Wilson & Muir Bank & Trust Company

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.wilsonmuirbank.com

502-348-5996

107 North Third Street
Bardstown, KY 40004

Wilson & Muir Bank & Trust Company is headquartered in BARDSTOWN and is the 20^th largest bank in the state of Kentucky. It is also the 1,189^th largest bank in the nation. It was established in 1865 and as of March of 2025, it had grown to 134 employees at 12 locations. Wilson & Muir Bank & Trust Company's CD rates are 3X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	17040
Year Established	1865
Employees	134
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	2.37%
Return on Equity - YTD	48.94%
Annual Interest Income	$10.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$854.4MM$759.4MM
Loans	Q1 2025vs Q1 2024	$517.6MM$469.5MM
Deposits	Q1 2025vs Q1 2024	$777MM$657.8MM
Equity Capital	Q1 2025vs Q1 2024	$41.1MM$32.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$5MM$4.9MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$15K$2.3MM
Real Estate Owned	Q1 2025vs Q1 2024	$113K$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wilson & Muir Bank & Trust Company Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$0	-	Maximum Advantage Savings
0.05%	$0	-	Health Savings

Wilson & Muir Bank & Trust Company Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$0	-	Money Market Advantage

Wilson & Muir Bank & Trust Company Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$0	-	Premium Advantage Checking

Wilson & Muir Bank & Trust Company CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$1k	-	7 Month CD
4.00%	$1k	-	13 Month CD
4.00%	$1k	-	Business 7 Month CD
4.00%	$1k	-	Business 13 Month CD
2.53%	$1k	-	12 Month CD
2.53%	$1k	-	Business 12 Month CD
1.76%	$1k	-	18 Month CD
1.76%	$1k	-	24 Month CD
1.76%	$1k	-	Business 18 Month CD
1.76%	$1k	-	Business 24 Month CD
1.76%	$1k	-	23 Month CD
1.76%	$1k	-	Business 23 Month CD
0.55%	$1k	-	7-31 Day CD
0.55%	$1k	-	91 Day CD
0.55%	$1k	-	182 Day CD
0.55%	$1k	-	9 Month CD
0.55%	$1k	-	Business 7-31 Day CD
0.55%	$1k	-	Business 91 Day CD
0.55%	$1k	-	Business 182 Day CD
0.55%	$1k	-	Business 9 Month CD
0.25%	$1k	-	30 Month CD
0.25%	$1k	-	48 Month CD
0.25%	$1k	-	Business 30 Month CD
0.25%	$1k	-	Business 48 Month CD

Wilson & Muir Bank & Trust Company IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.16%	$0	-	18 Month Variable IRA
2.50%	$0	-	12 Month Fixed IRA
1.75%	$0	-	18 Month Fixed IRA
0.55%	$0	-	182 Day Fixed IRA
0.25%	$0	-	30 Month Fixed IRA

Locations

Availability

Louisville Area

Louisville Area bank & credit union details

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