Featured Savings Rates
Featured Accounts

White Sands Federal Credit Union

Popular Accounts at this Credit Union

1.92%5-year CD5 Year Share Certificate
0.70%1-year CD1 Year Share Certificate
0.20%SavingsRegular Share

Overview / Commentary
2755 N Main St
Las Cruces, NM 88001-1149

White Sands Federal Credit Union is headquartered in Las Cruces and is the 11th largest credit union in the state of New Mexico. It is also the 788th largest credit union in the nation. It was established in 1952 and as of September of 2017, it had grown to 83 employees and 33,844 members at 5 locations. White Sands Federal Credit Union's money market rates are 14% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of the White Sands Missile Range, White Sands Test Facility, the City of Las Cruces, Dona Ana County, Memorial Medical Center, Mountain View Regional Medical Center, Las Cruces Public Schools, and other organizations.
See current membership details


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Health Grade Components

NCUA #7960
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD4.64%
Annual Interest Income$7.1MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$299.3MM$295.2MM
LoansQ3 2017vs Q3 2016$200.2MM$193.8MM
DepositsQ3 2017vs Q3 2016$272.5MM$269.0MM
Equity CapitalQ3 2017vs Q3 2016$25.7MM$24.9MM
Loan Loss AllowanceQ3 2017vs Q3 2016$909.00K$746.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$663.00K$830.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

White Sands Federal Credit Union Savings Account Rates

0.20%--Regular Share
0.20%--Kirby Kangaroo Savings Club
0.20%--Regular IRA
0.20%--CU Succeed Club

White Sands Federal Credit Union Money Market Rates

0.50%*$100k*-Money Market
OTHER TIERS: 0.30% $2,500 - $25k | 0.40% $25k - $50k | 0.45% $50k - $100k

White Sands Federal Credit Union Checking Account Rates

0.05%$1k-Preferred Checking
0.05%$1k-Silver Class Checking

White Sands Federal Credit Union CD Rates

2.02%$25k-5 Year Jumbo Share Certificate
1.92%$1k-5 Year Share Certificate
1.76%$25k-4 Year Jumbo Share Certificate
1.71%$25k-3 Year Jumbo Share Certificate
1.66%$1k-4 Year Share Certificate
1.61%$1k-3 Year Share Certificate
1.56%$25k-2 Year Jumbo Share Certificate
1.45%$1k-2 Year Share Certificate
1.40%$25k-18 Month Jumbo Share Certificate
1.30%$1k-18 Month Share Certificate
0.80%$25k-1 Year Jumbo Share Certificate
0.70%$1k-1 Year Share Certificate
0.55%$25k-6 Month Jumbo Share Certificate
0.45%$1k-6 Month Share Certificate

White Sands Federal Credit Union IRA Rates

2.02%$25k-5 Year Jumbo IRA Certificate
1.92%$1k-5 Year IRA Certificate
1.76%$25k-4 Year Jumbo IRA Certificate
1.71%$25k-3 Year Jumbo IRA Certificate
1.66%$1k-4 Year IRA Certificate
1.61%$1k-3 Year IRA Certificate
1.56%$25k-2 Year Jumbo IRA Certificate
1.45%$1k-2 Year IRA Certificate
1.40%$25k-18 Month Jumbo IRA Certificate
1.30%$1k-18 Month IRA Certificate
0.80%$25k-1 Year Jumbo IRA Certificate
0.70%$1k-1 Year IRA Certificate
0.55%$25k-6 Month Jumbo IRA Certificate
0.45%$1k-6 Month IRA Certificate

White Sands Federal Credit Union Locations
Branch Office143 Rock Island AveWhite Sands Missile Range, NM 88002
Branch Office2755 N Main StLas Cruces, NM 88001-1149
Branch Office2190 E Lohman AveLas Cruces, NM 88001-8452
Branch Office1914 N Date StTruth or Consequences, NM 87901
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