hondo Pass Dr | El Paso, TX 79904-1303 |