Winchester Savings Bank

Overview | Eligibility Requirements | Receive alerts for this bank

View health report

CURRENT TOP RATE

5 Month Certificate

Overview / Commentary

www.winchestersavings.com

781-729-2130

661 Main Street
Winchester, MA 01890

Winchester Savings Bank is headquartered in WINCHESTER and is the 57^th largest bank in the state of Massachusetts. It is also the 1,165^th largest bank in the nation. It was established in 1871 and as of June of 2024, it had grown to 71 employees at 5 locations. Winchester Savings Bank's savings rates are 6X the national average, and it has an A health rating.

Related Posts

View all posts from:

2019
2006

3/6 - Winchester Savings Bank (MA) Adds 10-Month CD, 3.00% APY

6/16 - $100 Checking Account Bonus at a Massachusetts Bank (no DD)

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	90308
Year Established	1871
Employees	71
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.07%
Return on Equity - YTD	0.76%
Annual Interest Income	$18.6MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$852.4MM$746.9MM
Loans	Q2 2024vs Q2 2023	$682.2MM$596.6MM
Deposits	Q2 2024vs Q2 2023	$637.4MM$578.2MM
Equity Capital	Q2 2024vs Q2 2023	$79.4MM$72.9MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$3.5MM$5.5MM
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$1.4MM$1.3MM
Real Estate Owned	Q2 2024vs Q2 2023	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Winchester Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Winchester Savings Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.29%	$10	-	Variable Rate Retirement
3.29%^*	$25k^*	-	High Yield Savings
OTHER TIERS: 0.50% → $10 - $25k
3.29%^*	$25k^*	-	Business High Yield Savings
OTHER TIERS: 0.50% → $10 - $25k
0.60%^*	$500k^*	-	Business Statement Savings
OTHER TIERS: 0.10% → $10 - $50k \| 0.25% → $50k - $250k \| 0.40% → $250k - $500k
0.50%^*	$500k^*	-	Statement Savings
OTHER TIERS: 0.10% → $10 - $50k \| 0.20% → $50k - $250k \| 0.30% → $250k - $500k
0.10%	$10	-	Vacation Club Account
0.10%	$10	-	Holiday Club Account

Winchester Savings Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.50%	$10	-	Business Money Market Account
1.50%^*	$250k^*	-	Money Market Account
OTHER TIERS: 0.20% → $10 - $50k \| 1.25% → $50k - $250k

Winchester Savings Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$10	-	IOLTA Checking
0.05%^*	$1.5k^*	-	Premier Interest
OTHER TIERS: 0.01% → $10 - $1.5k
0.01%	$10	-	Business Interest Checking
0.01%	$10	-	50+ Advantage
0.01%	$10	-	Easy Interest Checking

Winchester Savings Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.01%	$10	-	5 Month Certificate
4.01%	$10	-	Business 5 Month Certificate
3.75%	$10	-	11 Month Certificate
3.75%	$10	-	Business 11 Month Certificate
3.50%	$10	-	18 Month Certificate
3.50%	$10	-	Business 18 Month Certificate
2.52%	$10	-	2 Year Certificate
2.52%	$10	-	Business 2 Year Certificate
0.80%	$10	-	5 Year Certificate
0.80%	$10	-	Business 5 Year Certificate
0.75%	$10	-	4 Year Certificate
0.75%	$10	-	Business 4 Year Certificate
0.70%	$10	-	3 Year Certificate
0.70%	$10	-	Business 3 Year Certificate
0.60%	$10	-	182 Day Certificate
0.60%	$10	-	Business 182 Day Certificate
0.50%	$10	-	15 Month Certificate
0.50%	$10	-	9 Month Certificate
0.50%	$10	-	Business 9 Month Certificate
0.50%	$10	-	Business 15 Month Certificate
0.45%	$10	-	1 Year Certificate
0.45%	$10	-	Business 1 Year Certificate
0.30%	$10	-	91 Day Certificate
0.30%	$10	-	Business 91 Day Certificate

Winchester Savings Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.01%	$10	-	5 Month IRA
3.75%	$10	-	11 Month IRA
3.50%	$10	-	18 Month IRA
2.52%	$10	-	2 Year IRA
0.80%	$10	-	5 Year IRA
0.75%	$10	-	4 Year IRA
0.70%	$10	-	3 Year IRA
0.60%	$10	-	182 Day IRA
0.50%	$10	-	15 Month IRA
0.50%	$10	-	9 Month IRA
0.45%	$10	-	1 Year IRA
0.30%	$10	-	91 Day IRA

Locations

Winchester Savings Bank Locations
Arlington Branch	188 Medford Street	Arlington, MA 02474
Woburn Branch	344 Cambridge Road	Woburn, MA 01801
Hammond Square Branch	573 Main Street	Woburn, MA 01801
Winchester Savings Bank	661 Main St	Winchester, MA 01890

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.