Williamstown Bank

Overview / Commentary
435 Highland Avenue
Williamstown, WV 26187

Williamstown Bank is headquartered in WILLIAMSTOWN and is the 26th largest bank in the state of West Virginia. It is also the 2,929th largest bank in the nation. It was established in 1919 and as of March of 2023, it had grown to 48 employees at 3 locations. Williamstown Bank's CD rates are 6X the national average, and it has an A health rating.

Reviews (1)

Post What They Want When They Want

They don't show pending transactions online nor do the tellers even know how to look them up. There is no grace period so everything hard-hits your account around 3 AM. They return what they want and pay what they want but make sure to charge you $32 every time, sometimes on multiple items even if they are small.


Health Grade Components

FDIC Certificate #14744
Year Established1919
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD10.32%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$217.6MM$203.9MM
LoansQ1 2023vs Q1 2022$169.5MM$138.3MM
DepositsQ1 2023vs Q1 2022$186.8MM$181.9MM
Equity CapitalQ1 2023vs Q1 2022$21.4MM$21.0MM
Loan Loss AllowanceQ1 2023vs Q1 2022$1.8MM$1.9MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$880.00K$111.00K
Real Estate OwnedQ1 2023vs Q1 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Williamstown Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Williamstown Bank Savings Account Rates

4.00%-$100kKasasa Premier Savings
0.71%-$75kKasasa Saver

Williamstown Bank Checking Account Rates

6.00%*-$15kKasasa Premier Checking
OTHER TIERS: 0.15% $15k+

Williamstown Bank CD Rates

5.01%$500-12 Month CD Special - New Money
3.75%$1k-16 Month CD Special - New Money
3.20%$1k-24 Month CD Special - New Money
1.76%$500-60 Month CD
1.66%$1k-33 Month CD
1.56%$1k-27 Month CD
1.51%$1k-15 Month CD
1.01%$500-48 Month CD
0.75%$500-24 Month Rate Choice CD
0.75%$500-36 Month Rate Choice CD
0.40%$1k-182 Day CD
0.40%$500-12 Month CD
0.35%$1k-91 Day CD

Williamstown Bank IRA Rates

4.01%$500-12 Month IRA Special - New Money
3.75%$1k-16 Month IRA Special - New Money
3.20%$1k-24 Month IRA Special - New Money
1.76%$500-60 Month IRA
1.66%$1k-33 Month IRA
1.56%$1k-27 Month IRA
1.51%$1k-15 Month IRA
1.07%$500-48 Month IRA
0.75%$500-24 Month Rate Choice IRA
0.75%$500-36 Month Rate Choice IRA
0.40%$1k-182 Day IRA
0.40%$500-12 Month IRA
0.35%$1k-91 Day IRA

Williamstown Bank Locations
Parkersburg Branch3002 East Seventh StreetParkersburg, WV 26102
Williamstown Bank, Inc.435 Highland AveWilliamstown, WV 26187
Parkersburg Branch1605 Harris HighwayParkersburg, WV 26101

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