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Overview / Commentary
406-862-3525
300 Baker Ave
Whitefish, MT 59937

Whitefish Credit Union Association is headquartered in Whitefish and is the largest credit union in the state of Montana. It is also the 191st largest credit union in the nation. It was established in 1934 and as of March of 2017, it had grown to 146 employees and 54,716 members at 7 locations. Whitefish Credit Union Association's savings rates are 27% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Whitefish Credit Union is open to those who live in Sanders, Flathead, Lake or Lincoln Counties or within 50 air miles of Whitefish, Montana.
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Reviews (1)

Almost perfect

Posted by: Boe | Mar 31, 2014

I use Whitefish Credit Union and simply love it. At first there was some confusion with transfers in and out of my savings account but it was straightened out quickly and efficiently. Every teller I've dealt with is exceptionally kind and polite. The only negative point to this institution is that while loving the local only vibe, being a smaller business than larger banks or credit unions, there is no mobile app. I can still access the site on my mobile browser but I would love to have an app to be able to check balances, transfer, etc. Otherwise, I commend WCU for staying local and being more interested in their customers/neighbors rather than making as much money as they can and frustrating people as larger institutions do.



Health

Health Grade Components

Overall
NCUA #61949
Year Chartered1934
Employees146
Primary Regulator
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD8.49%
Annual Interest Income$9.9MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$1.38B$1.33B
LoansQ1 2017vs Q1 2016$755.6MM$653.3MM
DepositsQ1 2017vs Q1 2016$1.20B$1.16B
Equity CapitalQ1 2017vs Q1 2016$170.6MM$161.5MM
Loan Loss AllowanceQ1 2017vs Q1 2016$5.1MM$8.3MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$1.9MM$2.3MM
Real Estate OwnedQ1 2017vs Q1 2016$10.8MM$19.4MM
Rates
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Whitefish Credit Union Association Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.83%--IRA
0.66%--Share Savings

Whitefish Credit Union Association Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.33%--Electronic Checking
Locations


Whitefish Credit Union Association Locations
Branch Office300 Baker AveWhitefish, MT 59937
Branch Office234 E Montana StKalispell, MT 59901
Branch Office320 Nucleus AveColumbia Falls, MT 59912
Branch Office107 POND STThompson Falls, MT 59873
Branch Office110 3rd Ave EPolson, MT 59860
Branch Office105 DEWEY AVEEureka, MT 59917
Branch Office1825 US Highway 93 SKalispell, MT 59901-5708