Overview / Commentary
Windthorst Federal Credit Union is headquartered in WINDTHORST and is the 153rd largest credit union in the state of Texas. It is also the 1,912th largest credit union in the nation. It was established in 1964 and as of March of 2025, it had grown to 11 employees and 3,460 members at 1 location. Windthorst Federal Credit Union has an A health rating.
Field of Membership Restrictions
Windthorst Federal Credit Union is open to anyone who lives, works, worships or goes to school in Clay, Archer, Jack, or Young Counties in Texas. Immediate family of current credit union members and employees are also eligible to join.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Windthorst Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 16373 |
| Year Chartered | 1964 |
| Employees | 11 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.98% |
| Return on Equity - YTD | 7.8% |
| Annual Interest Income | $1.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $91.8MM$84.4MM |
| Loans | Q1 2025vs Q1 2024 | $63MM$64.5MM |
| Deposits | Q1 2025vs Q1 2024 | $80.2MM$73.6MM |
| Equity Capital | Q1 2025vs Q1 2024 | $11.4MM$10.7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $462K$598K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $148K$448K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |