Winchester Savings Bank

Overview / Commentary
661 Main Street
Winchester, MA 01890

Winchester Savings Bank is headquartered in Winchester and is the 72nd largest bank in the state of Massachusetts. It is also the 1,337th largest bank in the nation. It was established in 1871 and as of September of 2019, it had grown to 82 employees at 4 locations. Winchester Savings Bank's CD rates are 94% higher than the national average, and it has an A health rating.

Related Posts

Winchester Savings Bank (MA) Adds 10-Month CD, 3.00% APY - 3/6/2019

Winchester Savings Bank (MA) has added a 10-month CD earning 3.00% APY. Additional bps available with checking relationship. $500 minimum opening deposit.

View all posts from:


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #90308
Year Established1871
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD3.12%
Annual Interest Income$14.9MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$552.2MM$542.2MM
LoansQ3 2019vs Q3 2018$422.4MM$415.5MM
DepositsQ3 2019vs Q3 2018$473.1MM$461.2MM
Equity CapitalQ3 2019vs Q3 2018$67.3MM$65.4MM
Loan Loss AllowanceQ3 2019vs Q3 2018$3.4MM$3.4MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$1.5MM$1.8MM
Real Estate OwnedQ3 2019vs Q3 2018$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Winchester Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Winchester Savings Bank Savings Account Rates

0.30%*$500k*-Statement Savings
OTHER TIERS: 0.15% $10 - $50k | 0.20% $50k - $250k | 0.25% $250k - $500k
0.30%$10-Variable Rate Retirement
0.30%*$500k*-Business Statement Savings
OTHER TIERS: 0.15% $10 - $50k | 0.20% $50k - $250k | 0.25% $250k - $500k
0.20%$10-Vacation Club Account
0.20%$10-Holiday Club Account
0.15%$10-Passbook Savings
0.15%$10-Business Passbook Savings

Winchester Savings Bank Money Market Rates

1.50%$10-Business Money Market Account
0.75%$10-Money Market Account

Winchester Savings Bank Checking Account Rates

0.20%$10-IOLTA Checking
0.05%$10-Nexus Plus Checking
0.01%$10-Nexus Checking
0.01%$10-Business Interest Checking
0.01%$10-Interest Checking

Winchester Savings Bank CD Rates

2.00%$500-3 Year CD - Nexus Plus Preferred
2.00%$500-4 Year CD - Nexus Plus Preferred
2.00%$500-5 Year CD - Nexus Plus Preferred
1.95%$500-3 Year CD - Nexus Preferred
1.95%$500-4 Year CD - Nexus Preferred
1.95%$500-5 Year CD - Nexus Preferred
1.90%$500-3 Year CD
1.90%$500-4 Year CD
1.90%$500-5 Year CD
1.85%$500-1 Year CD - Nexus Plus Preferred
1.85%$500-18 Month CD - Nexus Plus Preferred
1.85%$500-2 Year CD - Nexus Plus Preferred
1.80%$500-1 Year CD - Nexus Preferred
1.80%$500-18 Month CD - Nexus Preferred
1.80%$500-2 Year CD - Nexus Preferred
1.75%$500-1 Year CD
1.75%$500-18 Month CD
1.75%$500-2 Year CD
1.10%$500-182 Day CD - Nexus Plus Preferred
1.05%$500-182 Day CD - Nexus Preferred
1.00%$500-182 Day CD
0.30%$500-91 Day CD - Nexus Plus Preferred
0.25%$500-91 Day CD - Nexus Preferred
0.20%$500-91 Day CD

Winchester Savings Bank IRA Rates

2.00%$10-3 Year IRA - Nexus Plus Preferred
2.00%$10-5 Year IRA - Nexus Plus Preferred
2.00%$10-7 Year IRA - Nexus Plus Preferred
1.95%$10-3 Year IRA - Nexus Preferred
1.95%$10-5 Year IRA - Nexus Preferred
1.95%$10-7 Year IRA - Nexus Preferred
1.90%$10-3 Year IRA
1.90%$10-5 Year IRA
1.90%$10-7 Year IRA
1.85%$10-1 Year IRA - Nexus Plus Preferred
1.85%$10-18 Month IRA - Nexus Plus Preferred
1.85%$10-2 Year IRA - Nexus Plus Preferred
1.80%$10-1 Year IRA - Nexus Preferred
1.80%$10-18 Month IRA - Nexus Preferred
1.80%$10-2 Year IRA - Nexus Preferred
1.75%$10-1 Year IRA
1.75%$10-18 Month IRA
1.75%$10-2 Year IRA

Winchester Savings Bank Locations
Arlington Branch188 Medford StreetArlington, MA 02474
Woburn Branch344 Cambridge RoadWoburn, MA 01801
Hammond Square Branch573 Main StreetWoburn, MA 01801
Winchester Savings Bank661 Main StreetWinchester, MA 01890

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.