White Sands Federal Credit Union


Overview / Commentary
800-658-9933
2755 N Main St
Las Cruces, NM 88001

White Sands Federal Credit Union is headquartered in Las Cruces and is the 11th largest credit union in the state of New Mexico. It is also the 857th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 84 employees and 24,322 members at 4 locations. White Sands Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to employees of the White Sands Missile Range, White Sands Test Facility, the City of Las Cruces, Dona Ana County, Memorial Medical Center, Mountain View Regional Medical Center, Las Cruces Public Schools, and other organizations.
See current membership details

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Health

Health Grade Components

Overall
NCUA #7960
Year Chartered1952
Employees84
Primary Regulator
Profit Margin
Return on Assets - YTD1.36%
Return on Equity - YTD10.94%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$402.9MM$398.7MM
LoansQ1 2025vs Q1 2024$208.5MM$203MM
DepositsQ1 2025vs Q1 2024$351.6MM$353.5MM
Equity CapitalQ1 2025vs Q1 2024$49.3MM$44.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$641K$499K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$84K$93K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for White Sands Federal Credit Union are currently being reviewed.

Locations


White Sands Federal Credit Union Locations
Branch Office2755 N Main StLas Cruces, NM 88001-1149
Branch Office2190 E Lohman AveLas Cruces, NM 88001-8452
Branch Office4545 Hondo Pass DrEl Paso, TX 79904-1303
Branch Office115 Buck Greer StreetTruth or Consequences, NM 87901

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