Featured Savings Rates
Featured Accounts

WinSouth Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.55%5-year CD60 Month CD
0.55%1-year CD12 Month CD
0.25%SavingsShare Savings Account

Overview / Commentary
256-543-7302
110 S. 26Th St
Gadsden, AL 35904

WinSouth Credit Union is headquartered in GADSDEN and is the 18th largest credit union in the state of Alabama. It is also the 848th largest credit union in the nation. It was established in 1951 and as of September of 2016, it had grown to 97 employees and 41,375 members at 8 locations. WinSouth Credit Union's money market rates are 14% higher than the national average, and it has a B+ health rating.

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Health
B+

Health Grade Components

Overall
NCUA #97076
Year Chartered1951
Employees97
Primary Regulator
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD5.74%
Annual Interest Income$6.3MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$251.5MM$238.2MM
LoansQ3 2016vs Q3 2015$175.5MM$164.6MM
DepositsQ3 2016vs Q3 2015$230.7MM$218.2MM
Equity CapitalQ3 2016vs Q3 2015$19.3MM$18.6MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.0MM$1.3MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.0MM$1.4MM
Real Estate OwnedQ3 2016vs Q3 2015$781.00K$479.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

WinSouth Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%--IRA Club Account
0.50%$1k-Super Savings
0.25%$25-Share Savings Account
0.25%--Vacation Club
0.25%--Christmas Club

WinSouth Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$200k*-Money Market
OTHER TIERS: 0.25% $1k - $50k | 0.35% $50k - $200k

WinSouth Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$1k-60 Month CD
1.25%$1k-48 Month CD
1.00%$1k-36 Month CD
0.80%$1k-24 Month CD
0.55%$1k-12 Month CD
0.30%$1k-6 Month CD

WinSouth Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$1k-60 Month IRA CD
1.25%$1k-48 Month IRA CD
1.00%$1k-36 Month IRA CD
0.80%$1k-24 Month IRA CD
0.55%$1k-12 Month IRA CD
0.30%$1k-6 Month IRA CD
Locations


WinSouth Credit Union Locations
Branch Office5674 AL Highway 68COLLINSVILLE, AL 35961-4160
Branch Office199 INDEPENDENT DRRAINBOW CITY, AL 35906
Branch Office101 DRINKARD DR NWFORT PAYNE, AL 35967
Corporate Office110 S 26TH STGADSDEN, AL 35904-1935
Branch Office3512 US Highway 431ALBERTVILLE, AL 35950-0204
Branch Office320 ALBERT RAINS BLVDGADSDEN, AL 35901
Branch Office67 ROY SANDERSON AVERAINSVILLE, AL 35986
Branch Office201 3RD ST SONEONTA, AL 35121-2184