Whitesville Community Credit Union
Whitesville Community Credit Union
Overview / Commentary
Whitesville Community Credit Union is headquartered in Whitesville and is the 33rd largest credit union in the state of Kentucky. It is also the 2,794th largest credit union in the nation. It was established in 1962 and as of March of 2025, it had grown to 6 employees and 2,389 members at 2 locations. Whitesville Community Credit Union has a B health rating.
Field of Membership Restrictions
Membership in Whitesville Community Credit Union is open to those who live, work, or worship within a ten-mile radius of the city of Whitesville, Kentucky.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Whitesville Community Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 62432 |
| Year Chartered | 1962 |
| Employees | 6 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.37% |
| Return on Equity - YTD | 12.58% |
| Annual Interest Income | $345K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $33.6MM$34.1MM |
| Loans | Q1 2025vs Q1 2024 | $12MM$10.5MM |
| Deposits | Q1 2025vs Q1 2024 | $29.9MM$30.7MM |
| Equity Capital | Q1 2025vs Q1 2024 | $3.6MM$3.2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $13K$11K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $4K$9K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |