Willow Island Federal Credit Union
LOCATIONS
2
View locations
HEALTH RATING
C
View health report
CURRENT TOP RATE
1.26% APY
36 Month CD
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.80% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.15% | Savings | 0.27% - National Average |
| 1.26% | 3-year CD | 2.85% - Barclays 36 Month Online CD |
Overview / Commentary
Willow Island Federal Credit Union is headquartered in Saint Marys and is the 61st largest credit union in the state of West Virginia. It is also the 4,235th largest credit union in the nation. It was established in 1953 and as of December of 2018, it had grown to 4 employees and 1,658 members at 2 locations. Willow Island Federal Credit Union has a C health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Pleasants County, West Virginia.
See current membership details
Health
C
Data as of Q4 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Willow Island Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 8474 |
| Year Chartered | 1953 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.78% |
| Return on Equity - YTD | 8.84% |
| Annual Interest Income | $422.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $8.2MM$8.4MM |
| Loans | Q4 2018vs Q4 2017 | $6.6MM$6.7MM |
| Deposits | Q4 2018vs Q4 2017 | $7.4MM$7.7MM |
| Equity Capital | Q4 2018vs Q4 2017 | $735.00K$670.00K |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $59.00K$28.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $127.00K$110.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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Willow Island Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Regular Share Account | |
| 0.15% | - | - | Vacation Club Account | |
| 0.15% | - | - | Christmas Club Account |
Willow Island Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.26% | $1k | - | 36 Month CD | |
| 1.15% | $1k | - | 24 Month CD | |
| 0.80% | $1k | - | 12 Month CD | |
| 0.75% | $1k | - | 9 Month CD | |
| 0.65% | $1k | - | 6 Month CD |
Locations
| Willow Island Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 7910 S Pleasants HWY | Saint Marys, WV 26170-8028 |
| Branch Office | 302 2ND ST | SAINT MARYS, WV 26170 |