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Wildfire Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.wildfirecu.org
989-249-8200
6640 Bay Rd
Saginaw, MI 48604

Wildfire Credit Union is headquartered in Saginaw and is the 23rd largest credit union in the state of Michigan. It is also the 415th largest credit union in the nation. It was established in 1937 and as of March of 2025, it had grown to 174 employees and 49,190 members at 5 locations. Wildfire Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Wildfire Credit Union is open to individuals who live, work, worship, or attend a school in the State of Michigan. Family members of an existing Wildfire Credit Union member also qualify for membership.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #60057
Year Chartered1937
Employees174
Primary Regulator
Profit Margin
Return on Assets - YTD0.08%
Return on Equity - YTD0.81%
Annual Interest Income$13.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.13B$1.1B
LoansQ1 2025vs Q1 2024$635.1MM$604.5MM
DepositsQ1 2025vs Q1 2024$1.01B$985.8MM
Equity CapitalQ1 2025vs Q1 2024$116.6MM$102MM
Loan Loss AllowanceQ1 2025vs Q1 2024$6MM$5.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$3.2MM$1.6MM
Real Estate OwnedQ1 2025vs Q1 2024$0$290K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wildfire Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%*$1m*-High-Yield Deposit Account
OTHER TIERS: 1.10% → $1k - $25k | 1.20% → $25k - $50k | 1.35% → $50k - $100k | 1.50% → $100k - $250k | 1.65% → $250k - $500k | 1.90% → $500k - $1m
2.10%*$1m*-Business High Yield Deposit Account
OTHER TIERS: 1.10% → $1k - $25k | 1.20% → $25k - $50k | 1.35% → $50k - $100k | 1.50% → $100k - $250k | 1.65% → $250k - $500k | 1.90% → $500k - $1m
0.26%*$10k*-Health Savings Account
OTHER TIERS: 0.20% → $0 - $1k | 0.22% → $1k - $2.5k | 0.24% → $2.5k - $10k
0.05%$5-Membership Share Account
0.05%$5-Business Membership Share
0.05%$0-Extra Savings
0.05%$1-Business Extra Savings
0.05%$5-Kid's Club

Wildfire Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$0$10kBlaze Checking
OTHER TIERS: 0.10% → $10k+
0.15%*$50k*-Ultimate Business Checking
OTHER TIERS: 0.10% → $0 - $50k

Wildfire Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$100k-9 Month Jumbo CD Special
4.25%$100k-Business 9 Month Jumbo CD Special
4.25%$100k-9 Month HSA Jumbo CD Special
4.15%$100k-60 Month Jumbo CD
4.15%$100k-Business 60 Month Jumbo CD
4.15%$100k-60 Month HSA Jumbo CD
4.10%$100k-48-59 Month Jumbo CD
4.10%$100k-Business 48-59 Month Jumbo CD
4.10%$100k-48-59 Month HSA Jumbo CD
4.05%$100k-36-47 Month Jumbo CD
4.05%$100k-Business 36-47 Month Jumbo CD
4.05%$100k-36-47 Month HSA Jumbo CD
4.00%$500-9 Month CD Special
4.00%$500-Business 9 Month CD Special
4.00%$500-9 Month HSA CD Special
3.75%$100k-18-23 Month Jumbo CD
3.75%$100k-Business 18-23 Month Jumbo CD
3.75%$100k-18-23 Month HSA Jumbo CD
3.70%$100$2k12 Month Youth CD
3.70%$100k-12-17 Month Jumbo CD
3.70%$100k-Business 12-17 Month Jumbo CD
3.70%$100k-12-17 Month HSA Jumbo CD
3.65%$500-60 Month CD
3.65%$500-Business 60 Month CD
3.65%$100$2k6 Month Youth CD
3.65%$100k-6-11 Month Jumbo CD
3.65%$100k-Business 6-11 Month Jumbo CD
3.65%$100k-24-35 Month Jumbo CD
3.65%$100k-Business 24-35 Month Jumbo CD
3.65%$100k-6-11 Month HSA Jumbo CD
3.65%$100k-24-35 Month HSA Jumbo CD
3.65%$500-60 Month HSA CD
3.60%$500-48-59 Month CD
3.60%$500-Business 48-59 Month CD
3.60%$500-48-59 Month HSA CD
3.55%$500-36-47 Month CD
3.55%$500-Business 36-47 Month CD
3.55%$500-36-47 Month HSA CD
3.50%$500-18-23 Month CD
3.50%$500-Business 18-23 Month CD
3.50%$500-18-23 Month HSA CD
3.45%$500-12-17 Month CD
3.45%$500-Business 12-17 Month CD
3.45%$500-12-17 Month HSA CD
3.40%$500-6-11 Month CD
3.40%$500-24-35 Month CD
3.40%$500-Business 6-11 Month CD
3.40%$500-Business 24-35 Month CD
3.40%$500-6-11 Month HSA CD
3.40%$500-24-35 Month HSA CD

Wildfire Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$100k-9 Month Jumbo IRA Special
4.15%$100k-60 Month Jumbo IRA
4.10%$100k-48-59 Month Jumbo IRA
4.05%$100k-36-47 Month Jumbo IRA
4.00%$500-9 Month IRA Special
3.75%$100k-18-23 Month Jumbo IRA
3.70%$100k-12-17 Month Jumbo IRA
3.65%$500-60 Month IRA
3.65%$100k-6-11 Month Jumbo IRA
3.65%$100k-24-35 Month Jumbo IRA
3.60%$500-48-59 Month IRA
3.55%$500-36-47 Month IRA
3.50%$500-18-23 Month IRA
3.45%$500-12-17 Month IRA
3.40%$500-6-11 Month IRA
3.40%$500-24-35 Month IRA
0.50%$0-IRA Account
Locations


Wildfire Credit Union Locations
Branch Office100 Joseph DrMidland, MI 48642
Branch Office6673 State StSaginaw, MI 48603
Branch Office6640 Bay RdSaginaw, MI 48604
Branch Office2936 Wilder RdBay City, MI 48706
Branch Office5655 E Pickard St Ste CMount Pleasant, MI 48858-5034

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