Williamstown Bank

Overview / Commentary
435 Highland Avenue
Williamstown, WV 26187

Williamstown Bank is headquartered in Williamstown and is the 28th largest bank in the state of West Virginia. It is also the 3,200th largest bank in the nation. It was established in 1919 and as of June of 2019, it had grown to 34 employees at 2 locations. Williamstown Bank has a B+ health rating.

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Reviews (1)

Post What They Want When They Want

They don't show pending transactions online nor do the tellers even know how to look them up. There is no grace period so everything hard-hits your account around 3 AM. They return what they want and pay what they want but make sure to charge you $32 every time, sometimes on multiple items even if they are small.


Health Grade Components

FDIC Certificate #14744
Year Established1919
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD7.35%
Annual Interest Income$3.9MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$165.9MM$161.4MM
LoansQ2 2019vs Q2 2018$135.5MM$130.1MM
DepositsQ2 2019vs Q2 2018$137.3MM$141.1MM
Equity CapitalQ2 2019vs Q2 2018$20.7MM$19.5MM
Loan Loss AllowanceQ2 2019vs Q2 2018$1.8MM$1.8MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$862.00K$332.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
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Williamstown Bank Savings Account Rates

1.01%-$75kKasasa Saver

Williamstown Bank Checking Account Rates

1.86%-$15kKasasa Cash

Williamstown Bank CD Rates

1.80%$500-36 Month Rate Choice CD
1.60%$500-48 Month CD
1.60%$500-60 Month CD
1.30%$500-24 Month Rate Choice CD
1.30%$1k-33 Month CD
1.10%$1k-27 Month CD
1.01%$1k-15 Month CD
0.30%$500-12 Month CD
0.20%$1k-182 Day CD
0.15%$1k-91 Day CD

Williamstown Bank IRA Rates

1.80%$500-36 Month Rate Choice IRA
1.60%$500-48 Month IRA
1.60%$500-60 Month IRA
1.30%$500-24 Month Rate Choice IRA
1.30%$1k-33 Month IRA
1.10%$1k-27 Month IRA
1.01%$1k-15 Month IRA
0.30%$500-12 Month IRA
0.20%$1k-182 Day IRA
0.15%$1k-91 Day IRA

Williamstown Bank Locations
Parkersburg Branch3002 East Seventh StreetParkersburg, WV 26102
Williamstown Bank, Inc.435 Highland AvenueWilliamstown, WV 26187

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