Wildfire Credit Union

Overview / Commentary
6640 Bay Rd
Saginaw, MI 48604

Wildfire Credit Union is headquartered in Saginaw and is the 21st largest credit union in the state of Michigan. It is also the 377th largest credit union in the nation. It was established in 1937 and as of June of 2020, it had grown to 153 employees and 49,080 members at 4 locations. Wildfire Credit Union's savings rates are 15% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Wildfire Credit Union is open to individuals who live, work, worship, or attend a school in the State of Michigan. Family members of an existing Wildfire Credit Union member also qualify for membership.
See current membership details


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Health Grade Components

NCUA #60057
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD1.38%
Annual Interest Income$16.5MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$951.0MM$822.4MM
LoansQ2 2020vs Q2 2019$529.1MM$502.2MM
DepositsQ2 2020vs Q2 2019$833.4MM$710.7MM
Equity CapitalQ2 2020vs Q2 2019$109.1MM$101.2MM
Loan Loss AllowanceQ2 2020vs Q2 2019$2.6MM$2.5MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$2.5MM$2.6MM
Real Estate OwnedQ2 2020vs Q2 2019$507.00K$350.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wildfire Credit Union Savings Account Rates

0.60%*$1m*-High-Yield Deposit Account
OTHER TIERS: 0.25% $1k - $25k | 0.28% $25k - $50k | 0.33% $50k - $100k | 0.35% $100k - $250k | 0.40% $250k - $500k | 0.50% $500k - $1m
0.60%*$1m*-Business High Yield Deposit Account
OTHER TIERS: 0.25% $1k - $25k | 0.28% $25k - $50k | 0.33% $50k - $100k | 0.35% $100k - $250k | 0.40% $250k - $500k | 0.50% $500k - $1m
0.50%$5-IRA Account
0.30%*$50k*-Premium Savings
OTHER TIERS: 0.20% Up to $10k | 0.23% $10k - $25k | 0.27% $25k - $50k
0.21%*$10k*-Health Savings Account
OTHER TIERS: 0.15% Up to $1k | 0.17% $1k - $2.5k | 0.19% $2.5k - $10k
0.15%$5-Membership Share Account
0.15%$1-Other Savings
0.15%$5-Business Membership Share
0.15%$1-Business Other Savings
0.10%$1-Other Club Accounts
0.10%--Christmas Club

Wildfire Credit Union Checking Account Rates

0.25%--Business Checking Beyond
0.21%*$50k*-Premium Checking
OTHER TIERS: 0.15% Up to $10k | 0.17% $10k - $25k | 0.19% $25k - $50k

Wildfire Credit Union CD Rates

1.10%$500-60 Month CD
1.10%$2k-Business 60 Month CD
1.00%$500-48-59 Month CD
1.00%$2k-Business 48-59 Month CD
0.90%$500-39 Month CD Special
0.90%$500-Business 39 Month CD Special
0.80%$500-36-47 Month CD
0.80%$2k-Business 36-47 Month CD
0.70%$500-24-35 Month CD
0.70%$2k-Business 24-35 Month CD
0.65%$500-18-23 Month CD
0.65%$2k-Business 18-23 Month CD
0.60%$500-12-17 Month CD
0.60%$2k-Business 12-17 Month CD
0.40%$500-6-11 Month CD
0.40%$2k-Business 6-11 Month CD

Wildfire Credit Union Locations
Branch Office100 Joseph DrMidland, MI 48642
Branch Office6673 State StSaginaw, MI 48603
Branch Office6640 Bay RdSaginaw, MI 48604
Branch Office2936 Wilder RdBay City, MI 48706

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