Whitefish Credit Union Association is headquartered in Whitefish and is the largest credit union in the state of Montana. It is also the 211th largest credit union in the nation. It was established in 1934 and as of June of 2023, it had grown to 204 employees and 62,133 members at 7 locations. Whitefish Credit Union Association's savings rates are 4X the national average, and it has a B health rating.
Field of Membership Restrictions
Membership in Whitefish Credit Union is open to those who live in in the Montana counties of Broadwater, Flathead, Gallatin, Lake, Lewis and Clark, Lincoln, Missoula, Ravalli, or Sanders, or within 50 air miles of Whitefish, Montana. Immediate family of qualified applicants are also eligible for membership.
See current membership details
Almost perfect
I use Whitefish Credit Union and simply love it. At first there was some confusion with transfers in and out of my savings account but it was straightened out quickly and efficiently. Every teller I've dealt with is exceptionally kind and polite. The only negative point to this institution is that while loving the local only vibe, being a smaller business than larger banks or credit unions, there is no mobile app. I can still access the site on my mobile browser but I would love to have an app to be able to check balances, transfer, etc. Otherwise, I commend WCU for staying local and being more interested in their customers/neighbors rather than making as much money as they can and frustrating people as larger institutions do.
Data as of Q2 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61949 |
| Year Chartered | 1934 |
| Employees | 204 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.05% |
| Return on Equity - YTD | 0.78% |
| Annual Interest Income | $40.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $2.17B$2.12B |
| Loans | Q2 2023vs Q2 2022 | $1.26B$1.17B |
| Deposits | Q2 2023vs Q2 2022 | $1.72B$1.96B |
| Equity Capital | Q2 2023vs Q2 2022 | $139.0MM$159.8MM |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$931.00K |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $359.00K$1.1MM |
| Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |