Willow Island Federal Credit Union

Overview / Commentary
7910 S Pleasants HWY
Saint Marys, WV 26170-0453

Willow Island Federal Credit Union is headquartered in Saint Marys and is the 54th largest credit union in the state of West Virginia. It is also the 3,727th largest credit union in the nation. It was established in 1953 and as of June of 2023, it had grown to 4 employees and 1,651 members at 2 locations. Willow Island Federal Credit Union's CD rates are 3X the national average, but it has a C health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Pleasants County, West Virginia.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Willow Island Federal Credit Union has a low asset base.

Health Grade Components

NCUA #8474
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD7.51%
Annual Interest Income$242.00K
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$11.5MM$11.6MM
LoansQ2 2023vs Q2 2022$8.7MM$8.1MM
DepositsQ2 2023vs Q2 2022$10.6MM$10.8MM
Equity CapitalQ2 2023vs Q2 2022$795.00K$801.00K
Loan Loss AllowanceQ2 2023vs Q2 2022$0$9.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$57.00K$12.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
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Willow Island Federal Credit Union Savings Account Rates

0.15%--Vacation Club Account
0.15%--Christmas Club Account
0.10%--Regular Share Account

Willow Island Federal Credit Union CD Rates

2.45%$1k-48 Month Share Certificate
2.45%$500-48 Month Minor Share Certificate
2.35%$1k-36 Month Share Certificate
2.35%$500-36 Month Minor Share Certificate
2.30%$1k-24 Month Share Certificate
2.30%$500-24 Month Minor Share Certificate
2.25%$1k-12 Month Share Certificate
2.25%$500-12 Month Minor Share Certificate

Willow Island Federal Credit Union Locations
Branch Office7910 S Pleasants HWYSaint Marys, WV 26170-8028
Branch Office302 2ND STSAINT MARYS, WV 26170

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