Winchester Savings Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.65%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD
0.45%	1-year CD	2.65% - Barclays 12 Month Online CD
0.15%	Savings	2.00% - Ally Bank Online Savings Account

View all Winchester Savings Bank rates »

Overview / Commentary

www.winchestersavings.com

781-729-2130

661 Main Street
Winchester, MA 01890

Winchester Savings Bank is headquartered in Winchester and is the 71^st largest bank in the state of Massachusetts. It is also the 1,321^st largest bank in the nation. It was established in 1871 and as of September of 2018, it had grown to 82 employees at 4 locations. Winchester Savings Bank's money market rates are 2X the national average, and it has an A health rating.

Overall
FDIC Certificate #	90308
Year Established	1871
Employees	82
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.43%
Return on Equity - YTD	3.55%
Annual Interest Income	$13.3MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$542.2MM$539.5MM
Loans	Q3 2018vs Q3 2017	$415.5MM$385.6MM
Deposits	Q3 2018vs Q3 2017	$461.2MM$460.6MM
Equity Capital	Q3 2018vs Q3 2017	$65.4MM$64.5MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$3.4MM$3.1MM
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$1.8MM$1.7MM
Real Estate Owned	Q3 2018vs Q3 2017	$0$0

Rates

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Savings
Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Winchester Savings Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*	$500k^*	-	Statement Savings
OTHER TIERS: 0.15% → $10 - $50k \| 0.20% → $50k - $250k \| 0.25% → $250k - $500k
0.30%	$10	-	Variable Rate Retirement
0.30%^*	$500k^*	-	Business Statement Savings
OTHER TIERS: 0.15% → $10 - $50k \| 0.20% → $50k - $250k \| 0.25% → $250k - $500k
0.20%	$10	-	Vacation Club Account
0.20%	$10	-	Holiday Club Account
0.15%	$10	-	Passbook Savings
0.15%	$10	-	Business Passbook Savings

Winchester Savings Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	$10	-	Business Money Market Account
1.00%^*	$500k^*	-	Money Market Account
OTHER TIERS: 0.50% → $10 - $250k \| 0.75% → $250k - $500k

Winchester Savings Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%	$10	-	IOLTA Checking
0.05%	$10	-	Nexus Plus Checking
0.01%	$10	-	Nexus Checking
0.01%	$10	-	Business Interest Checking
0.01%	$10	-	Interest Checking

Winchester Savings Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.10%	$500	-	3 Year CD - Nexus Plus Preferred
3.05%	$500	-	3 Year CD - Nexus Preferred
3.00%	$500	-	3 Year CD
2.75%	$500	-	20 Month CD - Nexus Plus Preferred
2.75%	$500	-	5 Year CD - Nexus Plus Preferred
2.70%	$500	-	20 Month CD - Nexus Preferred
2.70%	$500	-	5 Year CD - Nexus Preferred
2.65%	$500	-	20 Month CD
2.65%	$500	-	4 Year CD - Nexus Plus Preferred
2.65%	$500	-	5 Year CD
2.60%	$500	-	4 Year CD - Nexus Preferred
2.55%	$500	-	4 Year CD
2.45%	$500	-	2 Year CD - Nexus Plus Preferred
2.40%	$500	-	2 Year CD - Nexus Preferred
2.35%	$500	-	2 Year CD
2.00%	$500	-	18 Month CD - Nexus Plus Preferred
1.95%	$500	-	18 Month CD - Nexus Preferred
1.90%	$500	-	18 Month CD
1.65%	$500	-	182 Day CD - Nexus Plus Preferred
1.60%	$500	-	182 Day CD - Nexus Preferred
1.55%	$500	-	182 Day CD
0.55%	$500	-	1 Year CD - Nexus Plus Preferred
0.50%	$500	-	1 Year CD - Nexus Preferred
0.45%	$500	-	1 Year CD
0.30%	$500	-	91 Day CD - Nexus Plus Preferred
0.25%	$500	-	91 Day CD - Nexus Preferred
0.20%	$500	-	91 Day CD

Winchester Savings Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.10%	$500	-	3 Year IRA - Nexus Plus Preferred
3.05%	$500	-	3 Year IRA - Nexus Preferred
3.00%	$500	-	3 Year IRA
2.75%	$500	-	20 Month IRA - Nexus Plus Preferred
2.75%	$500	-	7 Year IRA - Nexus Plus Preferred
2.70%	$500	-	20 Month IRA - Nexus Preferred
2.70%	$500	-	7 Year IRA - Nexus Preferred
2.65%	$500	-	7 Year IRA
2.65%	$500	-	20 Month IRA
2.65%	$500	-	5 Year IRA - Nexus Plus Preferred
2.60%	$500	-	5 Year IRA - Nexus Preferred
2.55%	$500	-	5 Year IRA
2.45%	$500	-	2 Year IRA - Nexus Plus Preferred
2.40%	$500	-	2 Year IRA - Nexus Preferred
2.35%	$500	-	2 Year IRA
2.00%	$500	-	18 Month IRA - Nexus Plus Preferred
1.95%	$500	-	18 Month IRA - Nexus Preferred
1.90%	$500	-	18 Month IRA
0.55%	$500	-	1 Year IRA - Nexus Plus Preferred
0.50%	$500	-	1 Year IRA - Nexus Preferred
0.45%	$500	-	1 Year IRA

Locations

Winchester Savings Bank Locations
Arlington Branch	188 Medford Street	Arlington, MA 02474
Woburn Branch	344 Cambridge Road	Woburn, MA 01801
Hammond Square Branch	573 Main Street	Woburn, MA 01801
Winchester Savings Bank	661 Main Street	Winchester, MA 01890

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