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Wildfire Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/26/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Overview / Commentary
www.wildfirecu.org
989-249-8200
6640 Bay Rd
Saginaw, MI 48604

Wildfire Credit Union is headquartered in Saginaw and is the 23rd largest credit union in the state of Michigan. It is also the 414th largest credit union in the nation. It was established in 1937 and as of September of 2024, it had grown to 173 employees and 49,000 members at 5 locations. Wildfire Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Wildfire Credit Union is open to individuals who live, work, worship, or attend a school in the State of Michigan. Family members of an existing Wildfire Credit Union member also qualify for membership.
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Health
A

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #60057
Year Chartered1937
Employees173
Primary Regulator
Profit Margin
Return on Assets - YTD0.2%
Return on Equity - YTD1.95%
Annual Interest Income$35.8MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$1.1B$1.02B
LoansQ3 2024vs Q3 2023$627.5MM$581MM
DepositsQ3 2024vs Q3 2023$979.8MM$920.7MM
Equity CapitalQ3 2024vs Q3 2023$113.3MM$90.2MM
Loan Loss AllowanceQ3 2024vs Q3 2023$5.3MM$5MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$3.2MM$1.6MM
Real Estate OwnedQ3 2024vs Q3 2023$80K$79K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/26/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Rates
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Always verify rates and promotions with the bank or credit union. We are not Wildfire Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wildfire Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%*$1m*-High-Yield Deposit Account
OTHER TIERS: 1.10% → $1k - $25k | 1.20% → $25k - $50k | 1.35% → $50k - $100k | 1.50% → $100k - $250k | 1.65% → $250k - $500k | 1.90% → $500k - $1m
2.10%*$1m*-Business High Yield Deposit Account
OTHER TIERS: 1.10% → $1k - $25k | 1.20% → $25k - $50k | 1.35% → $50k - $100k | 1.50% → $100k - $250k | 1.65% → $250k - $500k | 1.90% → $500k - $1m
0.50%$0-IRA Account
0.35%*$50k*-Premium Savings
OTHER TIERS: 0.29% → $0 - $10k | 0.31% → $10k - $25k | 0.33% → $25k - $50k
0.26%*$10k*-Health Savings Account
OTHER TIERS: 0.20% → $0 - $1k | 0.22% → $1k - $2.5k | 0.24% → $2.5k - $10k
0.10%$1-Other Club Accounts
0.10%$0-Christmas Club
0.10%$5-Membership Share Account
0.10%$1-Other Savings
0.10%$5-Business Membership Share
0.10%$1-Business Other Savings

Wildfire Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.26%*$50k*-Premium Checking
OTHER TIERS: 0.20% → $0 - $10k | 0.22% → $10k - $25k | 0.24% → $25k - $50k
0.15%*$50k*-Business Checking Beyond
OTHER TIERS: 0.10% → $0 - $50k

Wildfire Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%$500-9 Month CD Special
4.15%$500-Business 9 Month CD Special
3.97%$500$2k12 Month Youth CD
3.93%$500$2k6 Month Youth CD
3.70%$500-18-23 Month CD
3.70%$500-60 Month CD
3.70%$500-Business 18-23 Month CD
3.70%$500-Business 60 Month CD
3.65%$500-12-17 Month CD
3.65%$500-48-59 Month CD
3.65%$500-Business 12-17 Month CD
3.65%$500-Business 48-59 Month CD
3.60%$500-6-11 Month CD
3.60%$500-36-47 Month CD
3.60%$500-Business 24-35 Month CD
3.60%$500-Business 36-47 Month CD
3.55%$500-24-35 Month CD
3.55%$500-Business 6-11 Month CD
Locations


Wildfire Credit Union Locations
Branch Office100 Joseph DrMidland, MI 48642
Branch Office6673 State StSaginaw, MI 48603
Branch Office6640 Bay RdSaginaw, MI 48604
Branch Office2936 Wilder RdBay City, MI 48706
Branch Office5655 E Pickard St Ste CMount Pleasant, MI 48858-5034

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