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Williamstown Bank


Overview / Commentary
www.williamstownbank.com
304-375-6262
435 Highland Avenue
Williamstown, WV 26187

Williamstown Bank is headquartered in WILLIAMSTOWN and is the 27th largest bank in the state of West Virginia. It is also the 2,877th largest bank in the nation. It was established in 1919 and as of December of 2023, it had grown to 54 employees at 4 locations. Williamstown Bank's CD rates are 5X the national average, and it has an A health rating.

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Reviews (1)

Post What They Want When They Want

Posted by: |

They don't show pending transactions online nor do the tellers even know how to look them up. There is no grace period so everything hard-hits your account around 3 AM. They return what they want and pay what they want but make sure to charge you $32 every time, sometimes on multiple items even if they are small.

1


Health
A

Data as of Q4 2023

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #14744
Year Established1919
Employees54
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD7.35%
Annual Interest Income$9.9MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$225MM$210.8MM
LoansQ4 2023vs Q4 2022$178.5MM$164.7MM
DepositsQ4 2023vs Q4 2022$192.4MM$185.3MM
Equity CapitalQ4 2023vs Q4 2022$22MM$20.9MM
Loan Loss AllowanceQ4 2023vs Q4 2022$1.7MM$1.8MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$472K$623K
Real Estate OwnedQ4 2023vs Q4 2022$510K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Williamstown Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Williamstown Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*†-$100kKasasa Premier Savings
OTHER TIERS: 0.15% → $100k+
0.71%*†-$75kKasasa Saver
OTHER TIERS: 0.15% → $75k+

Williamstown Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
6.00%*†-$15kKasasa Premier Checking
OTHER TIERS: 0.15% → $15k+

Williamstown Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.76%†$1k-9 Month CD
4.26%†$1k-12 Month CD
3.75%†$1k-16 Month CD
3.20%†$1k-24 Month CD
1.76%†$500-60 Month CD
1.66%†$1k-33 Month CD
1.56%†$1k-27 Month CD
1.51%†$1k-15 Month CD
1.01%†$500-48 Month CD
0.75%†$500-36 Month Rate Choice CD
0.40%†$1k-182 Day CD
0.35%†$1k-91 Day CD

Williamstown Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.76%†$1k-9 Month IRA
4.26%†$1k-12 Month IRA
3.75%†$1k-16 Month IRA
3.20%†$1k-24 Month IRA
1.76%†$500-60 Month IRA
1.66%†$1k-33 Month IRA
1.56%†$1k-27 Month IRA
1.51%†$1k-15 Month IRA
1.01%†$500-48 Month IRA
0.75%†$500-36 Month Rate Choice IRA
0.40%†$1k-182 Day IRA
0.35%†$1k-91 Day IRA
Locations


Williamstown Bank Locations
Parkersburg Branch3002 East Seventh StreetParkersburg, WV 26102
Williamstown Bank, Inc.435 Highland AveWilliamstown, WV 26187
Parkersburg Branch1605 Harris HighwayParkersburg, WV 26101

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