Whitesville State Bank

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.whitesvillesb.com

304-854-1271

38609 Coal River Rd
Whitesville, WV 25209

Whitesville State Bank is headquartered in WHITESVILLE and is the 37^th largest bank in the state of West Virginia. It is also the 3,538^th largest bank in the nation. It was established in 1946 and as of March of 2025, it had grown to 36 employees at 5 locations. Whitesville State Bank has a B+ health rating.

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Health

B+

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	16453
Year Established	1946
Employees	36
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	4.1%
Return on Equity - YTD	73.32%
Annual Interest Income	$1.7MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$134.2MM$134.2MM
Loans	Q1 2025vs Q1 2024	$68.6MM$69.8MM
Deposits	Q1 2025vs Q1 2024	$125.1MM$125.2MM
Equity Capital	Q1 2025vs Q1 2024	$8.3MM$6.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$770K$770K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$203K$377K
Real Estate Owned	Q1 2025vs Q1 2024	$173K$225K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Whitesville State Bank.

Locations

Whitesville State Bank Locations
Crab Orchard Branch	1460 Robert C. Byrd Drive	Crab Orchard, WV 25827
Whitesville State Bank	38609 Coal River Rd	Whitesville, WV 25209
Glen Daniel Branch	7022 Haper Rd	Glen Daniel, WV 25844
Comfort Branch	7070 Coal River Rd	Comfort, WV 25049
Belle Branch	300 East Dupont Avenue	Belle, WV 25015

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