Whitesville State Bank


Overview / Commentary
304-854-1271
38609 Coal River Rd
Whitesville, WV 25209

Whitesville State Bank is headquartered in WHITESVILLE and is the 37th largest bank in the state of West Virginia. It is also the 3,538th largest bank in the nation. It was established in 1946 and as of March of 2025, it had grown to 36 employees at 5 locations. Whitesville State Bank has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #16453
Year Established1946
Employees36
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD4.1%
Return on Equity - YTD73.32%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$134.2MM$134.2MM
LoansQ1 2025vs Q1 2024$68.6MM$69.8MM
DepositsQ1 2025vs Q1 2024$125.1MM$125.2MM
Equity CapitalQ1 2025vs Q1 2024$8.3MM$6.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$770K$770K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$203K$377K
Real Estate OwnedQ1 2025vs Q1 2024$173K$225K
Rates

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Locations


Whitesville State Bank Locations
Crab Orchard Branch1460 Robert C. Byrd DriveCrab Orchard, WV 25827
Whitesville State Bank38609 Coal River RdWhitesville, WV 25209
Glen Daniel Branch7022 Haper RdGlen Daniel, WV 25844
Comfort Branch7070 Coal River RdComfort, WV 25049
Belle Branch300 East Dupont AvenueBelle, WV 25015

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