Overview / Commentary
57 S Main St
Winchester, KY 40391

WinFirst Bank is headquartered in Winchester and is the 95th largest bank in the state of Kentucky. It is also the 3,571st largest bank in the nation. It was established in 1934 and as of June of 2018, it had grown to 20 employees at 2 locations. WinFirst Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #29313
Year Established1934
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.24%
Return on Equity - YTD9.52%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$139.7MM$139.1MM
LoansQ2 2018vs Q2 2017$115.1MM$112.1MM
DepositsQ2 2018vs Q2 2017$95.2MM$96.6MM
Equity CapitalQ2 2018vs Q2 2017$18.7MM$17.9MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.1MM$1.4MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$1.0MM$1.4MM
Real Estate OwnedQ2 2018vs Q2 2017$615.00K$432.00K

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WinFirst Bank Locations
Bypass Road Branch1705 Bypass RoadWinchester, KY 40391
Winchester Federal Bank57 S Main StWinchester, KY 40391

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