Whitefish Credit Union Association

Overview / Commentary
300 Baker Ave
Whitefish, MT 59937

Whitefish Credit Union Association is headquartered in Whitefish and is the largest credit union in the state of Montana. It is also the 199th largest credit union in the nation. It was established in 1934 and as of September of 2021, it had grown to 201 employees and 60,533 members at 8 locations. Whitefish Credit Union Association has an A+ health rating.

Field of Membership Restrictions

Membership in Whitefish Credit Union is open to those who live in in the Montana counties of Flathead, Lake, Lincoln, or Sanders, or within 50 air miles of Whitefish, Montana proper.
See current membership details

Reviews (1)

Almost perfect

Posted by: |

I use Whitefish Credit Union and simply love it. At first there was some confusion with transfers in and out of my savings account but it was straightened out quickly and efficiently. Every teller I've dealt with is exceptionally kind and polite. The only negative point to this institution is that while loving the local only vibe, being a smaller business than larger banks or credit unions, there is no mobile app. I can still access the site on my mobile browser but I would love to have an app to be able to check balances, transfer, etc. Otherwise, I commend WCU for staying local and being more interested in their customers/neighbors rather than making as much money as they can and frustrating people as larger institutions do.


Health Grade Components

NCUA #61949
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD7.99%
Annual Interest Income$38.9MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$2.09B$1.75B
LoansQ3 2021vs Q3 2020$1.08B$1.02B
DepositsQ3 2021vs Q3 2020$1.84B$1.51B
Equity CapitalQ3 2021vs Q3 2020$236.6MM$226.5MM
Loan Loss AllowanceQ3 2021vs Q3 2020$997.00K$2.3MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$768.00K$1.3MM
Real Estate OwnedQ3 2021vs Q3 2020$1.2MM$1.2MM

Sorry, we do not have rate data for Whitefish Credit Union Association.


Whitefish Credit Union Association Locations
Branch Office300 Baker AveWhitefish, MT 59937
Branch Office234 E Montana StKalispell, MT 59901
Branch Office405 9th St WColumbia Falls, MT 59912
Branch Office107 POND STThompson Falls, MT 59873
Branch Office110 3rd Ave EPolson, MT 59860
Branch Office105 DEWEY AVEEureka, MT 59917
Branch Office1825 US Highway 93 SKalispell, MT 59901-5708
Branch Office1845 US Highway 93 SKalispell, MT 59901-5710

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