Whitefish Credit Union Association
Whitefish Credit Union Association is headquartered in Whitefish and is the largest credit union in the state of Montana. It is also the 199th largest credit union in the nation. It was established in 1934 and as of September of 2021, it had grown to 201 employees and 60,533 members at 8 locations. Whitefish Credit Union Association has an A+ health rating.
Field of Membership Restrictions
Membership in Whitefish Credit Union is open to those who live in in the Montana counties of Flathead, Lake, Lincoln, or Sanders, or within 50 air miles of Whitefish, Montana proper.
See current membership details
Almost perfect
I use Whitefish Credit Union and simply love it. At first there was some confusion with transfers in and out of my savings account but it was straightened out quickly and efficiently. Every teller I've dealt with is exceptionally kind and polite. The only negative point to this institution is that while loving the local only vibe, being a smaller business than larger banks or credit unions, there is no mobile app. I can still access the site on my mobile browser but I would love to have an app to be able to check balances, transfer, etc. Otherwise, I commend WCU for staying local and being more interested in their customers/neighbors rather than making as much money as they can and frustrating people as larger institutions do.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 61949 |
| Year Chartered | 1934 |
| Employees | 201 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.92% |
| Return on Equity - YTD | 7.99% |
| Annual Interest Income | $38.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2021vs Q3 2020 | $2.09B$1.75B |
| Loans | Q3 2021vs Q3 2020 | $1.08B$1.02B |
| Deposits | Q3 2021vs Q3 2020 | $1.84B$1.51B |
| Equity Capital | Q3 2021vs Q3 2020 | $236.6MM$226.5MM |
| Loan Loss Allowance | Q3 2021vs Q3 2020 | $997.00K$2.3MM |
| Unbacked Noncurrent Loans | Q3 2021vs Q3 2020 | $768.00K$1.3MM |
| Real Estate Owned | Q3 2021vs Q3 2020 | $1.2MM$1.2MM |