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Winchester Savings Bank

Overview / Commentary
661 Main Street
Winchester, MA 01890

Winchester Savings Bank is headquartered in Winchester and is the 71st largest bank in the state of Massachusetts. It is also the 1,298th largest bank in the nation. It was established in 1871 and as of March of 2019, it had grown to 79 employees at 4 locations. Winchester Savings Bank's money market rates are 3X the national average, and it boasts an A+ health rating.

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Winchester Savings Bank (MA) Adds 10-Month CD, 3.00% APY - 3/6/2019

Winchester Savings Bank (MA) has added a 10-month CD earning 3.00% APY. Additional bps available with checking relationship. $500 minimum opening deposit.

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Health Grade Components

FDIC Certificate #90308
Year Established1871
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD3.34%
Annual Interest Income$4.9MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$562.1MM$533.0MM
LoansQ1 2019vs Q1 2018$421.3MM$395.4MM
DepositsQ1 2019vs Q1 2018$477.3MM$456.6MM
Equity CapitalQ1 2019vs Q1 2018$67.1MM$64.7MM
Loan Loss AllowanceQ1 2019vs Q1 2018$3.4MM$3.1MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$1.7MM$1.6MM
Real Estate OwnedQ1 2019vs Q1 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Winchester Savings Bank Savings Account Rates

0.30%*$500k*-Statement Savings
OTHER TIERS: 0.15% $10 - $50k | 0.20% $50k - $250k | 0.25% $250k - $500k
0.30%$10-Variable Rate Retirement
0.30%*$500k*-Business Statement Savings
OTHER TIERS: 0.15% $10 - $50k | 0.20% $50k - $250k | 0.25% $250k - $500k
0.20%$10-Vacation Club Account
0.20%$10-Holiday Club Account
0.15%$10-Passbook Savings
0.15%$10-Business Passbook Savings

Winchester Savings Bank Money Market Rates

2.00%$10-Business Money Market Account
1.15%$10-Money Market Account

Winchester Savings Bank Checking Account Rates

0.20%$10-IOLTA Checking
0.05%$10-Nexus Plus Checking
0.01%$10-Nexus Checking
0.01%$10-Business Interest Checking
0.01%$10-Interest Checking

Winchester Savings Bank CD Rates

2.45%$500-2 Year CD - Nexus Plus Preferred
2.40%$500-2 Year CD - Nexus Preferred
2.35%$500-2 Year CD
2.25%$500-18 Month CD - Nexus Plus Preferred
2.20%$500-18 Month CD - Nexus Preferred
2.15%$500-18 Month CD
2.00%$500-1 Year CD - Nexus Plus Preferred
2.00%$500-3 Year CD - Nexus Plus Preferred
2.00%$500-4 Year CD - Nexus Plus Preferred
2.00%$500-5 Year CD - Nexus Plus Preferred
1.95%$500-1 Year CD - Nexus Preferred
1.95%$500-3 Year CD - Nexus Preferred
1.95%$500-4 Year CD - Nexus Preferred
1.95%$500-5 Year CD - Nexus Preferred
1.90%$500-1 Year CD
1.90%$500-3 Year CD
1.90%$500-4 Year CD
1.90%$500-5 Year CD
1.10%$500-182 Day CD - Nexus Plus Preferred
1.05%$500-182 Day CD - Nexus Preferred
1.00%$500-182 Day CD
0.30%$500-91 Day CD - Nexus Plus Preferred
0.25%$500-91 Day CD - Nexus Preferred
0.20%$500-91 Day CD

Winchester Savings Bank IRA Rates

2.45%$10-2 Year IRA - Nexus Plus Preferred
2.40%$10-2 Year IRA - Nexus Preferred
2.35%$10-2 Year IRA
2.25%$10-18 Month IRA - Nexus Plus Preferred
2.20%$10-18 Month IRA - Nexus Preferred
2.15%$10-18 Month IRA
2.00%$10-1 Year IRA - Nexus Plus Preferred
2.00%$10-3 Year IRA - Nexus Plus Preferred
2.00%$10-5 Year IRA - Nexus Plus Preferred
2.00%$10-7 Year IRA - Nexus Plus Preferred
1.95%$10-1 Year IRA - Nexus Preferred
1.95%$10-3 Year IRA - Nexus Preferred
1.95%$10-5 Year IRA - Nexus Preferred
1.95%$10-7 Year IRA - Nexus Preferred
1.90%$10-1 Year IRA
1.90%$10-3 Year IRA
1.90%$10-5 Year IRA
1.90%$10-7 Year IRA

Winchester Savings Bank Locations
Arlington Branch188 Medford StreetArlington, MA 02474
Woburn Branch344 Cambridge RoadWoburn, MA 01801
Hammond Square Branch573 Main StreetWoburn, MA 01801
Winchester Savings Bank661 Main StreetWinchester, MA 01890

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