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White Sands Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.92%5-year CD5 Year Share Certificate
1.85% - Synchrony Bank 60 Month CDAdvertisement
0.70%1-year CD1 Year Share Certificate
1.05% - Ally Bank High Yield 12-Month CDAdvertisement
0.15%SavingsRegular Share
1.00% - Ally Bank Online Savings AccountAdvertisement
View all White Sands Federal Credit Union rates »

Overview / Commentary
www.wsfcu.org
800-658-9933
2755 N Main St
Las Cruces, NM 88001-1149

White Sands Federal Credit Union is headquartered in Las Cruces and is the 10th largest credit union in the state of New Mexico. It is also the 769th largest credit union in the nation. It was established in 1952 and as of June of 2016, it had grown to 85 employees and 27,961 members at 5 locations. White Sands Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to employees of the White Sands Missile Range, White Sands Test Facility, the City of Las Cruces, Dona Ana County, Memorial Medical Center, Mountain View Regional Medical Center, Las Cruces Public Schools, and other organizations.
See current membership details

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Health
A

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #7960
Year Chartered1952
Employees85
Primary Regulator
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD3.9%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$291.5MM$276.4MM
LoansQ2 2016vs Q2 2015$194.7MM$195.1MM
DepositsQ2 2016vs Q2 2015$265.5MM$251.5MM
Equity CapitalQ2 2016vs Q2 2015$24.6MM$23.4MM
Loan Loss AllowanceQ2 2016vs Q2 2015$717.00K$620.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$713.00K$539.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

White Sands Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Regular Share
0.15%--Kirby Kangaroo Savings Club
0.15%--Regular IRA
0.15%--CU Succeed Club
0.15%--Roth IRA Share
0.15%--Coverdell Education Savings Account
0.15%--SEP IRA Share

White Sands Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-Money Market
OTHER TIERS: 0.25% → $2,500 - $25k | 0.35% → $25k - $50k | 0.40% → $50k - $100k

White Sands Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$300-Preferred Checking
0.05%$100-Silver Class Checking

White Sands Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$25k-5 Year Jumbo Share Certificate
1.92%$1k-5 Year Share Certificate
1.51%$25k-4 Year Jumbo Share Certificate
1.41%$1k-4 Year Share Certificate
1.31%$25k-3 Year Jumbo Share Certificate
1.21%$1k-3 Year Share Certificate
1.11%$25k-2 Year Jumbo Share Certificate
1.00%$1k-2 Year Share Certificate
1.00%$25k-18 Month Jumbo Share Certificate
0.90%$1k-18 Month Share Certificate
0.80%$25k-1 Year Jumbo Share Certificate
0.70%$1k-1 Year Share Certificate
0.55%$25k-6 Month Jumbo Share Certificate
0.45%$1k-6 Month Share Certificate

White Sands Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$25k-5 Year Jumbo IRA Certificate
1.92%$1k-5 Year IRA Certificate
1.51%$25k-4 Year Jumbo IRA Certificate
1.41%$1k-4 Year IRA Certificate
1.31%$25k-3 Year Jumbo IRA Certificate
1.21%$1k-3 Year IRA Certificate
1.11%$25k-2 Year Jumbo IRA Certificate
1.00%$1k-2 Year IRA Certificate
1.00%$25k-18 Month Jumbo IRA Certificate
0.90%$1k-18 Month IRA Certificate
0.80%$25k-1 Year Jumbo IRA Certificate
0.70%$1k-1 Year IRA Certificate
0.55%$25k-6 Month Jumbo IRA Certificate
0.45%$1k-6 Month IRA Certificate
Locations


White Sands Federal Credit Union Locations
Branch Office143 Rock Island AveWhite Sands Missile Range, NM 88002
Branch Office2755 N Main StLas Cruces, NM 88001-1149
Branch Office2190 E Lohman AveLas Cruces, NM 88001-8452
Branch Office1914 N Date StTruth or Consequences, NM 87901
Branch Office4545 Hondo Pass DrEl Paso, TX 79904-1303