Williamstown Bank

Overview / Commentary
435 Highland Avenue
Williamstown, WV 26187

Williamstown Bank is headquartered in Williamstown and is the 29th largest bank in the state of West Virginia. It is also the 3,186th largest bank in the nation. It was established in 1919 and as of December of 2019, it had grown to 49 employees at 2 locations. Williamstown Bank has a B+ health rating.

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Reviews (1)

Post What They Want When They Want

They don't show pending transactions online nor do the tellers even know how to look them up. There is no grace period so everything hard-hits your account around 3 AM. They return what they want and pay what they want but make sure to charge you $32 every time, sometimes on multiple items even if they are small.


Health Grade Components

FDIC Certificate #14744
Year Established1919
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD7.67%
Annual Interest Income$7.8MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$165.6MM$162.2MM
LoansQ4 2019vs Q4 2018$137.2MM$134.6MM
DepositsQ4 2019vs Q4 2018$136.6MM$141.3MM
Equity CapitalQ4 2019vs Q4 2018$21.2MM$20.1MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.7MM$1.7MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$665.00K$343.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Williamstown Bank Savings Account Rates

0.71%*-$75kKasasa Saver
OTHER TIERS: 0.15% $75k+

Williamstown Bank Checking Account Rates

1.61%*-$15kKasasa Cash
OTHER TIERS: 0.15% $15k+

Williamstown Bank CD Rates

0.75%$500-60 Month CD
0.65%$1k-15 Month CD
0.50%$1k-27 Month CD
0.50%$1k-33 Month CD
0.40%$500-24 Month Rate Choice CD
0.40%$500-36 Month Rate Choice CD
0.40%$500-48 Month CD
0.30%$500-12 Month CD
0.15%$1k-182 Day CD
0.10%$1k-91 Day CD

Williamstown Bank IRA Rates

0.75%$500-60 Month IRA
0.65%$1k-15 Month IRA
0.50%$1k-27 Month IRA
0.50%$1k-33 Month IRA
0.40%$500-24 Month Rate Choice IRA
0.40%$500-36 Month Rate Choice IRA
0.40%$500-48 Month IRA
0.30%$500-12 Month IRA
0.15%$1k-182 Day IRA
0.10%$1k-91 Day IRA

Williamstown Bank Locations
Parkersburg Branch3002 East Seventh StreetParkersburg, WV 26102
Williamstown Bank, Inc.435 Highland AvenueWilliamstown, WV 26187
Parkersburg Branch1605 Harris HighwayParkersburg, WV 26101

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