Overview / Commentary
57 S Main St
Winchester, KY 40391

WinFirst Bank is headquartered in Winchester and is the 101st largest bank in the state of Kentucky. It is also the 3,647th largest bank in the nation. It was established in 1934 and as of September of 2018, it had grown to 20 employees at 2 locations. WinFirst Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #29313
Year Established1934
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.28%
Return on Equity - YTD9.69%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$133.7MM$138.0MM
LoansQ3 2018vs Q3 2017$114.9MM$113.1MM
DepositsQ3 2018vs Q3 2017$91.9MM$99.3MM
Equity CapitalQ3 2018vs Q3 2017$18.4MM$18.0MM
Loan Loss AllowanceQ3 2018vs Q3 2017$1.1MM$1.4MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$820.00K$1.3MM
Real Estate OwnedQ3 2018vs Q3 2017$116.00K$432.00K

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WinFirst Bank Locations
Bypass Road Branch1705 Bypass RoadWinchester, KY 40391
Winchester Federal Bank57 S Main StWinchester, KY 40391

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