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Wildfire Credit Union


Overview / Commentary
www.wildfirecu.org
989-249-8200
6640 Bay Rd
Saginaw, MI 48604

Wildfire Credit Union is headquartered in Saginaw and is the 23rd largest credit union in the state of Michigan. It is also the 419th largest credit union in the nation. It was established in 1937 and as of December of 2022, it had grown to 171 employees and 49,887 members at 4 locations. Wildfire Credit Union's savings rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Wildfire Credit Union is open to individuals who live, work, worship, or attend a school in the State of Michigan. Family members of an existing Wildfire Credit Union member also qualify for membership.
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Health
B+

Data as of Q4 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #60057
Year Chartered1937
Employees171
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD5.58%
Annual Interest Income$33.7MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$1.03B$1.10B
LoansQ4 2022vs Q4 2021$550.9MM$516.7MM
DepositsQ4 2022vs Q4 2021$932.8MM$970.3MM
Equity CapitalQ4 2022vs Q4 2021$89.4MM$117.6MM
Loan Loss AllowanceQ4 2022vs Q4 2021$1.7MM$2.1MM
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$2.0MM$2.0MM
Real Estate OwnedQ4 2022vs Q4 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Wildfire Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wildfire Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%*$1m*-High-Yield Deposit Account
OTHER TIERS: 1.10% → $1k - $25k | 1.20% → $25k - $50k | 1.35% → $50k - $100k | 1.50% → $100k - $250k | 1.65% → $250k - $500k | 1.90% → $500k - $1m
2.10%*$1m*-Business High Yield Deposit Account
OTHER TIERS: 1.10% → $1k - $25k | 1.20% → $25k - $50k | 1.35% → $50k - $100k | 1.50% → $100k - $250k | 1.65% → $250k - $500k | 1.90% → $500k - $1m
0.50%$5-IRA Account
0.35%*$50k*-Premium Savings
OTHER TIERS: 0.29% → Up to $10k | 0.31% → $10k - $25k | 0.33% → $25k - $50k
0.26%*$10k*-Health Savings Account
OTHER TIERS: 0.20% → Up to $1k | 0.22% → $1k - $2.5k | 0.24% → $2.5k - $10k
0.10%$1-Other Club Accounts
0.10%--Christmas Club
0.10%$5-Membership Share Account
0.10%$1-Other Savings
0.10%$5-Business Membership Share
0.10%$1-Business Other Savings

Wildfire Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.26%*$50k*-Premium Checking
OTHER TIERS: 0.20% → Up to $10k | 0.22% → $10k - $25k | 0.24% → $25k - $50k
0.15%*$50k*-Business Checking Beyond
OTHER TIERS: 0.10% → Up to $50k

Wildfire Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$2k-13 Month CD Special
4.25%$2k-Business 13 Month CD Special
4.00%$500-49 Month CD Special
4.00%$500-Business 49 Month CD Special
3.50%$500-60 Month CD
3.50%$2k-Business 60 Month CD
3.30%$500-48-59 Month CD
3.30%$2k-Business 48-59 Month CD
3.15%$500-36-47 Month CD
3.15%$2k-Business 36-47 Month CD
3.02%$100$2k12 Month Youth CD
3.00%$500-24-35 Month CD
3.00%$2k-Business 24-35 Month CD
2.90%$500-18-23 Month CD
2.90%$2k-Business 18-23 Month CD
2.87%$100$2k6 Month Youth CD
2.80%$500-12-17 Month CD
2.80%$2k-Business 12-17 Month CD
2.65%$500-6-11 Month CD
2.65%$2k-Business 6-11 Month CD
Locations


Wildfire Credit Union Locations
Branch Office100 Joseph DrMidland, MI 48642
Branch Office6673 State StSaginaw, MI 48603
Branch Office6640 Bay RdSaginaw, MI 48604
Branch Office2936 Wilder RdBay City, MI 48706

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