Winnsboro State Bank & Trust Company

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.winnsborobank.com

318-435-7535

3875 Front Street
Winnsboro, LA 71295

Winnsboro State Bank & Trust Company is headquartered in WINNSBORO and is the 53^rd largest bank in the state of Louisiana. It is also the 2,225^th largest bank in the nation. It was established in 1902 and as of March of 2025, it had grown to 64 employees at 5 locations. Winnsboro State Bank & Trust Company has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	10533
Year Established	1902
Employees	64
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.4%
Return on Equity - YTD	12.51%
Annual Interest Income	$5.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$363MM$349.4MM
Loans	Q1 2025vs Q1 2024	$268.2MM$245.2MM
Deposits	Q1 2025vs Q1 2024	$317.6MM$285.9MM
Equity Capital	Q1 2025vs Q1 2024	$40.5MM$36.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.7MM$2.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$4.3MM$2.6MM
Real Estate Owned	Q1 2025vs Q1 2024	$623K$170K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Winnsboro State Bank & Trust Company.

Locations

Winnsboro State Bank & Trust Company Locations
Winnsboro State Bank & Trust Company	3875 Front St	Winnsboro, LA 71295
Gilbert Branch	7518 Gilbert Street	Gilbert, LA 71336
Mangham Branch	410 Horace Street	Mangham, LA 71259
Winnsboro State Bank & Trust Company	1907 Highway 425	Rayville, LA 71269

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