White Sands Federal Credit Union is headquartered in Las Cruces and is the 11th largest credit union in the state of New Mexico. It is also the 857th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 84 employees and 24,322 members at 4 locations. White Sands Federal Credit Union has an A health rating.
Membership is open to employees of the White Sands Missile Range, White Sands Test Facility, the City of Las Cruces, Dona Ana County, Memorial Medical Center, Mountain View Regional Medical Center, Las Cruces Public Schools, and other organizations.
See current membership details
Overall | |
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NCUA # | 7960 |
Year Chartered | 1952 |
Employees | 84 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.36% |
Return on Equity - YTD | 10.94% |
Annual Interest Income | $4.6MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $402.9MM$398.7MM |
Loans | Q1 2025vs Q1 2024 | $208.5MM$203MM |
Deposits | Q1 2025vs Q1 2024 | $351.6MM$353.5MM |
Equity Capital | Q1 2025vs Q1 2024 | $49.3MM$44.3MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $641K$499K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $84K$93K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Rates for White Sands Federal Credit Union are currently being reviewed.
White Sands Federal Credit Union Locations | ||
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Branch Office | 2755 N Main St | Las Cruces, NM 88001-1149 |
Branch Office | 2190 E Lohman Ave | Las Cruces, NM 88001-8452 |
Branch Office | 4545 Hondo Pass Dr | El Paso, TX 79904-1303 |
Branch Office | 115 Buck Greer Street | Truth or Consequences, NM 87901 |
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