Whitefish Credit Union Association
Whitefish Credit Union Association is headquartered in Whitefish and is the largest credit union in the state of Montana. It is also the 197th largest credit union in the nation. It was established in 1934 and as of March of 2018, it had grown to 149 employees and 55,199 members at 7 locations. Whitefish Credit Union Association's savings rates are 27% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Whitefish Credit Union is open to those who live in Sanders, Flathead, Lake or Lincoln Counties or within 50 air miles of Whitefish, Montana.
See current membership details
Almost perfect
I use Whitefish Credit Union and simply love it. At first there was some confusion with transfers in and out of my savings account but it was straightened out quickly and efficiently. Every teller I've dealt with is exceptionally kind and polite. The only negative point to this institution is that while loving the local only vibe, being a smaller business than larger banks or credit unions, there is no mobile app. I can still access the site on my mobile browser but I would love to have an app to be able to check balances, transfer, etc. Otherwise, I commend WCU for staying local and being more interested in their customers/neighbors rather than making as much money as they can and frustrating people as larger institutions do.
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61949 |
| Year Chartered | 1934 |
| Employees | 149 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.26% |
| Return on Equity - YTD | 10.29% |
| Annual Interest Income | $11.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $1.44B$1.38B |
| Loans | Q1 2018vs Q1 2017 | $820.7MM$755.6MM |
| Deposits | Q1 2018vs Q1 2017 | $1.26B$1.20B |
| Equity Capital | Q1 2018vs Q1 2017 | $175.2MM$170.6MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $3.4MM$5.1MM |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $2.2MM$1.9MM |
| Real Estate Owned | Q1 2018vs Q1 2017 | $8.2MM$10.8MM |
Always verify rates and promotions with the bank or credit union. We are not Whitefish Credit Union Association; we are a rate comparison website and cannot provide official rates or promotions.
Whitefish Credit Union Association Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.83% | - | - | IRA | |
| 0.66% | - | - | Share Savings |
Whitefish Credit Union Association Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.33% | - | - | Electronic Checking |
| Whitefish Credit Union Association Locations | ||
|---|---|---|
| Branch Office | 300 Baker Ave | Whitefish, MT 59937 |
| Branch Office | 234 E Montana St | Kalispell, MT 59901 |
| Branch Office | 320 Nucleus Ave | Columbia Falls, MT 59912 |
| Branch Office | 107 POND ST | Thompson Falls, MT 59873 |
| Branch Office | 110 3rd Ave E | Polson, MT 59860 |
| Branch Office | 105 DEWEY AVE | Eureka, MT 59917 |
| Branch Office | 1825 US Highway 93 S | Kalispell, MT 59901-5708 |