Overview / Commentary
Windthorst Federal Credit Union is headquartered in WINDTHORST and is the 170th largest credit union in the state of Texas. It is also the 2,233rd largest credit union in the nation. It was established in 1964 and as of September of 2020, it had grown to 9 employees and 2,975 members at 1 location. Windthorst Federal Credit Union has an A health rating.
Field of Membership Restrictions
Windthorst Federal Credit Union is open to anyone who lives, works, worships or goes to school in Clay, Archer, Jack and Young Counties in Texas. Immediate family of current credit union members and employees are also eligible to join.
See current membership details
Health
A
Data as of Q3 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Windthorst Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 16373 |
| Year Chartered | 1964 |
| Employees | 9 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.47% |
| Return on Equity - YTD | 9.31% |
| Annual Interest Income | $1.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2020vs Q3 2019 | $61.3MM$55.4MM |
| Loans | Q3 2020vs Q3 2019 | $41.5MM$34.1MM |
| Deposits | Q3 2020vs Q3 2019 | $51.0MM$46.1MM |
| Equity Capital | Q3 2020vs Q3 2019 | $9.5MM$9.0MM |
| Loan Loss Allowance | Q3 2020vs Q3 2019 | $466.00K$344.00K |
| Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $69.00K$89.00K |
| Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |