Whitefish Credit Union Association
Overview / Commentary
Whitefish Credit Union Association is headquartered in Whitefish and is the largest credit union in the state of Montana. It is also the 254th largest credit union in the nation. It was established in 1934 and as of March of 2025, it had grown to 208 employees and 63,091 members at 7 locations. Whitefish Credit Union Association has a B+ health rating.
Field of Membership Restrictions
Membership in Whitefish Credit Union is open to those who live in in the Montana counties of Broadwater, Flathead, Gallatin, Lake, Lewis and Clark, Lincoln, Missoula, Ravalli, or Sanders, or within 50 air miles of Whitefish, Montana. Immediate family of qualified applicants are also eligible for membership.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61949 |
| Year Chartered | 1934 |
| Employees | 208 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.29% |
| Return on Equity - YTD | 3.43% |
| Annual Interest Income | $20.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $1.99B$2.07B |
| Loans | Q1 2025vs Q1 2024 | $1.27B$1.25B |
| Deposits | Q1 2025vs Q1 2024 | $1.75B$1.71B |
| Equity Capital | Q1 2025vs Q1 2024 | $168.3MM$141.7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $2.6MM$1.6MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $2.7MM$283K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |