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Wildfire Credit Union


Overview / Commentary
www.wildfirecu.org
989-249-8200
6640 Bay Rd
Saginaw, MI 48604

Wildfire Credit Union is headquartered in Saginaw and is the 23rd largest credit union in the state of Michigan. It is also the 415th largest credit union in the nation. It was established in 1937 and as of June of 2024, it had grown to 179 employees and 48,755 members at 5 locations. Wildfire Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Wildfire Credit Union is open to individuals who live, work, worship, or attend a school in the State of Michigan. Family members of an existing Wildfire Credit Union member also qualify for membership.
See current membership details

Related Posts

Wildfire Credit Union (MI) Adds Rate-Leading 49-Month CD Special - 10/5/2023

Wildfire Credit Union (MI) has added a rate-leading 49-month CD Special available statewide. Minimum opening deposit is $500, with no stated balance cap.

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Health
A

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #60057
Year Chartered1937
Employees179
Primary Regulator
Profit Margin
Return on Assets - YTD0.14%
Return on Equity - YTD1.48%
Annual Interest Income$23.4MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$1.1B$1.04B
LoansQ2 2024vs Q2 2023$615.8MM$573.3MM
DepositsQ2 2024vs Q2 2023$979.3MM$940.3MM
Equity CapitalQ2 2024vs Q2 2023$104.5MM$89.8MM
Loan Loss AllowanceQ2 2024vs Q2 2023$5.2MM$4.9MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$2.7MM$1.5MM
Real Estate OwnedQ2 2024vs Q2 2023$370K$139K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wildfire Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$1-Business Other Savings
2.10%*$1m*-High-Yield Deposit Account
OTHER TIERS: 1.10% → $1k - $25k | 1.20% → $25k - $50k | 1.35% → $50k - $100k | 1.50% → $100k - $250k | 1.65% → $250k - $500k | 1.90% → $500k - $1m
2.10%*$1m*-Business High Yield Deposit Account
OTHER TIERS: 1.10% → $1k - $25k | 1.20% → $25k - $50k | 1.35% → $50k - $100k | 1.50% → $100k - $250k | 1.65% → $250k - $500k | 1.90% → $500k - $1m
0.50%$0-IRA Account
0.35%*$50k*-Premium Savings
OTHER TIERS: 0.29% → $0 - $10k | 0.31% → $10k - $25k | 0.33% → $25k - $50k
0.26%*$10k*-Health Savings Account
OTHER TIERS: 0.20% → $0 - $1k | 0.22% → $1k - $2.5k | 0.24% → $2.5k - $10k
0.10%$1-Other Club Accounts
0.10%$0-Christmas Club
0.10%$5-Membership Share Account
0.10%$1-Other Savings
0.10%$5-Business Membership Share

Wildfire Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.26%*$50k*-Premium Checking
OTHER TIERS: 0.20% → $0 - $10k | 0.22% → $10k - $25k | 0.24% → $25k - $50k
0.15%*$50k*-Business Checking Beyond
OTHER TIERS: 0.10% → $0 - $50k

Wildfire Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$500-9 Month CD Special
4.50%$500-Business 9 Month CD Special
4.18%$500$2k12 Month Youth CD
4.05%$500$2k6 Month Youth CD
3.95%$500-60 Month CD
3.95%$500-Business 60 Month CD
3.90%$500-18-23 Month CD
3.90%$500-48-59 Month CD
3.90%$500-Business 18-23 Month CD
3.90%$500-Business 48-59 Month CD
3.85%$500-12-17 Month CD
3.85%$500-Business 12-17 Month CD
3.85%$500-Business 29 Month CD Special
3.80%$500-36-47 Month CD
3.80%$500-Business 36-47 Month CD
3.75%$500-6-11 Month CD
3.75%$500-24-35 Month CD
3.75%$500-29 Month CD Special
3.75%$500-Business 6-11 Month CD
3.75%$500-Business 24-35 Month CD
Locations


Wildfire Credit Union Locations
Branch Office100 Joseph DrMidland, MI 48642
Branch Office6673 State StSaginaw, MI 48603
Branch Office6640 Bay RdSaginaw, MI 48604
Branch Office2936 Wilder RdBay City, MI 48706
Branch Office5655 E Pickard St Ste CMount Pleasant, MI 48858-5034

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