Winchester Co-operative Bank

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Overview / Commentary

www.wcbonline.com

781-729-3620

19 Church Street
Winchester, MA 01890

Winchester Co-operative Bank is headquartered in WINCHESTER and is the 57^th largest bank in the state of Massachusetts. It is also the 1,195^th largest bank in the nation. It was established in 1893 and as of September of 2024, it had grown to 53 employees at 2 locations. Winchester Co-operative Bank's money market rates are 6X the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q3 2024

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Health Grade Components

Overall
FDIC Certificate #	27238
Year Established	1893
Employees	53
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.12%
Return on Equity - YTD	0.95%
Annual Interest Income	$25.8MM

Assets and Liabilities
Assets	Q3 2024vs Q3 2023	$840.8MM$769.5MM
Loans	Q3 2024vs Q3 2023	$628.5MM$589.5MM
Deposits	Q3 2024vs Q3 2023	$675.5MM$643.8MM
Equity Capital	Q3 2024vs Q3 2023	$102.4MM$101.5MM
Loan Loss Allowance	Q3 2024vs Q3 2023	$1.9MM$2.1MM
Unbacked Noncurrent Loans	Q3 2024vs Q3 2023	$3.5MM$4.3MM
Real Estate Owned	Q3 2024vs Q3 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Winchester Co-operative Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.50%^*	$500k^*	-	Cooperative Select Savings Accounts
OTHER TIERS: 1.00% → $10 - $2.5k \| 2.90% → $2.5k - $500k
1.00%	$10	-	Passbook Savings Accounts
1.00%	$10	-	Statement Savings Account
1.00%	$10	-	Club Savings Accounts

Winchester Co-operative Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.75%	$10	-	Money Market Deposit Account

Winchester Co-operative Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$10	-	Co-operative Checking Account

Winchester Co-operative Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.05%	$10	-	6 Month CD
4.00%	$10	-	91 Day CD
3.90%	$10	-	12 Month CD
3.90%	$10	-	18 Month CD
3.75%	$10	-	24 Month CD
3.75%	$10	-	36 Month CD
3.75%	$10	-	30 Month CD

Winchester Co-operative Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.90%	$10	-	12 Month IRA
3.90%	$10	-	18 Month IRA
3.75%	$10	-	24 Month IRA
3.75%	$10	-	30 Month IRA
3.75%	$10	-	36 Month IRA

Locations

Winchester Co-operative Bank Locations
Winchester Co-Operative Bank	19 Church St	Winchester, MA 01890
Woburn Branch	198 Lexington Street	Woburn, MA 01801

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