Williamstown Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.williamstownbank.com

304-375-6262

435 Highland Avenue
Williamstown, WV 26187

Williamstown Bank is headquartered in WILLIAMSTOWN and is the 26^th largest bank in the state of West Virginia. It is also the 2,884^th largest bank in the nation. It was established in 1919 and as of March of 2025, it had grown to 50 employees at 4 locations. Williamstown Bank's CD rates are 4X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	14744
Year Established	1919
Employees	50
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.55%
Return on Equity - YTD	5.57%
Annual Interest Income	$2.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$226.5MM$228MM
Loans	Q1 2025vs Q1 2024	$178.8MM$177.8MM
Deposits	Q1 2025vs Q1 2024	$201.6MM$200.7MM
Equity Capital	Q1 2025vs Q1 2024	$22.5MM$21.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.5MM$1.6MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$447K$189K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Checking
CD
IRA

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† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Williamstown Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.50%^†	$0	$100k	Kasasa Premier Savings
0.71%^†	$0	$75k	Kasasa Saver

Williamstown Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.75%^†	$0	$15k	Kasasa Premier Checking

Williamstown Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.75%^†	$1k	-	9 Month CD
3.51%^†	$1k	-	12 Month CD
3.25%^†	$1k	-	16 Month CD
3.00%^†	$1k	-	24 Month CD
1.76%^†	$500	-	60 Month CD
1.66%^†	$1k	-	33 Month CD
1.56%^†	$1k	-	27 Month CD
1.01%^†	$500	-	48 Month CD
0.75%^†	$500	-	36 Month Rate Choice CD
0.40%^†	$1k	-	182 Day CD
0.35%^†	$1k	-	91 Day CD

Williamstown Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.75%^†	$1k	-	9 Month IRA
3.51%^†	$1k	-	12 Month IRA
3.25%^†	$1k	-	16 Month IRA
3.00%^†	$1k	-	24 Month IRA
1.76%^†	$500	-	60 Month IRA
1.66%^†	$1k	-	33 Month IRA
1.56%^†	$1k	-	27 Month IRA
1.01%^†	$500	-	48 Month IRA
0.75%^†	$500	-	36 Month Rate Choice IRA
0.40%^†	$1k	-	182 Day IRA
0.35%^†	$1k	-	91 Day IRA

Locations

Williamstown Bank Locations
Parkersburg Branch	3002 East Seventh Street	Parkersburg, WV 26102
Williamstown Bank, Inc.	435 Highland Ave	Williamstown, WV 26187
Parkersburg Branch	1605 Harris Highway	Parkersburg, WV 26101

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