Winchester Savings Bank

Overview / Commentary
661 Main Street
Winchester, MA 01890

Winchester Savings Bank is headquartered in WINCHESTER and is the 58th largest bank in the state of Massachusetts. It is also the 1,202nd largest bank in the nation. It was established in 1871 and as of March of 2024, it had grown to 66 employees at 6 locations. Winchester Savings Bank's money market rates are 10X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #90308
Year Established1871
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.09%
Return on Equity - YTD0.97%
Annual Interest Income$9MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$819.3MM$721.2MM
LoansQ1 2024vs Q1 2023$655.8MM$569.8MM
DepositsQ1 2024vs Q1 2023$608.9MM$564MM
Equity CapitalQ1 2024vs Q1 2023$79.3MM$73MM
Loan Loss AllowanceQ1 2024vs Q1 2023$3.2MM$5.2MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$1.4MM$1.3MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not Winchester Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Winchester Savings Bank Savings Account Rates

3.59%*$25k*-High Yield Savings
OTHER TIERS: 0.50% $10 - $25k
3.59%*$25k*-Business High Yield Savings
OTHER TIERS: 0.50% $10 - $25k
0.60%*$500k*-Business Statement Savings
OTHER TIERS: 0.10% $10 - $50k | 0.25% $50k - $250k | 0.40% $250k - $500k
0.50%*$500k*-Statement Savings
OTHER TIERS: 0.10% $10 - $50k | 0.20% $50k - $250k | 0.30% $250k - $500k
0.30%$10-Variable Rate Retirement
0.10%$10-Vacation Club Account
0.10%$10-Holiday Club Account

Winchester Savings Bank Money Market Rates

4.30%$10-Business Money Market Account
4.30%$10-Special Money Market
1.50%*$250k*-Money Market Account
OTHER TIERS: 0.20% $10 - $50k | 1.25% $50k - $250k

Winchester Savings Bank Checking Account Rates

0.20%$10-IOLTA Checking
0.05%*$1.5k*-Premier Interest
OTHER TIERS: 0.01% $10 - $1.5k
0.01%$10-Business Interest Checking
0.01%$10-50+ Advantage
0.01%$10-Easy Interest Checking

Winchester Savings Bank CD Rates

5.01%$10-7 Month Certificate
5.01%$10-11 Month Certificate
4.75%$10-22 Month Certificate
4.25%$10-18 Month Certificate
0.80%$10-5 Year Certificate
0.75%$10-4 Year Certificate
0.70%$10-3 Year Certificate
0.60%$10-182 Day Certificate
0.60%$10-2 Year Certificate
0.45%$10-1 Year Certificate
0.30%$10-91 Day Certificate

Winchester Savings Bank IRA Rates

5.01%$10-7 Month IRA
5.01%$10-11 Month IRA
4.75%$10-22 Month IRA
4.25%$10-18 Month IRA
0.80%$10-5 Year IRA
0.75%$10-4 Year IRA
0.70%$10-3 Year IRA
0.60%$10-2 Year IRA
0.60%$10-182 Day IRA
0.45%$10-1 Year IRA
0.30%$10-91 Day IRA

Winchester Savings Bank Locations
Arlington Branch188 Medford StreetArlington, MA 02474
Woburn Branch344 Cambridge RoadWoburn, MA 01801
Hammond Square Branch573 Main StreetWoburn, MA 01801
Winchester Savings Bank661 Main StWinchester, MA 01890

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